Drivers often forget how dangerous the open road can be. One poor decision could cause serious injuries and thousands of dollars in property damages. If you or a loved one was injured in an automobile accident, it may be difficult to know what to do next or who to call—but a qualified Rapides Parish car accident lawyer may be able to help with that.
If you were hurt in an automobile crash due to the negligence of another, a skilled personal injury attorney could help you seek compensation. With skilled legal counsel by your side, you could work to hold the negligent party responsible for your injuries and any damages. It may be wise to speak to a dedicated attorney about your legal options and how to recover compensation.
Fault in Automobile Crashes
In Louisiana, the driver who is at fault for an accident is responsible for any harm they caused. If the driver has car insurance, their insurance company may cover the losses up to their policy limits.
It may be best to speak to an experienced car accident lawyer in Rapides Parish before speaking to or settling with any insurance companies. In many cases, injured individuals may receive more compensation with legal representation than without.
Minimum Car Insurance Coverage for Drivers
As per Louisiana Civil Code 32:863.1, drivers must have automobile insurance and must provide proof of such coverage when asked by law enforcement officials. The minimum amounts of liability insurance coverage that drivers in Rapides Parish must carry are:
- $15,000 for bodily injury or death of one person
- $30,000 for total bodily injury or death liability
- $25,000 for property damage per accident
Drivers who do not have automobile insurance coverage may not only face tickets and fines but also could be held personally liable for the damages they cause.
Recoverable Damages in Rapides Parish
If a civil court determines that the defendant is liable for damages, they or their insurance company would be ordered to pay compensation to the plaintiff. The types and amounts of damages vary case by case.
Economic damages are those with a specific monetary value. These are common and could be awarded in even minor car accidents. Examples of economic damages include:
- Costs of replacing or repairing damaged property, including a vehicle
- Present and future medical bills
- Lost wages
- Medical expenses for treatment including hospital stays, rehabilitation, and surgical procedures
Non-economic damages are often difficult to quantify without an attorney’s assistance because they are subjective and may be worth different amounts depending on the circumstances. Common non-economic damages include pain and suffering, mental anguish, physical impairment, shortened life expectancy, disfigurement, loss of companionship, and diminished quality of life.
It is important to note that plaintiffs are not subject to damage caps or limits for car accidents in Louisiana. As such, courts are free to determine what they believe is a fair award for the plaintiff without the constraints of a damage cap.
Help from a Rapides Parish Car Accident Attorney
Even simple car accidents can have tremendous consequences, and the costs can be burdensome for any family. Let a seasoned attorney help you seek compensation.
A knowledgeable Rapides Parish car accident lawyer could work with you to file your claim on time, hold the responsible party accountable for your injuries, and seek the justice you deserve. Call today for a case evaluation and to learn more about your legal rights.