If you were injured in a car accident caused by an uninsured driver, you may feel uncertain about your options for financial recovery. Even if the at-fault driver cannot pay for your damages, you may still have the right to explore other avenues for compensation.
At Laborde Earles, we have recovered over $1 billion for our clients and are here to assist those facing challenging situations. An Alexandria uninsured motorist accident lawyer from our team can help you pursue the support you need after an accident caused by a negligent driver.
Whether dealing with uninsured drivers or other accident claims, an Alexandria car accident lawyer from Laborde Earles can provide the guidance and representation necessary to seek justice.
Proven Results With an Uninsured Motorist Accident Lawyer in Alexandria, LA
We understand the challenges clients face after accidents with uninsured drivers. As trusted Alexandria personal injury lawyers, we are committed to helping accident victims pursue justice and accountability.
Examples of notable outcomes include:
- $195,000 – Auto accident causing a back injury without surgery
- $190,000 – Auto accident involving hip and back injuries
- $1,400,000 – Settlement for an Alexandria woman in a car accident
- $5,250,000 – Auto accident resulting in a brain injury
- $5,100,000 – Verdict for an auto accident victim
If you’ve been in an accident caused by an uninsured driver, an uninsured motorist accident lawyer in Alexandria, LA, can help. With a proven history of verdicts and settlements, our team works to achieve meaningful outcomes for our clients, whether through negotiation or litigation.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientWhat You Need to Know About Auto Insurance Laws in Louisiana
According to the Louisiana Department of Insurance (LDI) Consumer’s Guide to Auto Insurance, all vehicle owners must carry minimum liability coverage on any vehicle or risk facing stiff penalties (such as fines or having their car impounded).
The required minimum amounts of liability coverage include:
- Bodily injury liability coverage: $15,000 per person and $30,000 per accident
- Property damage liability coverage: $25,000
Consulting with an Alexandria uninsured motorist accident attorney can help you understand what options you may have for pursuing compensation.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientSteps to Take After an Accident With an Uninsured Driver
You should take several steps after an uninsured driver strikes you in Louisiana. First and foremost, make sure you stop your vehicle. Leaving the scene of an accident is a criminal act.
Once you and the other driver get your vehicles off of the road and out of traffic, focus on these tasks:
Report the Accident
You have a legal duty to report most motor vehicle accidents to the police in Alexandria, per RS 32:398. Drivers without insurance may try to convince you not to report the collision because driving without insurance is against the law.
An uninsured driver may promise to cover your car repairs or medical expenses out of pocket if you agree not to report the collision. However, such an agreement is not legally binding, and the other driver could refuse to pay or lack the funds, leaving you responsible for costly medical bills and property damage.
To protect your rights, it’s important to report any accident immediately. Consulting with a personal injury attorney can also help you explore your options for recovering damages and addressing the financial impact of the collision.
Get Medical Care
Were you hurt in your car accident? If you suffered a severe injury, it’s important to call an ambulance immediately. In less urgent situations, you may be able to drive yourself to the hospital for medical treatment.
Seeking medical care promptly not only addresses accident injuries but also helps establish a clear connection between the collision and your condition.
Common accident injuries in crashes involving uninsured drivers include:
- Broken bones and fractures
- Head and brain injuries
- Back, spinal cord, and neck injuries
- Internal injuries
- Burns, cuts, and abrasions
Quick medical care can be critical for recovery, especially if you’ve experienced a serious injury. Taking this step also strengthens any potential claims related to the accident.
Gather Evidence About the Accident
You can take proactive steps to build a claim after an uninsured car accident in Alexandria. Start by collecting evidence before you leave the accident scene. Evidence may include pictures of:
- Your injuries
- The accident scene
- The damage to your vehicle
You should also collect contact information from any eyewitnesses and the driver who struck you. Additionally, file an accident report with the police to create an official record of the incident.
Finally, consider writing down everything that happened in the accident right away. Recording the details while they are fresh in your memory can be valuable. A lawyer can use this information to strengthen your case and help you pursue fair compensation for your losses.
Speak With an Uninsured Car Accident Lawyer
You can get professional help on your side after an accident with an uninsured driver by working with an uninsured motorist accident attorney in Alexandria, LA. Our team understands the challenges involved in pursuing an insurance claim when the at-fault party lacks adequate coverage, and we are committed to putting your needs first.
Reaching out to a lawyer promptly provides you with strong legal representation when communicating with insurance companies, the at-fault party, and law enforcement. This support can make a significant difference in building your case.
With the right legal guidance, you can pursue financial compensation for your losses, even when dealing with an uninsured driver.
Contact Your Insurance Company
Finally, even if the other driver is an uninsured or underinsured driver, it’s important to review your own insurance policy and notify your insurance agency about the collision. Reporting the accident promptly is a key step in the claims process.
Before sharing too much information with the insurance company, consider consulting an experienced car accident lawyer. Having legal guidance can help protect your rights and avoid potential pitfalls during the claims process.
Our team is here to provide the support you need. During your free consultation, we can discuss your case and explain how to address the challenges of dealing with an uninsured or underinsured driver.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientWhat if the Other Driver is Uninsured?
Although driving uninsured is illegal in Louisiana, some motorists still operate vehicles without coverage, making it hard to recover your losses after an accident. Seeking compensation for damages, including medical costs, can become more complicated when the at-fault driver lacks insurance.
In these cases, there are generally two ways to pursue compensation for your medical expenses, lost wages, and other damages:
Filing a Claim on Your Uninsured/Underinsured Motorist (UM) Policy
If you have uninsured/underinsured (UM) coverage, you may be able to file a claim with your insurance company. The coverage typically matches the policy limits of your general liability coverage. There is a good chance you have UM coverage unless you rejected it in writing.
If you do not know if you have UM coverage, one of our team members can help you find out.
Filing a Personal Injury Lawsuit Against the Uninsured Driver
If the driver did not have the money to purchase auto insurance, they likely do not have the financial means to pay for your medical bills, lost wages, or pain and suffering. However, we may be able to identify assets that may cover part or all of your damages.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientDamages You May Be Able to Claim in an Uninsured Car Accident Case
In a personal injury case, you may be entitled to claim economic and non-economic damages based on the extent of your losses and the circumstances surrounding your accident. As your attorneys, our job is to identify the at-fault party and establish that their negligence led to your injuries.
You may be eligible to claim the following in your personal injury claim:
- Medical treatment costs
- Estimated future medical treatment or rehabilitation
- Lost wages or income
- Future lost pay or disability
- Property damage
- Physical pain and suffering
- Emotional distress
While some damages—such as medical bills and lost wages—are calculable, we may have to estimate the value of other damages (such as pain and suffering). Our Alexandria reckless driving accident lawyers can help you pursue the. maximum compensation based on the value of your losses.
How an Uninsured Motorist Accident Lawyer Can Help With Your Case
When you are injured in an accident caused by an uninsured driver, determining how to recover your losses can be painstaking. An uninsured motorist accident attorney in Alexandria can guide you through the legal process and work to secure the financial compensation you need.
Our law firm is here to advocate for you and can assist with your case in the following ways:
Investigating Your Claim
Our lawyers take great care in investigating your claim to uncover the facts. Our investigation helps us establish fault and liability and draw a clear connection between the other driver’s negligence and your injuries.
Gathering Evidence
We can gather evidence to support your claim. Evidence may include a police or accident report, witnesses of the car accident, photos, videos, property damage, or medical reports. We will submit all evidence to the insurance company along with your claim.
Negotiating a Fair Settlement
We can review the details of your auto insurance policy to identify the damages available based on the type of accident you were involved in. Additionally, we can manage all communications with the insurer, so you have one less thing you have to think about.
Representing You in Court
Your insurance company may deny your claim or make an offer that does not reflect the sum of your damages. If so, you may have the option of taking your case to court. We can provide representation and plead your case before a judge or jury.
Our law firm is committed to helping you get the compensation you deserve. We will continue to fight for your rights so that justice is served.
Proving Negligence in an Uninsured Motorist Accident
An experienced car accident attorney can determine who to pursue compensation from following a car accident with an uninsured driver. Whomever we seek compensation from—be it the driver, another party, or a government agency—we must prove the following criteria:
Duty of Care
We must show that the party we intend to hold liable for your losses was responsible for keeping you safe. In the case of an uninsured driver, their duty of care to you is implied when they get in the driver’s seat. However, if the uninsured driver does not have the assets available to compensate you, we would need to seek coverage elsewhere.
For example, if a defective traffic light contributed to the accident, we would have to show that the government agency responsible for the traffic light owed you a duty of care.
Breach of Duty
A lawyer from our firm can also help you prove that the liable party breached their duty of care to you. This breach may involve failing to follow traffic laws, engaging in reckless driving, or distracted driving. In cases involving a government agency, it could include neglecting scheduled maintenance of traffic devices.
Causation and Damages
The liable party’s breach of duty must have caused the accident, and you must have suffered financial, physical, or emotional losses as a result.
Our legal team can work to gather the evidence we need to prove the above criteria.
Our Alexandria Uninsured Motorist Accident Lawyers Are Here for You
At Laborde Earles, we know the challenges that can arise after an accident involving an uninsured driver. From managing medical bills to addressing vehicle repairs, these situations often leave you searching for solutions. An Alexandria uninsured motorist accident lawyer from our team is here to provide the guidance and support you need.
With over 350 years of combined experience, our legal team has successfully handled cases involving uninsured motorists. We focus on protecting your rights, managing the legal process, and pursuing compensation for your losses, including medical costs and lost income.
If you’ve been injured by an uninsured driver, contact Laborde Earles today. Let us use our experience to help you move forward and fight for the justice you deserve.
