Why Do Property Insurance Claims Get Denied?

Getting a property insurance claim approved isn’t necessarily easy. An insurance company may offer a questionable reason for denying a claim, and the claimant may have to appeal the decision. Your claim may be denied because:

  • The insurer alleges your particular policy doesn’t cover your damages
  • The insurer says you didn’t pay your insurance premiums on time
  • The insurer says you didn’t provide enough or satisfactory evidence of your damages
  • You misinterpreted your policy

If you believe any of those reasons apply to your claim denial, an insurance claims lawyer from our firm can help. Your lawyer can review your existing evidence, help you appeal the decision, or help in several other ways.

Why Did I Receive a Low Property Insurance Settlement Offer?

You may have received a low settlement offer for one of the reasons mentioned above or because you didn’t list all your damages in your claim. There may also be another reason. Regardless, one of our firm’s attorneys can help by listing and valuating all your damages for you.

Client Testimonials Hear from locals like you.

At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go throu...

At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go through. They checked in on us to see how things were going with DR appointment and therapy. They checked in on the phone or by text and if I had a question and I was in Lafayette and I would stop by the office one of them would come to answer my questions. I truly appreciate the response and respect that they showed to me and my husband and I would really recommend them to family and friends.

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Hazel G.

I am able to witness Karely Cornwell handle calls from people who are in need of Laborde Earles services. She is always polite and professional. I thi...

I am able to witness Karely Cornwell handle calls from people who are in need of Laborde Earles services. She is always polite and professional. I think it’s safe to assume that the majority of people who call in are stressed and to have someone who is calm and kind taking the call is a great representation of the company.

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Debbie Fontenot

Marksville

Toni at LE is seriously so dedicated and a hard worker! LE is lucky to have this chick. She's so sweet but a little spicy (in a good, funny way!) whic...

Toni at LE is seriously so dedicated and a hard worker! LE is lucky to have this chick. She's so sweet but a little spicy (in a good, funny way!) which is always a breath of fresh air to be around someone who is genuine. She's a doll and anyone who comes into contact with her is a lucky one!

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Hannah Johnson

Baton Rouge

Eryn Laughlin is a good employee, we love her!

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anonymous

Car Accident

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

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Megan C.

Michelle Brouillette is a wonderful addition to the Laborde Earles team.

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Melanie B.

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions ...

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions and concerns, and her professionalism was top notch. Her phone etiquette, and calm and caring attitude was outstanding.

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Gail

Baton Rouge

Elizabeth Lachney was super helpful in explaining a lot of things i didnt understand about my case. Very respectful and seemed so welling to help me! ...

Elizabeth Lachney was super helpful in explaining a lot of things i didnt understand about my case. Very respectful and seemed so welling to help me! She is the best, I 1000% recommend her if you have any questions!

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skylar bachman

New Iberia

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs. Courtney. I spoke with her multiple times, and each time she was patient and answered every question I had. She made me feel like I was the only client. Grateful for her and Laborde Earls!

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Tracie M.

Over 1,700 5-Star Reviews

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The Services You’ll Receive From a New Orleans Insurance Claims Lawyer

Instead of arguing with the insurer or trying to appeal their decision by yourself, you should consider hiring an insurance claims lawyer from our firm. Your lawyer can argue and negotiate with the insurer for you. Insurance claims lawyers know how to handle and negotiate with insurers, so having one on your team may be invaluable for your case. To help you get a favorable settlement offer, your lawyer can:

  • Go over your policy and its fine print thoroughly
  • Help you understand your policy, including its limitations and maximums
  • Verify whether you paid your insurance premiums on time
  • List and value your losses and other damages
  • Investigate whether your policy covers all your damages
  • Review and add to the existing evidence in your claim
  • File your appeal of the insurer’s decision for you
  • Represent you and your family’s needs
  • Negotiate a settlement on your behalf

Negotiating with an insurer or appealing an insurer’s decision can be complicated. If your insurer refuses to compromise or engages in bad faith practices, your lawyer will hold them accountable.

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Taking Your Insurer to Court

If negotiations with your insurer fail or they act in bad faith, per RS 22:1973, your lawyer can take them to court. There, your lawyer will argue your case before a judge or jury and fight for a favorable verdict on your behalf.

The insurance claims lawyers from our firm are capable negotiators and litigators, and we’ll do everything we can to achieve a favorable outcome for you in or out of court.

Talk to a Louisiana Local Attorney Today

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Damages You May Receive Compensation for

Depending on your situation, your lawyer may be able to pursue various damages. If your lawyer can establish that your insurer was unfair and acted in bad faith, your lawyer may be able to pursue additional damages. All damages are worth pursuing since they’ll help you and your family recover from your losses and support yourselves in the future. Your recoverable damages could include:

  • Bills for the repair or replacement of personal property
  • The cost of repairing flood or rain damage
  • The costs involved in repairing damage to your landscaping
  • Repair bills for your home’s interior or exterior structure (including the foundation)
  • The cost of replacing your home if it was destroyed
  • The cost of any temporary housing you and your family may need

About Our Lawyers

At Laborde Earles Injury Lawyers, our lawyers have over one hundred years of combined experience and have recovered hundreds of millions of dollars for our clients. These clients include those struggling with insurance claims.

Our focus is on helping individuals and their families rebuild their lives after accidents and disasters, including natural disasters. Since so many Louisiana residents need help after suffering natural disasters, we help these people by representing their needs and handling unreasonable insurers. If you’re in a situation where you need legal representation, we want to help you.

We understand your financial situation may be difficult right now. We can help you seek your due damages, and you won’t pay us anything unless we recover compensation for you. Additionally, your initial consultation with a member of our team will be completely free. We hope this makes hiring an insurance claims lawyer much more affordable for you.

Contact Us Today to Learn How a New Orleans Insurance Claims Lawyer Can Help You

You’ve been through a disaster, and you shouldn’t have to go through any issues with your insurance company. An insurance claims lawyer can help resolve these issues so you can recover fully from your losses.

If your insurance claim has been denied or your insurance offer is insufficient, reach out to us at Laborde Earles Injury Lawyers. We’ll tell you more about us and give you a free case review with one of our team members. If you choose to hire one of our New Orleans insurance claims lawyers, we will help you through your insurance situation from beginning to end. Contact us today for your free consultation.

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