After a storm, you expect your insurance company to help you with payments related to the damage. However, when this does not happen in a timely manner or when the insurer ignores your claim, you can retain our New Orleans storm loss lawyer to attempt to protect your interests.
Our team of storm damage attorneys in New Orleans understands the frustration you may be feeling when you do not believe your insurer is treating you fairly. We take pride in standing up for homeowners and small business owners struggling to receive the service they expect from an insurer.
We Protect the Interests of Property Owners Filing Storm Damage Claims
Our team knows all about the havoc a severe storm can bring to your life. After suffering property destruction and damage in a storm in New Orleans or the surrounding areas, you simply need help from your insurance company. The payment you expect to receive can give you a chance to put your life back on track.
You should not have to go through a second traumatic event when trying to receive the claim you deserve from your insurance company. You paid your premiums on time, and you expect the insurer to reciprocate by paying your claim quickly. We empathize with our clients who are receiving unfair treatment from insurers.
How Our Law Firm Can Help Your Case
Among the attorneys on our New Orleans storm damage team, there are more than 100 years of experience combined. Over the years, our team helped clients receive awards totaling more than $200 million.
We regularly participate in lawsuits for homeowners seeking the basic payments they need to put their homes back together. We also represent business owners who have seen a lifetime of work wiped out within a few hours by a massive storm.
No matter how large your insurance company is, we will stand up for your rights. Large insurers with a battery of lawyers do not intimidate us. We will represent you in negotiations, and we will stand by your side in court should the case go to trial.
We Take the Time to Understand Your Situation
Although we have a strategy that often works in storm damage lawsuits, we know the importance of personalizing our plans to your specific needs. Count on the fact that our team will take the time to get to know you. This is the best way to ensure that our team is fully working in your best interests at all times.
We need to understand both your immediate concerns and your worries about the future. Armed with this information, we can clearly verbalize what you want the insurer to do. Having this information also allows us to prepare for negotiations and a trial as fully as possible.
For a free legal consultation with a storm loss lawyer serving New Orleans, call (504) 766-3527
We Can Interpret the Complicated Language of Your Insurance Policy for You
It can be difficult for a homeowner or business owner to understand the exact language of an insurance policy, especially when they do not deal with these types of documents regularly.
When you believe your insurance company is not being truthful with you regarding the specific types of storm loss coverage you have, there are a few steps you can take to seek the claim payment you believe you deserve.
Retaining a New Orleans Storm Loss Attorney
Understand that insurance companies typically are for-profit entities. One of the ways insurers can ramp up profits is through unethically limiting or denying claims from storm damage. This is not a fair practice, and you should not have to accept it.
Hiring our team to represent your interests can help you with trying to obtain a claim. Sometimes, insurance companies will not take your claim seriously until you hire an attorney. Other times, we may be able to show that the insurer is misinterpreting the language in your policy.
Understanding What Your Policy Covers
Property owners who are seeking coverage after a storm may struggle to understand exactly what the policy covers. In the state of Louisiana, a wide range of storm types are possible. The National Weather Service lists some of the most damaging weather in the New Orleans area as involving storms like:
- Severe winds
- Heavy rain
Severe snowstorms even hit the New Orleans area on occasion.
Seeking Help From Governmental Entities for Storm Damage
Some policies do not cover all the types of storms in this area of Louisiana. You may need to purchase add-on insurance packages that cover some of these other times as a property owner. For example, homeowners may need to purchase flood insurance from FEMA, as private insurers do not always offer flood coverage.
Should you believe your insurance company is treating you unfairly based on the language in the policy, you have the option of hiring our team to represent you. You also can file a complaint against the insurer through the Louisiana Department of Insurance (LDI).
New Orleans Storm Loss Lawyer Near Me (504) 766-3527
Louisiana Law Requires Timely Payment of Property and Casualty Claims and Bad Faith Damages
If an insurance company is purposefully treating a customer unethically or unfairly, this is an example of the company operating in bad faith. Statutes in Louisiana require that insurers avoid bad faith operations.
For example, insurers must make a timely payment on property damage claims. According to the LDI, insurers must make a written offer to settle a claim within 30 days of receiving proof of the claim. Delaying a claim payout without cause is an example of bad faith.
Fight Back Against Insurers Who Bully Clients
Sometimes, an insurance company may try to intimidate a client into not filing a claim. For example, the insurer may tell you that if you make any errors on your claim form, this could result in insurance fraud and criminal charges. Our team can work to defend your rights if your insurer is treating you in this manner.
Contact a Storm Loss Attorney in New Orleans for Help with Your Claim Today
Expecting your insurance company to treat you fairly after a claim is a reasonable assumption. But when this does not happen, give us a call for help. Contact Laborde Earles Injury Lawyers at (504) 777-7777 as soon as possible for a free consultation.