Car accidents without insurance in New Orleans, Louisiana, are often more complicated than other accidents. However, you still have the right to seek monetary compensation. A car accident lawyer can help you navigate any challenges and fight for a financial award.
A Car Accident Attorney Can Help You Recover Compensation
You have one year from the date of the accident to take legal action against a negligent or reckless driver, per Louisiana Civil Code (CC) §3492. Speak to a law firm as soon as possible to preserve your right to seek compensation.
Many law offices will be happy to assess your case for free and, if you have a case, to charge no attorney’s fees until after you have received compensation. This makes it easier for you to afford an attorney to:
- Advise you throughout the process: Your lawyer will make sure you always have all the information you need to make the best possible decisions.
- Collect evidence: Witness statements, photos, medical records, and more can help prove your need for compensation.
- Quantify damages: Your lawyer will help you list all of the damages you qualify for and how much you should seek for each one.
- Fight for compensation: Whether you choose to seek a settlement from your own insurance or from the liable driver, your lawyer will do everything possible to recover the money your need.
- Handle paperwork: Your attorney will take care of it all, from the initial notifications to the final settlement agreements.
- Keep you up to date: You can depend on your lawyer to call whenever something important happens—and, of course, you are free to contact them for information between updates.
Wrongful death cases
If you lost a loved one in a car accident, you have the right to file a wrongful death lawsuit against the liable party. Speak to a car accident lawyer to learn more about your rights in this situation.
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What Compensation Is Available for Car Accident Victims?
The types of compensation you qualify for will depend on what types of injuries you sustained and how serious they are. (For example, you can generally ask for more money for permanent injuries than for temporary ones.)
Non-economic damages include any and all ways that the accident affected your physical and psychological health. You may qualify if you experienced hardships like the following:
- Disability: Your injuries cost you the use of a limb, an organ, or any other body part.
- Scarring: Your accident has left you with painful or disfiguring marks that no amount of treatment can fully heal.
- Loss of consortium: Your accident adversely affected your marriage in any way.
- Pain and suffering: Your injuries were physically or mentally painful, or they will continue to cause you pain in the future.
Economic damages include any and all ways that the accident affected your financial stability. You may qualify if you lost money due to:
- Loss of income: It was impossible for you to perform your regular job duties until your injuries healed.
- Medical bills: Your accident injuries required immediate treatment and/or will require treatment in the future.
- Repair costs: Your car was damaged and needed fixing. In addition, you may have had to rent a car or pay for transportation until your car was fixed.
- Loss of earning capacity: Your injuries have forced you to work less or to accept a lower-paying, less strenuous position.
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Can You Collect Compensation From an Uninsured Driver?
According to Page 4 of the “Consumer’s Guide to Auto Insurance” published by the Louisiana Department of Insurance (LDI), all car owners are required to carry a certain amount of liability insurance. This insurance will help cover the victim’s expenses if you hurt someone or damaged their car in an accident.
Your ability to collect compensation after an accident with an uninsured driver depends on several factors, including:
- Whether you have uninsured motorist insurance: There are several types of uninsured/underinsured motorist coverage available, but they are not legally required.
- What type of uninsured motorist insurance you have: Some types cover non-economic damages; others do not. Be sure to discuss what type of insurance you have with your lawyer.
- The liable driver’s assets: If you choose to sue an uninsured driver, your ability to collect compensation from them is limited by the assets they have.
A car accident lawyer can help you understand your rights and options.
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Get Help With Your Car Accident Case From One of Our Attorneys
If you were involved in a car accident without insurance in New Orleans, call Laborde Earles Injury Lawyers. We never charge attorney’s fees unless you receive compensation. You can reach our New Orleans office at (337) 777-7777 at any time.
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