In recent years, Louisiana residents have faced severe challenges from hurricanes like Hurricane Ida and more recently, Hurricane Francine, along with other natural disasters such as floods. Many are still struggling with property damage and insurance claims. If your claim has been denied or your settlement offer is insufficient, you don’t have to face this battle alone.
A New Orleans insurance claims lawyer from our firm can assist you in negotiating with insurers or appealing their decisions. Let us help you secure the compensation you deserve. Contact us today for a free consultation to learn how we can support your Hurricane claim and other insurance issues.
Why Do Property Insurance Claims Get Denied?
Getting a property insurance claim approved isn’t necessarily easy. An insurance company may offer a questionable reason for denying a claim, and the claimant may have to appeal the decision. Your claim may be denied because:
- The insurer alleges your particular policy doesn’t cover your damages
- The insurer says you didn’t pay your insurance premiums on time
- The insurer says you didn’t provide enough or satisfactory evidence of your damages
- You misinterpreted your policy
If you believe any of those reasons apply to your claim denial, an insurance claims lawyer from our firm can help. Your lawyer can review your existing evidence, help you appeal the decision, or help in several other ways.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientWhy Did I Receive a Low Property Insurance Settlement Offer?
You may have received a low settlement offer for one of the reasons mentioned above or because you didn’t list all your damages in your claim. There may also be another reason. Regardless, one of our firm’s attorneys can help by listing and valuating all your damages for you.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientThe Services You’ll Receive From a New Orleans Insurance Claims Lawyer
Instead of arguing with the insurer or trying to appeal their decision by yourself, you should consider hiring an insurance claims lawyer from our firm. Your lawyer can argue and negotiate with the insurer for you. Insurance claims lawyers know how to handle and negotiate with insurers, so having one on your team may be invaluable for your case.
To help you get a favorable settlement offer, your lawyer can:
- Go over your policy and its fine print thoroughly
- Help you understand your policy, including its limitations and maximums
- Verify whether you paid your insurance premiums on time
- List and value your losses and other damages
- Investigate whether your policy covers all your damages
- Review and add to the existing evidence in your claim
- File your appeal of the insurer’s decision for you
- Represent you and your family’s needs
- Negotiate a settlement on your behalf
Negotiating with an insurer or appealing an insurer’s decision can be complicated. If your insurer refuses to compromise or engages in bad faith practices, your lawyer will hold them accountable.
Taking Your Insurer to Court
If negotiations with your insurer fail or they act in bad faith, per RS 22:1973, your lawyer can take them to court. There, your lawyer will argue your case before a judge or jury and fight for a favorable verdict on your behalf.
The insurance claims lawyers from our firm are capable negotiators and litigators, and we’ll do everything we can to achieve a favorable outcome for you in or out of court.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientDamages You May Receive Compensation for
Depending on your situation, your lawyer may be able to pursue various damages. If your lawyer can establish that your insurer was unfair and acted in bad faith, your lawyer may be able to pursue additional damages. All damages are worth pursuing since they’ll help you and your family recover from your losses and support yourselves in the future.
Your recoverable damages could include:
- Bills for the repair or replacement of personal property
- The cost of repairing flood or rain damage
- The costs involved in repairing damage to your landscaping
- Repair bills for your home’s interior or exterior structure (including the foundation)
- The cost of replacing your home if it was destroyed
- The cost of any temporary housing you and your family may need
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientAbout Our Lawyers
At Laborde Earles Injury Lawyers, our lawyers have over one hundred years of combined experience and have recovered hundreds of millions of dollars for our clients. These clients include those struggling with insurance claims.
Our focus is on helping individuals and their families rebuild their lives after accidents and disasters, including natural disasters. Since so many Louisiana residents need help after suffering natural disasters, we help these people by representing their needs and handling unreasonable insurers. If you’re in a situation where you need legal representation, we want to help you.
We understand your financial situation may be difficult right now. We can help you seek your due damages, and you won’t pay us anything unless we recover compensation for you. Additionally, your initial consultation with a member of our team will be completely free. We hope this makes hiring an insurance claims lawyer much more affordable for you.
Contact Us Today to Learn How a New Orleans Insurance Claims Lawyer Can Help You
You’ve been through a disaster, and you shouldn’t have to go through any issues with your insurance company. An insurance claims lawyer can help resolve these issues so you can recover fully from your losses.
If your insurance claim has been denied or your insurance offer is insufficient, reach out to us at Laborde Earles Injury Lawyers. We’ll tell you more about us and give you a free case review with one of our team members. If you choose to hire one of our insurance claims lawyers, we will help you through your insurance situation from beginning to end. Contact us today for your free consultation.
