You suffer property damage and other losses due to a natural disaster or accident. At this point, get legal help from a Gretna insurance claims lawyer. From here, you can request compensation for your losses.
Laborde Earles puts more than 350 years of combined legal experience in your corner. Let a personal injury lawyer serving Gretna from our team assist you with your insurance claim. Contact us to get started.
Types of Insurance Claims
Fires, hurricane damage, and tornado damage are three reasons why people file insurance claims. Your lawyer can discuss the legal options relating to your insurance claim with you. They can help you with many types of insurance claims, including:
First Party
This involves submitting a claim directly to your insurance provider. The claim can cover property damage, medical bills, and other expenses. You could receive compensation up to your policy’s limits.
Business Insurance
With a business insurance claim, your company is protected financially based on a loss or damage. Typically, a business insurance policy covers losses due to bodily injuries, property damage, and other harm. A Gretna insurance claims attorney can examine your company’s policy in depth and explain all that it entails.
Residential Property
If your home is damaged due to no fault of your own, you could have grounds for a residential property claim. For example, a hurricane causes significant home damage. Partner with a hurricane damage lawyer serving Gretna, LA, and they can submit a claim to help you recover compensation for your losses.
Bad Faith Insurance
A bad faith insurance claim may be warranted if you believe an insurer is acting dishonestly. To prove bad faith, you must show your initial claim is valid under your insurance policy. In addition, you must verify that your insurer did not have a legitimate reason for choosing not to pay your claim.
The Laborde Earles team understands the challenges you will face if you submit an insurance claim. We provide tips for filing an insurance claim after a hurricane and other natural disasters and accidents and negotiate with your insurance company on your behalf. Schedule a consultation with our team.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientHow the Gretna Insurance Claims Process Works
An insurance claims lawyer serving Gretna, LA, addresses your legal concerns and questions. If you are interested in submitting a claim, they can initiate the process for you. Here are the steps you and your attorney will complete.
File Your Claim
Notify your insurance provider as soon as you can after you incur losses. In Louisiana, an insurer must open a property damage claim investigation within 14 days of receipt. If there is a catastrophic loss, an insurance company has 30 days to start adjusting a claim.
Submit Evidence
Use photos and videos of your property damage and other proof to validate your claim. An insurance claims attorney serving Gretna, LA, can help you gather evidence. Along with this, they can provide your insurer with the required claim documentation.
Let Your Insurer Investigate
Allow an insurance company to send an adjuster to your property and evaluate damage and other losses. Have your lawyer communicate and collaborate with your insurance provider as the business investigates your claim. Your attorney will provide investigation updates.
Find Out if Your Claim Has Been Approved
Ideally, an insurance company understands your losses, accepts your claim, and gives you compensation. Alternatively, an insurer could offer a settlement, and your lawyer works with the business to help you recover compensation that meets your expectations. Or, an insurance provider can deny your claim, and you may have to appeal.
Your lawyer serves as your legal advocate and representative. They protect your legal rights throughout the claims process. Plus, they can provide details about how long a hurricane insurance claim takes to settle and other legal topics.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientWhy an Insurance Company Will Deny Your Claim
In spite of your best efforts, an insurance company denies your claim. Your lawyer can review your denial letter with you and explain why your claim was rejected. Reasons why an insurer could your claim include:
- You did not provide enough information.
- You filed your claim too late.
- Your policy does not cover certain types of damage or losses.
- Your policy has lapsed.
It is easy to panic and give up on an insurance claim following a denial. Thankfully, your lawyer provides the legal services and support you need. They can teach you about what an insurance claim is and put you in a great position to avoid a denial.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientOur Gretna Insurance Claims Lawyers Focus on Getting You Maximum Compensation
You choose to go through the insurance claims process by yourself, which can be problematic. Unfortunately, your insurance company could take advantage of this situation. The business may say your policy does not cover your losses and, ultimately, make it tough to receive compensation.
The lawyers at Laborde Earles know how to deal with the aftermath of natural disasters and accidents. We prioritize your best interests and focus on showing your insurance company that you deserve full compensation for your losses. Request a consultation with our attorneys.
