When an insurance provider fights back against your legitimate claim, recovering the compensation you deserve can be challenging. Fortunately, our experienced insurance claims lawyers in Reserve are familiar with the tactics used by insurance providers to undervalue or deny claims, and we know how to fight back.
At Laborde Earles, we have a long history of standing up for our clients and ensuring that insurers properly pay out claims. Since opening our doors in 1995, we have recovered more than $1 billion for our clients. Reach out to us by phone or through our website to set up a free case consultation with one of our Reserve personal injury lawyers today.
Common Tactics Insurers Use to Deny or Devalue Claims
If an insurer sees any opening to reduce the amount they have to pay out to a claimant, they are likely to take it. Insurance adjusters are taught many tricks to manipulate claimants and minimize payouts. Some of the tactics commonly used include:
- Creating delays in the claims process to put pressure on claimants to accept a settlement deal rather than negotiating for a better one
- Offering lowball settlement deals
- Refusing to pay a claim without providing adequate justification
Any of these actions can be a sign that your insurer is acting in bad faith. If your insurance provider engages in any of these behaviors or otherwise acts in a manner where they seem to be trying to wriggle out of their financial responsibility to you, an experienced insurance claims lawyer in Reserve, LA, can help.
Our team will work to ensure that your insurance provider is meeting their legal obligations and take all the necessary steps to get you the money you need and deserve. We have a long history of securing favorable verdicts and settlements for our clients.
Delays in Processing Your Claim
The law requires that insurers process claims in a reasonable amount of time so that claimants can get the money they need to get their lives back on track without significant delays. Unfortunately, it is common practice for insurers to delay as much as they possibly can while staying within legal limits.
By delaying paying out a claim, insurers pressure claimants to accept deals that are well below what their claim is worth. Sometimes, insurers will even delay beyond the legal limits if they think they can get away with it.
If your insurer is taking too long to pay your claim, hiring an experienced attorney can help speed things up and ensure they meet their financial obligations to you to avoid potential legal penalties.
Lowball Settlement Offers
When an insurer doesn’t see a clear path for denying a claim, they are likely going to take steps to undervalue the claim instead. Insurers often extend lowball settlement offers in the hope that claimants will accept the deal without question. If you agree to a settlement offer without first consulting an attorney, you will be unable to pursue further compensation in the future.
While the initial offer may seem sufficient for your needs, the truth is that the full cost of your damages is often not immediately apparent. When you discover the true extent of your losses, you could find yourself out of options for claiming additional compensatory damages.
By hiring an experienced insurance claims attorney in Reserve, LA, you can rest assured that your interests are being protected. Your lawyer will review any settlement offers and conduct a thorough investigation into your case to fully evaluate your losses.
Denial of Your Claim
Insurance coverage is meant to protect you in case something goes wrong. The whole point of paying for insurance is so you are protected when bad things happen. Because of this, having an insurer deny your claim can be incredibly frustrating.
Insurers will look for any possible reason to justify denying a claim. They will likely attempt to use a variety of tricks against you and exploit any technicality that permits them to issue a denial.
If your claim was unjustly denied, an experienced insurance claims lawyer serving Reserve will work diligently to hold your insurer accountable and ensure they pay you the money you are owed.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientTypes of Insurance Claims Our Reserve Insurance Claims Attorneys Commonly Handle
At Laborde Earles, our experienced team can help with a wide variety of claims including:
- Personal injury claims
- Property damage claims
- Business interruption claims
- Bad faith insurance claims
We are here to provide you with the support you need when your insurer fails to uphold its obligations to you. We are familiar with all aspects of these cases and will work diligently to ensure you recover fair compensation for your losses.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientSteps an Insurance Claims Lawyer Will Take on Your Behalf
When you hire a lawyer to help with your insurance claim, there are a variety of steps they will take on your behalf. Some of the things you can expect our lawyers to do include:
- Review your policy to better understand your coverage, exclusions, and legal options
- Prepare all the necessary documents and file them on time
- Negotiate with the insurance company to secure a settlement that meets your needs
- Represent you at trial if a settlement cannot be reached
Our experienced team is here to help you through every step of the claims process so you can recover the money you need for your losses.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientGet Help From an Experienced Insurance Claims Attorney Serving Reserve, LA, Today
At Laborde Earles, we know the difficulties that can come from insurance companies denying or underpaying valid claims. Our experienced team will bring over 350 years of combined experience to your case, working to get you the money you need and deserve. We will use every resource available to secure a favorable outcome on your behalf.
Contact us by phone or through our website to set up a free case review today and check out our client testimonials to get a better understanding of the type of service we provide to our clients.
