According to the Louisiana Department of Insurance (LDI), every registered vehicle owner in Lake Charles must purchase and maintain the state’s minimum liability insurance coverage. If you were injured in an accident with an uninsured driver, an experienced uninsured motorist accident lawyer in Lake Charles can help you pursue compensation.
An accident caused by an uninsured driver should not create financial hardship for you. At Laborde Earles, we have recovered over $1 billion for our clients. If you were injured in an accident with an uninsured driver, a Lake Charles car accident lawyer can help you identify other options for recovering compensation. Schedule a free case review today.
Our Team Has a History of Winning Big for Our Clients
Our legal team brings over 350 years of combined personal injury experience to your case to help ensure you recover fair compensation for your losses. Our Lake Charles personal injury lawyers will work diligently to help ensure you receive the money you deserve. Some of the most significant motor vehicle accident settlements we have secured for our clients include:
- $5,250,000.00 for an auto accident that resulted in a brain injury
- $3,816,421.00 related to the negligent operation of a medical van
- $2,700,000.00 in settlement money for an 18-wheeler accident victim
- $2,000,000.00 for an auto accident resulting in spinal cord injuries
- $1,800,000.00 for an 18-wheeler accident victim
- $1,400,000.00 for an Alexandria woman injured in a car accident
- $1,000,000.00 in settlement money for an 18-wheeler accident victim
- $1,000,000.00 for an auto accident victim
- $1,000,000.00 for a truck accident victim
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientBring Us a Comprehensive Copy of Your Insurance Policy
In Louisiana, uninsured and underinsured motorist coverage is an optional part of your insurance plan. Depending on the coverage options you select, your own insurance company might protect you from the negligent actions of an uninsured driver.
If you provide a copy of your insurance policy to our experienced team, we will thoroughly scrutinize it for the following optional coverages, which might help protect you financially if you are injured in an auto accident by an uninsured driver.
Medical Payments Coverage
Medical payments coverage can potentially compensate you for the medical care you need for a specified period of time after an accident. If a member of your family is fatally injured in an uninsured motorist accident, medical payments coverage might also pay for funeral and burial expenses for your loved one.
This optional policy will cover you, any passengers in your car, and any injured family members regardless of fault.
Uninsured and Underinsured Motorist Coverage
Uninsured and underinsured motorist coverage protects you if a driver has insufficient insurance or no insurance at all. It will cover any physical damage you sustain, provide coverage for passengers in your vehicle, and protect you in the event of a hit-and-run accident. Learn more about this coverage with a Lake Charles hit-and-run accident lawyer.
Uninsured and Underinsured Motorist Economic-Only Coverage
Uninsured and underinsured motorist economic-only coverage provides coverage of the physical injuries you sustain in an auto accident. It may cover your necessary medical care costs but will not provide additional coverage for the pain and suffering that might follow a collision.
Uninsured and Underinsured Motorist Property Coverage
This protection covers the cost of any necessary repairs to your vehicle to return it to its pre-accident condition. However, if you have liability insurance, the amount you can recover might be limited, and you might have to pay a small deductible to take advantage of this optional part of your policy.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientCalculate What Your Uninsured Motorist Policy Covers
The medical care you require after an uninsured motorist accident may be extensive, and your costs of treatment could add up quickly. When our team examines your insurance policy, we will look for every available option for you to get protection for the following accident-related costs:
- Injury and treatment-related medical bills
- Injury and treatment-related income loss
- Physical and emotional pain and suffering
- Property restoration or replacement
- Physical disability or disfigurement
Provide us with a complete copy of your insurance policy for review. Our uninsured motorist accident attorneys in Lake Charles, LA, can help you understand your coverage options and assign an accurate value to your claim for financial compensation after an uninsured driver injured you.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientDon’t Delay Getting Help From Our Personal Injury Team
In the summer of 2024, the personal injury statute of limitations in Louisiana was changed, extending the amount of time injury victims have to file a lawsuit against the liable party. Injury victims now generally have two years from the date of an accident with an uninsured motorist to file a personal injury lawsuit.
This statute of limitations is an important part of your potential recovery action because failing to adhere to it could put your right to compensation at risk. When you involve our team in your financial recovery process, we can help ensure your personal injury lawsuit is filed on time.
You will gain a better understanding of how time might impact your ability to file a lawsuit for compensation after an auto accident by speaking with a Lake Charles uninsured motorist accident lawyer. For a free consultation on your case with a member of our personal injury team, call Laborde Earles today. We are here when you need us the most.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientWe Will Work to Negotiate a Fair Financial Settlement
When you or a member of your family is injured in an auto accident, you might normally expect to conduct settlement negotiations with the at-fault driver’s insurance company. If the driver who caused the accident did not maintain insurance, you might have to negotiate compensation for your recoverable damages with your own insurance company.
Through settlement negotiations, you might recoup the financial expenses and losses of the accident from the uninsured motorist portion of your policy. Our legal team will work to negotiate the financial compensation you deserve.
Our uninsured car accident lawyers will start by creating a clear picture of your financial damage and explaining the negotiation process. Our goal is to negotiate a favorable settlement on your behalf.
We Help Injured Clients Seek Financial Recovery
The days and weeks after any car accident can be stressful and complicated. If the driver who caused your accident was uninsured, your stress and frustration can increase significantly. You do not have to accept the financial burden of an auto accident if the at-fault driver did not have insurance. At Laborde Earles, we have been helping accident victims in Louisiana since 1995.
If the driver of the vehicle responsible for your injuries was uninsured, an uninsured motorist accident lawyer in Lake Charles, LA, can help you explore other options for financial compensation. Contact us today by phone or through our website to set up a free case review and check out our client testimonials to get a better idea of the type of service we provide.
