If you’ve been involved in an accident with a motorist who does not have insurance, you’ll need an experienced car accident lawyer from Lafayette to help you seek damages. A Lafayette uninsured motorist accident lawyer from Laborde Earles can help you file a claim and seek fair compensation effectively.
How a Lafayette Uninsured Motorist Accident Lawyer Can Help You
If you’ve been injured in an uninsured motorist accident in Lafayette, our lawyers can take several actions to secure fair compensation on your behalf. Here’s what our personal injury law firm can do to make your case as successful as it can be:
- Investigate your accident
- Collect evidence such as accident reports, photos of the collision scene, witness testimony, and more
- Calculate how much compensation you’re owed
- Use evidence to try to identify at-fault parties other than the uninsured driver
- Identify alternative avenues for compensation
- Negotiating a fair settlement with insurance adjusters from your insurance company
- Taking your case to trial
- Meet important filing deadlines that apply to accident victims in Lafayette Parish
- Fight for the damages you need to afford quality medical care and get back on your feet
Dealing with the aftermath of a motor vehicle accident involving an uninsured or underinsured driver can be difficult. Fortunately, the accident attorneys from Laborde Earless are here to make the process as stress-free as possible. Our personal injury lawyers will work tirelessly to complete the above actions and secure maximum compensation for your losses.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientInvestigating Your Uninsured Motorist Collision
To build a strong insurance claim or lawsuit on your behalf, our team must investigate your crash. We’ll collect evidence from the accident scene and other sources to learn more about your collision and strengthen your case. Our firm will work hard to collect and analyze the following forms of evidence:
- Police reports
- Footage of the incident
- Photos of the accident scene
- Witness testimonies
- Your medical records
- Statements from accident reconstructionists
Once we’ve gathered the abovementioned forms and evidence, we’ll determine who is liable for your injuries and losses. Once we’ve identified the liable party, we’ll use the evidence we collected during the investigation to file a facts-based claim or civil suit. If everything goes according to plan, you’ll receive a settlement or court verdict that meets your needs. Call the Lafayette personal injury lawyers at the Law Offices of Laborde Earles for a free consultation.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientParties a Lafayette Uninsured Motorist Accident Attorney Can Hold Liable
If you have underinsured and uninsured motorist coverage (UM), our team can help you seek damages from your insurance provider. That said, we may have to take legal action if your policy isn’t large enough to cover your losses or if you don’t have UM coverage.
Depending on the circumstances surrounding your case, there are several parties we may file a civil suit against. Potentially liable parties include, but aren’t limited to, the following:
- The uninsured driver: If the at-fault driver does not have the funds to pay for insurance, they probably will not have the means to pay for your damages. However, we can still file a lawsuit against them if we deem it appropriate.
- Your insurance company: If you have UM coverage on your insurance policy, our team can negotiate a payment that covers your bodily injury expenses and other losses you’ve incurred due to the auto accident.
- A third party: We could hold a third party accountable for the accident if they contributed. For example, if a traffic light was down, causing the uninsured motorist to hit you, we can seek compensation from the agency responsible for the broken light.
As you can see, several parties may be held accountable for your accident injuries and financial losses. Whether our team advises you to take legal action against the uninsured driver, your insurer, or another party, we’ll work hard to recover the award you need to cover your medical expenses and other losses.
Uninsured motorists sometimes flee an accident scene to try to avoid the consequences of their decision. In this situation, a Lafayette hit-and-run accident lawyer can step in to help.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientCompensation Our Lafayette Uninsured Motorist Accident Lawyers Can Pursue
When you work with our uninsured motorist accident attorney from Lafayette, they’ll review the economic and non-economic losses you’ve been forced to deal with. Doing so will help them determine which damages you’re owed and how much compensation you should receive from your claim.
Once our personal injury attorneys have determined how much compensation your claim is worth, they’ll fight for the following damages:
- Current and future medical bills
- Cost of hospitalization, surgeries, ambulance transportation, and other forms of emergency medical attention
- Cost of prescription medications, medical devices, in-home care, and physical therapy
- Car repair or replacement costs
- Lost wages
- Decreased earning ability
- Pain and suffering
- Mental anguish
- Loss of enjoyment of life
As you can see, a successful claim can yield maximum compensation for expenses related to your medical care. The damages you receive can cover current, ongoing, and future treatment expenses. Our team can work with medical professionals and review your medical records to determine how much money you’ll need to manage your injuries now and down the road.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientHow Long You Have To File an Uninsured Motorist Accident Lawsuit in Lafayette
If you’re seeking financial remedies after an auto accident, you must familiarize yourself with Louisiana’s statute of limitations for personal injury suits. The statute of limitations restricts the time you must file a suit for damages. If you fail to comply with the statute, you probably won’t receive compensation for your losses.
Under Louisiana Civil Code (CC) §3492, you only have one year from the day of your collision to file a personal injury claim. Since filing to abide by this requirement could cost you your compensation, you must hire one of our Lafayette uninsured motorist accident attorneys immediately so they can file your claim before the prescriptive period expires.
Taking Legal Action After an Uninsured Driver Causes a Fatal Accident
Suppose your loved one passed away in an accident with an uninsured or underinsured driver. In that case, we can help you seek compensation for their final medical bills, pain and suffering before death, and challenges you’ve faced due to their passing.
By filing a wrongful death suit, our team can get the financial support you need to endure this tragic time. We’ll give you the space you need to process your grief while providing the effective legal representation required to obtain the following damages:
- End-of-life medical bills
- Funeral and burial costs
- Loss of inheritance
- Loss of financial support
- Pain and suffering
- Mental anguish
- Loss of enjoyment of life
- Loss of consortium
Is All Uninsured Motorist Insurance Coverage the Same in Lafayette, LA?
Currently, the law in Louisiana requires vehicles to have a minimum of 15/30/25 liability limits. These limits provide payments of $15,000 for injuries to one person, $30,000 for bodily injuries to all of those injured in a single accident, and $25,000 for the damage done to one’s vehicle or property.
Unfortunately, some drivers fail to obtain liability coverage at all and drive around on our roads. With the rising cost of healthcare and vehicles, these limits are often not enough to cover your injuries or assets. This is why Uninsured Motorist Coverage (UM/UIM Coverage) is recommended. Hit-and-run drivers are also considered uninsured motorists. Remember, UM/UIM Coverage is designed to protect drivers and passengers who are injured by the negligence of an uninsured motorist or an opponent driver whose liability limits are too low to pay for all the damages they caused.
Additionally, not all UM/UIM coverage is the same. Insurance companies sell additional coverage called Economic Only UM. It is important to know that Economic Only UM provides coverage for the injured’s economic losses, such as: medical bills, funeral costs, and lost wages. It does not cover pain and suffering, inconveniences, mental anguish, or other noneconomic damages that are otherwise compensable under Louisiana law.
Why Our Team in Lafayette Parish Is the Right Choice for Your Uninsured Motorist Accident Case
If you’re seeking financial recovery after a collision caused by an uninsured motorist, you’ll want to ensure the law firm you work with is the right choice. At Laborde Earles, we’re confident that our team has what it takes to give you an excellent experience and a strong chance at recovering all the forms of compensation you’re owed.
Here’s why our team of uninsured motorist accident lawyers in Lafayette Parish is the right choice for your case:
Extensive Experience With a Variety of Cases
Though our firm was founded in 2014, our team has 350 years of combined legal experience. When you work with us, you can rest assured that your claim is in skilled hands. We’ll draw on our extensive experience and legal skill to hold the at-fault driver or another party liable for the injuries, pain, and losses you’ve faced due to the crash.
Track Record of Success
When searching for the right legal team for your claim, you’ll want to select one that has recovered many settlements and positive court verdicts for cases like yours. Our firm has won several impressive verdicts and settlements for individuals injured in accidents like yours, as well as a number of other incidents, including the following:
- Truck accidents
- Bus accidents
- Bicycle accidents
- Rideshare accidents
- Slip and fall incidents
- Pedestrian accidents
- Other practice areas
If you’ve been injured in an uninsured motorist accident or one of the above incidents, you can count on our team to get the results you deserve. Whether we go through the at-fault party’s insurance company, file a claim with your insurance provider, or take your case to court, we’ll do everything possible to obtain a fair financial settlement or jury verdict.
Commitment to Client Success
At Laborde Earles, everything we do is geared toward giving our clients the tools and resources to move past their accidents. We always prioritize our clients, and it’s evident when you read the positive testimonials written by the people we’ve helped in the past.
Once you’ve read what our past clients say, you’ll realize that our firm cares about giving you the representation you need to win your case and move forward with your life.
No Fee Unless We Win Your Case
Medical costs, vehicle repair bills, lost wages, and other expenses can make the aftermath of a vehicle accident extremely financially stressful. Our team understands how expensive it can be to recuperate from such an incident, which is why we won’t charge you a cent upfront or out-of-pocket for our legal services.
We’ll provide effective counsel and pursue recoverable damages in exchange for a contingency fee. A Contingency fee is a percentage of the money you receive from your insurance claim or personal injury lawsuit. If your case is unsuccessful, you won’t have to pay your attorney anything.
If you have any questions about our contingency fee policy or your legal options in general, a knowledgeable attorney from our firm can answer them during a free initial consultation.
Meet With an Uninsured Motorist Accident Lawyer from Lafayette Parish For Free
You do not need to face the consequences of an accident with an uninsured or underinsured motorist alone. A Lafayette uninsured motorist lawyer can determine your best course of action and work tirelessly to get the financial support you need to endure this challenging time.
Contact Laborde Earles today to schedule a free consultation and learn more about how we can help you on your journey to recovery. If an attorney from our team agrees to work on your case, they’ll get started on pursuing the damages you’re owed as soon as possible.
