Getting into a car accident is stressful enough—but finding out the other driver doesn’t have insurance? That can leave you feeling frustrated and unsure of what to do next. Uninsured motorists are more common than you think, and the aftermath can feel like an uphill battle.
At Laborde Earles, our Baton Rouge uninsured motorist accident lawyers have seen how challenging these situations can be. With over $1 billion recovered on behalf of our clients, we know what it takes to fight for your rights and secure the compensation you deserve—even when the at-fault driver doesn’t have insurance.
You don’t have to go through this alone. Contact our Baton Rouge car accident lawyers today for a free consultation to learn how we can help you with no upfront cost. And, as always, we don’t collect a fee until we win your case.
The Uninsured Motorist Problem
Uninsured motorist accidents happen more often than you might think. Any time you’re on the road, you’re at risk of being hit by someone who doesn’t have the coverage to pay for your damages.
So, what happens if you’re in an accident, and the at-fault driver isn’t insured? Without proper legal guidance, you could be left to cover your medical bills, vehicle repairs, and other expenses out of pocket. That’s where our Baton Rouge personal injury lawyers come in.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientWhat Is Uninsured Motorist Coverage?
Uninsured motorist (UM) coverage is a type of insurance designed to protect you in situations like these. If the driver who caused your accident doesn’t have insurance—or doesn’t have enough insurance—your UM coverage can step in to pay for your damages.
The benefits of uninsured or underinsured motorist insurance coverage includes things like:
- Medical expenses (hospital bills, physical therapy, and ongoing treatments)
- Lost wages if your injuries prevent you from working
- Pain and suffering caused by the accident
- Property damage to your vehicle or other belongings
UM coverage is optional in Louisiana, but it’s highly recommended for this exact reason. If you’re unsure whether you have UM coverage or how it works, don’t worry—our team can help you review your policy and explore all your options.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientWhy You Need a Lawyer After an Uninsured Motorist Accident
Dealing with an uninsured motorist claim can be complicated. Even if you have UM coverage, insurance companies don’t always make the process easy. You may face delays, lowball settlement offers, or outright denials. That’s why having an experienced Baton Rouge uninsured motorist accident attorney on your side is so important.
Here’s how we can help:
Investigating the Accident
We’ll gather all the evidence needed to build a strong case, including police reports, witness statements, and accident scene photos. Our team will also work with accident reconstruction experts if necessary to prove how the crash happened and who was at fault.
Handling Insurance Companies
Insurance adjusters are trained to protect their company’s bottom line—not your best interests. We know their tactics, and we’ll fight back to ensure you’re treated fairly. Whether it’s negotiating with your own insurer or pursuing other avenues for compensation, we’ll handle the entire process so you don’t have to.
Identifying All Sources of Compensation
In some cases, there may be additional parties who share responsibility for the accident. For example, if the at-fault driver was working at the time of the crash, their employer may be liable. We’ll leave no stone unturned in identifying all possible sources of compensation.
Pursuing Maximum Compensation
From medical bills and lost wages to pain and suffering, we’ll calculate the full extent of your damages and fight to recover every dollar you’re owed. Our goal is to help you get back on your feet and move forward with confidence.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientWhat to Expect When You Work With Us
Our uninsured motorist accident lawyers in Baton Rouge believe in putting people first. When you choose us to handle your uninsured motorist accident case, you can expect:
- A Free Consultation: We’ll take the time to listen to your story, answer your questions, and explain your options—all at no cost to you.
- No Upfront Fees: We work on a contingency fee basis, which means you don’t pay us anything unless we win your case.
- Clear Communication: From day one, you’ll have a dedicated legal team keeping you informed every step of the way.
- Decades of Experience: With hundreds of successful cases under our belt, we know how to get results.
We understand that this is a challenging time, but you don’t have to face it alone. Let us handle the legal side of things so you can focus on what matters most: your recovery.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientContact a Baton Rouge Uninsured Motorist Accident Law Firm Today
If you’ve been injured in an accident caused by an uninsured motorist, don’t wait to get the help you need. Contact Laborde Earles today to schedule your free consultation. You can reach us by phone, fill out our online form, or visit one of our conveniently located offices.
With over $1 billion in recoveries and a commitment to fighting for everyday people, we’re here to make sure you’re not left footing the bill for someone else’s mistake. Let’s work together to secure the compensation and justice you deserve.
Contact us today for a free consultation.
