As our past clients know, we fight as hard as we can for the well-being of all of our clients. When you are facing a challenge from a powerful insurance company, we are ready to go to bat for you.
We Can Cut Through the Red Tape Insurance Companies Often Deploy on Claims
When you are receiving the runaround from a large insurance company, it can be a helpless feeling. You may make phone call after phone call, yet no one at the insurance company will listen to your concerns.
Our team appreciates the opportunity to help you cut through the red tape insurers often deploy. The team of attorneys in our firm has 350 years of combined experience representing clients. We will use this experience to stand up to unfair insurers.
We Have a Track Record of Successful Outcomes for Our Clients
Over the years, our attorneys have won more than $200 million in settlements for our clients. When you choose to retain our services, you can be sure we will defend your rights against an unfair insurer to the best of our abilities.
We cannot guarantee that you will win a certain amount in your case. But you can trust that we will take the time to get to know you, which helps us when negotiating with the insurance company.
Because we work hard to understand your concerns and hopes for the outcome in your case, we believe we have the ability to represent your interests accurately when speaking with the insurance company.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientWhat Can Happe+orm Damage Insurance Claim?
After a severe storm passes through Alexandria, La., homeowners and business owners can go through a wide range of emotions. After the shock and fear wear off, you may begin to assess the damage and start to think about what should happen going forward.
If the damage is severe, one of your first telephone calls may be to your insurance agent. You may receive assurances that the insurance company will protect you and issue your payment quickly.
Often, your agent is correct, and the insurance company will take care of your needs.
What Should I Do When My Insurance Company Will Not Process My Claim on Time?
In some circumstances, the insurer will not take care of your needs in a timely manner. This can lead to delays in performing the repairs you need to return your life to as normal as possible.
You paid your premiums on time. You counted on the insurance company to help you in your time of need. But now, the insurer is trying to limit your payment through what seem to be unfair practices.
You can report this unethical behavior to the Louisiana Department of Insurance (LDI), which may open an investigation. Additionally, you can contact our team to work on your behalf to secure the insurance claim payout you believe you should have.
How an Insurer May Respond After You Retain Our Alexandria Storm Damage Attorneys
Once you retain us to represent you, we will take over the communications with your insurer. This gives you more time to focus on the other aspects of your life that require attention after the severe storm.
Some insurance companies will stop stalling and send the claim payment immediately after hearing from our office. Other times, we will need to use the facts in the case to try to convince the insurance company to pay your full storm damage claim amount. In some instances, we may even need to take your case to a trial.
Trust that we will stand by your side throughout the process. Some attorneys try to do everything they can to avoid a trial. However, with our team, the focus is on trying to help you receive the settlement you deserve. If that means going to trial, you can be certain we will prepare for court as thoroughly as possible, giving you professional representation.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientWhy Do Insurance Companies Try to Avoid Making Storm Loss Payments?
Keep in mind that most insurers are for-profit companies. They will try to do whatever it takes to keep their profits high to impress their stakeholders. One of the techniques they use is to try to avoid making payout claims to customers. The less money they send to customers, the more they keep in their pockets.
When insurers do this in a purposeful and unethical manner, this means they are operating in bad faith. Insurance companies that are using bad faith tactics could be in violation of Louisiana state laws, which means the LDI may choose to investigate the situation.
What Are Some Bad Faith Actions Insurers May Try to Use?
If an insurance company simply denies your claim, or if an insurance adjuster is rude to you, this does not rise to the level of a bad faith action. Instead, the insurance company must take purposeful actions that violate the terms of the customer’s policy, all in an effort to avoid making payments.
Some actions that represent bad faith tactics include:
- Misrepresentation: If an insurer lies about the content of the customer’s policy, this may leave the customer confused about the proper claim payments.
- Delays: If an insurer purposefully delays making payment on a valid claim, this occurs in bad faith. The state’s insurance oversight department gives an insurer 30 days to arrange this payment after accepting your claim.
- Threats: If an insurer threatens a customer with the possibility of criminal charges for insurance fraud after the customer makes an honest mistake, this is a bad faith action.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientWe Are Here to Help You Overcome the Difficulties of a Storm Loss Insurance Claim
We believe strongly in helping homeowners, and small business owners stand up to unfair treatment from insurance companies. We will work as hard as we can on your behalf. Call Laborde Earles Injury Lawyers today at (318) 777-7777 for a free case review.
