Hurricane Damage Claim Lawyer in New Orleans

For homeowners and business owners, powerful storms often cause extensive damage, leaving flooded homes, broken windows, roof damage, and financial uncertainty in their wake. Filing an insurance claim should provide relief, but the process is often frustrating.

Insurance companies may undervalue valid claims, delay payouts, or even deny coverage altogether, leaving you to shoulder the cost of repairs alone. At Laborde Earles, we’ve been in business for over 30 years. Our seasoned New Orleans insurance claims lawyers understand the stress and uncertainty you’re facing.

We’ve seen firsthand how hurricanes disrupt lives, and we’re here to help. Our hurricane damage claim lawyers in New Orleans have an impressive track record of success, and we are ready to fight for your much-deserved compensation. Contact us today for a free consultation.

Hurricane Damage? A Claim Lawyer in New Orleans Can Help

When hurricanes strike New Orleans, they don’t just damage homes and businesses—they disrupt lives. If you’ve been through one, you know the drill. Broken windows, roof shingles scattered across your yard, floodwaters soaking everything you own. It’s overwhelming.

And just when you think the worst is over, you realize you have to deal with your insurance company. Filing a hurricane damage claim should be simple. After all, you’ve been paying for insurance to protect your home, your business, and your peace of mind.

It’s often anything but simple. Claims get denied, insurance adjusters undervalue your losses, and the fine print in your policy suddenly seems impossible to understand.

Our New Orleans hurricane damage claim attorneys have seen it all: the delays, the lowball offers, the confusing paperwork. And we’re here to make it easier for you.

How We Help You Rebuild

You’re not just getting legal representation—you’re getting a team that genuinely cares about helping you rebuild your life. Here’s what we do to make the process easier:

• Evaluate Your Losses: We’ll work with you to determine the full value of your damages, including repair costs, personal property losses, and business interruption expenses.
• Handle the Paperwork: From filing your claim to negotiating with the insurance company, we take care of the tedious (and stressful) details.
• Stand Up to Insurance Companies: If your claim is denied or undervalued, we’ll fight for your compensation.

And here’s the best part: we work on a contingency fee basis. That means you don’t pay us a dime unless we recover money for you.

We’ll Fight Insurance Company Tactics For Denying Coverage

Life in New Orleans comes with its fair share of storms—literally. Hurricanes are a part of our reality, and while we prepare as best we can, the damage they leave behind is often devastating.

Roofs get torn apart, windows shatter, and floodwaters ruin everything in their path. And after the storm passes, there’s another battle waiting: dealing with your insurance company.

Our New Orleans personal injury lawyers are ready to help you fight for insurance coverage if your property sustained any of the following types of damage:

• Roof damage
• Structural damage
• Foundation damage
• Wind damage
• Total property destruction
• Damage from flying debris
• Damage caused by moisture
• Damaged pools and landscaping
• Loss of furnishings and appliances

What’s covered? What’s not? We’ll help you figure it out. Whether you’re dealing with roof damage, floodwater destruction, or business interruption losses, we’ll fight to get you what you need to rebuild and move forward.

Documenting Your New Orleans Property’s Hurricane Damage

To battle effectively with your insurance company, we need to build a solid case file that clearly shows the full extent of your property damage, both inside and out. Our goal is to make sure your losses are thoroughly documented so you can recover what you’ve lost.

Here’s how you can help us create a strong case:

• Insurance Policy Documents: Provide your full policy, including any attachments or addendums.
• Before–and–After Photos and Videos: Visual evidence of your property before and after the storm is incredibly valuable.
• Detailed Lists: Describe the contents of each room (e.g., furniture, appliances, personal belongings) and any exterior damage (e.g., roof, landscaping, windows, etc.).
• Receipts: Provide copies of receipts for any temporary repairs to secure your property and any alternative living expenses, like hotel stays, if your policy covers them.

If you think a document or expense might help, bring it to us. Respond to any requests promptly so we can keep things moving. Our legal team will fight relentlessly to ensure you get the maximum coverage your insurance policy provides. You focus on recovery. We’ll handle the rest.

Responding To The Insurer’s Tactics

Often, there is a legitimate reason for a claim to be denied or for an offer to be low. Other times, however, there isn’t one. The insurer’s reasoning may be flawed or dishonest.

If your insurer was dishonest at all, your New Orleans hurricane damage claim attorney can refute their reasoning and even threaten a lawsuit. The threat may help the insurer engage in good faith. Additionally, your attorney can protect you from your insurer’s tactics in the future.

Your insurer may have been or may be dishonest in the following ways:

• Claiming certain damages aren’t covered in your policy
• Claiming you didn’t have enough evidence to prove your damages
• Saying you didn’t pay your insurance premiums on time
• Saying you have pre-existing damage that wasn’t caused by the natural disaster
• Asserting that the damage was caused by water, which means it’s considered flood damage that the insurer doesn’t cover
• Asserting that you only need to repair a small part of your property, and not as much as you claim

Suing, if Necessary

If your insurer is dishonest and engaging in bad-faith tactics, your lawyer won’t tolerate it and will follow through with a lawsuit against them. Your lawyer can take the insurer to court and fight for a fair verdict.

What Are Some Signs You May Need a Hurricane Damage Attorney?

Hurricanes bring heavy rains, widespread destruction, and significant challenges for property owners trying to recover. While homeowners’ insurance and hurricane insurance claims are meant to provide relief, the claims process can often feel like an uphill battle. 

If you’re facing obstacles with your hurricane claim, it may be time to consult a hurricane insurance claim attorney. Here are some common signs:

• Wrongful Denial or Underpayment: If your insurance provider denies your claim or offers far less than your damages warrant, a hurricane lawyer can help challenge their decision.
• Disputes Over Policy Coverage: Insurance companies may argue that certain damages aren’t included in your policy. An attorney can ensure your policy is properly interpreted.
• Improper Investigation: If an independent adjuster or public adjuster fails to conduct a proper investigation of infrastructure damage, roof damage, or other losses, legal help is essential.
• Upfront Costs: Are you being asked to cover significant upfront costs for repairs? A hurricane lawyer can fight for timely payouts so you’re not footing the bill alone.
• Delays in the Claims Process: If your hurricane insurance claims are stuck in limbo, an attorney can advocate for quicker resolutions.

By working with a skilled hurricane insurance claim attorney, you can level the playing field and ensure your rights as a property owner are protected.

What Can You Do After Hurricane Damage?

If a hurricane has damaged your home or business, the first thing to know is this: you’re not alone, and there is a path forward. Here’s what you can do to protect your rights and maximize your claim:

• Document Everything: Take photos and videos of all the damage, inside and out. Include things like broken windows, roof damage, and water-soaked furniture or inventory. Don’t throw anything away until your insurance adjuster has seen it.
• Review Your Policy: Look over your insurance policy—or let us do it for you. We’ll help you understand what’s covered, like wind damage or water damage, and what might require additional coverage, like flood insurance.
• File Your Claim Promptly: Most insurance companies have strict deadlines for filing claims. The sooner you start, the better. Don’t worry if you’re unsure about the process; we’ll guide you every step of the way.
• Be Prepared for Pushback: Unfortunately, insurance companies don’t always play fair. They might try to undervalue your claim or deny it altogether. But you don’t have to accept that.

We Are Committed to the Clients We Serve, and Our Testimonials Prove It

Do you want to know what it is like to work with our hurricane damage recovery team in the aftermath of a natural disaster? Because we focus on both legal and financial aspects of our clients‘ recovery, our clients have said the following about their experiences:

• “They answer your questions directly, treat you as an equal, as a friend, are definitely affordable, and absolutely provide you with the reassurance and peace of mind that any great injury law firm should be known for. Thanks, Laborde Earles!”–Ryan Fontenot
• “Laborde Earles went above and beyond my expectations. Great experience overall, they understand their clients, and my needs were put first. I can’t say enough about them. I would highly recommend this firm.”–Brenda Lott
• “It was a pleasure working with them! They were incredibly responsive and knowledgeable with whatever questions and concerns I had. They went above and beyond in understanding my needs and my case. I would highly recommend them!”–Bau Pham

We work diligently to support our clients through every aspect of obtaining financial relief from their insurer after a hurricane. When we represent you in your pursuit of compensation, we’ll fight as hard for you as we have for past clients.

Get the Legal Help You Need With No Upfront Cost

We understand you and your family may be struggling financially right now. We also know that hiring an attorney may seem expensive. However, our firm doesn’t charge expensive upfront or ongoing fees. Instead, we charge a fee once a client’s case resolves and only if it resolves successfully.

This means your initial consultation with us will be free of charge, and our legal services won’t be charged unless we recover compensation for you. The fee will simply be a portion of the amount you secure. This fee arrangement is affordable for anyone. We’ll tell you more about it during your consultation.

Get a Free Case Review About Your New Orleans Hurricane Damage

If you’ve ever tried filing a hurricane damage claim, you know it’s not as simple as it should be. Insurance policies are filled with confusing language, and insurance adjusters often seem more focused on protecting their company’s profits than on your home or business.

Denied claims, lowball offers, endless delays—it’s enough to make anyone feel helpless. At Laborde Earles, our New Orleans insurance claims lawyers are here to help. We’ll evaluate your policy, document your losses, and handle the back-and-forth with your insurer so you don’t have to.

Take a breath. Focus on your family, your home, or your business. We’ll handle the rest. Because rebuilding after a hurricane is tough enough, you shouldn’t have to fight your insurance company, too. Contact the Louisiana Attorneys That Care at Laborde Earles today for a free consultation. Let us help you turn things around.