Were you injured by a negligent driver who refuses to accept responsibility for his actions? If your car accident claim was denied by Nationwide for this or any other reason, a car accident lawyer can help you define your next steps. These can include filing an appeal or taking the at-fault driver to court.
A personal injury lawyer will explain the steps involved in each recovery effort and help ensure your case is handled in a timely manner. Your lawyer will collect evidence, prove the at-fault driver’s financial liability, dispute Nationwide’s refusal to compensate you, and fight for the best possible outcome of your case.
Reasons Nationwide Might Give For Denying Your Car Accident Claim
If Nationwide denied your request for compensation, they may allege that you were fully or partially responsible for causing the accident. While full responsibility will bar you from recovering damages, partial responsibility may not. Your lawyer will help you combat this allegation and ensure liability is accurately assigned.
Additional reasons your claim might be denied include:
- Failure to pay premiums
- Failure to file your claim on time
- Allegations of a fraudulent claim
- The at-fault driver was excluded
- Insufficient policy coverage
These are reasons that typically apply to third-party coverage when another driver is responsible for the negligence that led to the accident. Your car accident law firm can also help you dispute a denied claim if you are the insured, and your accident involved an uninsured or hit-and-run driver.
For a free legal consultation, call (337) 777-7777
A Car Accident Lawyer Can Help You Appeal A Denied Insurance Claim
On your own, it can be overwhelming to take on an insurance company like Nationwide. When you are represented by a personal injury lawyer, they will do all of the following to help you file an effective appeal:
- Review the reasons your request was rejected
- Prove the at-fault driver’s negligence
- Conduct a private investigation into the accident
- Interview witnesses while memories are fresh
- Canvass the accident scene for photos and videos
- Handle all case-related evidence and paperwork
- Consult accident reconstruction experts
- Fight for a fair out-of-court settlement
You never have to fight back against the insurance company on your own. A personal injury lawyer will help you understand insurance law, file an effective appeal, or take your case to court for resolution.
Time is limited with these types of cases. Per CC Art. 3492 you have a year to pursue legal action starting from the time the injury occurred. After that it will be much hard to get a case going.
A Compelling Evidence File Will Prove Right To Compensation
The at-fault driver and their insurance company are financially liable for compensating you if the following evidence substantiates their negligence:
- Medical records
- Medical bills
- Injury photos
- Paycheck stubs
- Car accident report
- Accident scene photos
- Witness statements
- Expert witness statements
The lawyer who represents you will also protect your rights and ensure the at-fault driver and their insurer company understand and live up to their responsibilities. This includes ensuring the statute of limitations is met to protect you from the costly consequences of requesting compensation too late.
You Are Entitled To Compensation For Another Driver’s Negligence
When you pursue financial compensation from a negligent driver, you are entitled to recover two types of damages — financial and non-financial. An effective appeal can mean you recover:
- Current and future medical bills
- Current and future lost wages
- Loss of future earning capacity
- Property damage or total loss
- Diminished property value
- Physical impairment or disability
- Ongoing pain and suffering
- Mental and emotional anguish
- Wrongful death damages, if applicable
Do not risk miscalculating the monetary value of your case or overlooking compensation options such as holding the insurer responsible for bad faith insurance acts. Your attorney can help you assess the value of your car accident case for accuracy and negotiate a favorable settlement.
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A Car Accident Lawyer Will Fight For You On A Contingency Fee Basis
You do not have to wait to fight back against the insurance company’s denial of your case. In addition, the cost of hiring a lawyer to fight on your behalf does not have to prohibit you from hiring one since most personal injury lawyers will represent you on a contingency fee basis.
Your lawyer will handle all the details of your case — including filing an appeal and taking your case to court — at no out-of-pocket cost. Instead, your lawyer will accept a percentage of your financial recovery after your case is resolved. If your case does not result in a monetary award, you will not owe your lawyer anything.
Your Initial Case Review Is Always Free
If you or someone you love was injured by a negligent driver, our car accident team can help you fight for compensation even if your initial car accident claim was denied by Nationwide. Our car accident team will help you appeal their decision or fight for compensation with a personal injury lawsuit.
Contact one of our case review team members at Laborde Earles Injury Lawyers today to learn more about how hard we go to bat for you.