Insurance Coverage for Ridesharing Accidents
An Uber is classified as a ridesharing vehicle, and people who ride in one are subject to various protections. The Uber organization keeps drivers insured using Allstate, Farmers Insurance, Liberty Mutual, and Progressive. The insurance covers third-party liability, uninsured/underinsured motorist bodily injury, and contingent comprehensive and collision. These coverages are enacted under certain conditions maintained by Uber and may not be adequate for all the injuries sustained by you. That’s why it’s helpful to have a Scott Uber accident lawyer to help negotiate any accident claims.
In addition to the above insurance, the Transportation Network Company Motor Vehicle Responsibility Law provides some gap insurance.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientPersonal Injury Claims
In some instances, personal injury claims go beyond the realm of what is covered by the insurance. In this case, you will want to talk to an attorney about filing a personal claim for injuries. The Louisiana Civil Code CC Art. 2315 states that residents can file a personal injury claim in the case of an Uber accident. Also, they must do so within one year from the accident. This is called the statute of limitations (CC Art. 3492).
When working with a Scott Uber accident lawyer, we will ensure your claim gets filed on time, and you move forward expeditiously.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientWho Is to Blame for Negligence in Uber Accidents?
When there is a collision with an Uber, the negligence laws of Louisiana will apply. Most states use the modified comparative fault rule for determining negligence. There are three variations to this rule. One of the rules states that if the person is 50 percent or less to blame, they can reclaim damages. Another rule says that whatever person has the higher blame cannot file, and the other person is eligible to file. Finally, the pure comparative rule states that you can be up to 99 percent to blame and still file a claim. However, your award will be reduced by the amount of blame you have.
For example, if a driver is found to be 40 percent at fault and the total award is $100,000, then the amount they would have for damages would be $60,000. However, since you are not an Uber driver, your personal injury claims may not be reduced.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientWhat Should You Do After an Uber Accident?
After an Uber accident, you may be flustered and confused about what to do. First, remain calm so that you can take the appropriate steps to help your attorney with your case in the future.
Write a Record of What Happened
While your mind is still fresh, take time to jot down some notes about what happened. If you wait a long time, you may have fewer memories or details of the incident.
Take Some Pictures
Sometimes it’s helpful for the record to take pictures. Since you were not one of the drivers, it may not be as relevant to get pictures of the vehicles, but you could get pictures of any injuries or personal damages you sustained.
Obtain a Police Report
The parties will file a police report about what occurred. Be sure to get a copy of the report, so you can give it to a Scott Uber accident lawyer.
Get Medical Help
It’s very important to seek out a medical professional for your injuries. It’s best to have documentation about the treatment you received for your injuries. Even if you feel fine, you want to have a check-up to ensure there are no internal injuries.
Talk to an Attorney
After an accident, it’s a good idea to talk to an attorney to find out your options and what steps you might want to take moving forward.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientHow Can an Accident Lawyer Help?
Several steps and components are involved in filing a claim and obtaining a fair settlement. When you get into an accident while being a passenger in an Uber, you can get assistance from a Scott Uber accident lawyer. A lawyer will manage all the paperwork and communications to settle your claim.
An Uber accident lawyer understands the complexities involved with filing a claim. Also, we will manage all the hassles of negotiating so you can get a fair settlement. A professional lawyer can manage the incoming and outgoing paperwork involved, so you can focus on healing. Some of the things an attorney does to prepare your case include:
- Manage communication with insurers and other attorneys
- Talk to any relevant witnesses
- Research personal injury law if necessary
- Obtain doctor reports
- Schedule any necessary medical exams
- Figure out what the damages would be
- Negotiate to ensure a fair settlement
- Go to trial if needed
Seek Assistance from an Uber Accident Lawyer
Contact a Scott Uber accident lawyer to begin the process of recovering your damages from a Lyft accident. At Laborde Earles Injury Lawyers, our accident attorney will meet with you and give you a free case evaluation. We can discuss with you what kind of damages you might be able to collect. We also work on a contingency plan arrangement, so you won’t need to pay anything upfront.
Contact our office today for more information.
