Your first step if your claim with National General Insurance received a denial is to file an intent to appeal. Claim denials may occur for various reasons, but that doesn’t mean you must stop demanding compensation.
Pedestrian accidents can be catastrophic. They can disrupt your entire life, cause continuing medical and health problems, and affect your whole family. You deserve compensation. Hiring a personal injury lawyer may make the appeals process easier for you and your family.
Filing An Intent To Appeal After A Pedestrian Accident Claim Denial
When a motor vehicle hits a pedestrian, the pedestrian’s injuries can be life-altering and, in some cases, permanent or even fatal. Some possible injuries include spinal cord injuries and traumatic brain injuries (TBI). These injuries can lead to:
- Lost muscle response and strength
- Problems with vision, hearing, and speech
- Motor skill deficiencies
- Behavioral changes
Some of these problems may not appear immediately after an accident. They can cause post-traumatic stress disorder (PTSD) and other complications. That is why you must notify the defendant’s insurance carrier that you intend to appeal their decision to deny coverage for your injuries.
An Attorney Can Help With The Process
You should always file an appeal in writing, via email, or in another traceable manner. In many cases, using certified mail or requesting a return receipt of delivery is an excellent method to track dates for filing purposes. A pedestrian accident or personal injury attorney can help you with this process.
We can also help you determine if the insurance company is acting in bad faith by using one of the actions outlined in RS § 22.1973. If so, we can help you combat these tactics and fight for justice.
Our pedestrian accident lawyers work with insurance claims and appeals every day. We are familiar with the ins and outs of the insurance industry. We understand the entire claim and appeal process and why insurance companies may be reluctant to pay compensation.
For a free legal consultation, call (337) 777-7777
Understanding Your Rights As A Pedestrian
If a negligent driver hit you with their vehicle, you have the right to receive compensation to cover the expenses of your injuries. Some of the areas where you may receive compensation include:
- Medical expenses: You may have the right to compensation for all ambulance transportation, emergency room costs, hospitalization, surgical procedures, physical and occupational therapy, medical devices, and even modifications to your home if necessary.
- Loss of income: During your recovery, you may be unable to work, so your wages should be compensated. This includes sick time, vacation time, any promotions you would have earned, additional benefits, and commissions. This area of compensation will also include future earning potential, retraining for a different job if you can’t return to your previous position, and decreased productivity up to and including total disability.
- Property damages: This covers damage to any devices or personal property you may have been carrying when the vehicle struck you, including your cell phone, computer equipment, clothing, jewelry, a briefcase, or other personal items that were damaged or lost in the accident.
- Pain and suffering: Any injury, no matter how slight, comes with pain and suffering. This area of compensation covers emotional support, therapy for PTSD, continuing problems adapting to post-injury changes in your life, and other areas with no direct monetary replacement value.
A personal injury law firm can fight for the compensation you deserve while you recover from your pedestrian accident injuries.
Why Insurance Companies May Deny Pedestrian Accident Claims
When filing a pedestrian accident insurance claim, frequent denials are commonplace. Insurance companies work on a for-profit basis. They cannot make money if forced to make payouts. To increase profits, they may find an excuse to deny a claim in the hopes that the filing party (you) won’t appeal the decision.
They may also attempt to coerce you into making a statement that the accident was your fault or offer a meager settlement amount. If you demand more, they may employ any means available to fight your appeal for compensation.
Having an attorney with experience in pedestrian accidents and personal injury cases on your side can be beneficial when battling an insurance company for the compensation you deserve.
Building Your Pedestrian Accident Case With Evidence
When you work with a pedestrian accident lawyer from Laborde Earles Injury Lawyers, we will work to build a strong appeal for you. We’ll collect and organize the evidence to prove you deserve compensation. We will examine the facts to determine if the driver was texting, driving while intoxicated, speeding, or being negligent in any other way. During our investigation, we will compile evidence, which may include:
- Accident and police reports
- Photos from the scene
- Security or traffic camera videos, if available
- Witness statements
- Photos of the damage to the vehicle
- Photos of your injuries
- Cell phone records
We may also employ accident reconstruction and medical experts to testify. We will use every piece of information at our disposal to support your appeal and fight for your compensation.
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Finding The Right Ally To Fight For Your Pedestrian Accident Claim
Laborde Earles Injury Lawyers will fight for your compensation. We can assist with your appeal if you receive a denial for your pedestrian accident from National General Insurance.
You should not have to suffer the burden of overwhelming medical bills, lost wages, and other losses due to someone else’s actions. Contact Laborde Earles Injury Lawyers for a free case evaluation with our pedestrian accident team.