The four types of workers’ compensation benefits are Temporary Total Disability (TTD), Permanent Total Disability (PTD), Permanent Partial Disability (PPD), and Supplemental Earnings Benefits (SEB). There’s also Temporary Partial Disability (TPD).
When you hire a Lafayette workers’ compensation lawyer, your attorney can help you look at your options and determine which types of benefits are most appropriate for your situation. It all comes down to looking at the circumstances surrounding your injury or illness.
The Four Types of Workers’ Compensation Benefits
As we mentioned, the type of workers’ compensation benefits that you’ll receive is based on the injuries or illnesses you sustain as a result of what happened on the job. But before you file a claim for coverage, do you qualify for workers’ compensation benefits in the first place?
Your lawyer can look at the circumstances of your situation and help you figure out your eligibility status. Here’s a brief overview of what each type of workers’ compensation benefit has to offer:
- Temporary Total Disability: You are completely unable to perform your job at the moment, though you are expected to recover and be able to return to work in some capacity.
- Permanent Total Disability: Your injury is expected to result in significant impairments even after you are considered to have reached the point of maximum recovery.
- Permanent Partial Disability: You may be able to work again, though it will likely be in a diminished capacity, and you may experience these limitations for the foreseeable future.
- Temporary Partial Disability: You might be able to work with limitations, but you are also expected to recover from your physical limitations over time.
But what about Supplemental Earnings Benefits? This type of benefits package is available for people who are able to work but earn less than 90% of their pre-injury or -illness wages. It’s intended to help compensate victims for the wage difference. Let’s take a closer look.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientWhat Are Supplemental Earnings Benefits (SEB)?
Supplemental Earnings Benefits may be available to you or your loved ones if you are able to return to work after suffering an injury or illness. However, this is only the case if the injury or illness prevents you from earning at least 90% of your pre-injury or pre-illness wages.
According to the Louisiana Workforce Commission (LWC), you may be able to collect two-thirds of the difference between your post-injury or post-illness earnings and the money you earned prior to becoming disabled. This benefit is available for a maximum period of 520 weeks.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientWhat Determines Which Type of Workers’ Compensation Benefits You’ll Receive?
Your benefits will be based on the type of injury or illness you sustained and how it is classified. The Social Security Administration (SSA) provides information about how different on-the-job injuries may be classified.
These classifications determine the overall effects of your injury or illness. The classification assigned to your injury might affect the types of benefits you are eligible to collect and the length of time you can receive your benefits.
Per the Louisiana Revised Statutes (RS) §23:1202, there might also be both maximum and minimum coverage amounts for each type of injury classification. Your lawyer will likely be aware of these limits, though they are subject to change over time.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientHow a Lawyer Can Help You With Your Workers’ Compensation Claim
If you are interested in filing a workers’ compensation claim, it’s important to hire legal counsel to help you with your case. Your lawyer can help you in many ways:
- Apply their wealth of experience to your case
- Offer knowledge related to workers’ compensation claims
- Allow you to focus your attention on your recovery
- Minimize your stress levels by handling the details of your case
- Protect your rights from parties that might try to violate them
- Ensure that your claim is filed properly and on time
- Gather evidence pertaining to your accident
- Record testimony from witnesses who saw what happened
- Document your injuries and your timetable for recovery
- File Form LWC-WC-1008 if your claim is contested at any point
- Handle the mediation process on your behalf if necessary
- Represent you in court and in front of a judge
- File an appeal if necessary
Many lawyers are familiar with the tactics that insurance companies and employers use to avoid paying injured or sick employees the workers’ compensation they deserve. Instead of receiving offers that are lower than you are entitled to, reach out to an attorney for legal representation.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientSchedule a Consultation With a Lafayette Workers’ Compensation Law Firm Today
If you believe you are entitled to receive workers’ compensation, it’s important to contact Laborde Earles at your earliest convenience. The sooner you call us, the sooner we can schedule a no-obligation consultation and discuss the details of your case.
We want to help you fight for the type of workers’ compensation benefits that align with your specific circumstances. We will do everything we can to help you recover the amount of coverage you are entitled to as the victim of a workplace injury or illness.
When you contact us, you’ll have the opportunity to learn more about us and how we have secured over $1 billion in compensation for our clients. You have rights, and we’re here to advocate for them.
