Were you significantly injured in an on-the-job accident? Were you exposed to toxic or harmful substances that left you dealing with a debilitating illness? If so, you may be able to obtain financial relief by securing workers’ compensation benefits approval. Dealing with the insurance company could prove challenging while recovering from injuries, though.
A Terrytown workers’ compensation lawyer at Laborde Earles Injury Lawyers can help with your claim or appeal while you rest and recover. We can determine what legal options are available to you.
How to File a Workers’ Compensation Claim in Terrytown
The workers’ compensation claims process can often be complex, but you have a right to legal representation. Here is a general idea of what you can expect from the workers’ compensation claims process in Terrytown:
- After you suffer an on-the-job injury, you will need to report your injury to your employer.
- Your employer should then provide you with the contact information for their workers’ compensation insurance provider.
- If your employer does not provide you with his contact information, it should be posted somewhere publicly for other staff members to access.
- After you have the necessary forms and contact information, you can file your workers’ compensation application with the insurance company.
- Make sure to include all necessary medical documentation and other supporting evidence with your claim.
- Once the insurance company has received your claim, they will go through it with a fine-tooth comb to determine whether your claim should be approved or denied.
- If the insurance company denied your claim, our Terrytown workers’ compensation attorney can step in and review the reasons for denial, providing them with any additional information, records, or evidence they need to reverse their decision.
- If the insurance company continues to deny your claim, your lawyer will be prepared to file an appeal with the Office of Workers’ Compensation Administration (OWCA).
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Workplace Accidents That Can Warrant a Workers’ Compensation Claim
You may not be sure whether you should move forward with a workers’ compensation claim. You may have concerns that your injuries are not severe enough for the accident you were involved in was not critical enough to warrant a claim.
Your attorney can take a closer look at the details of your case to give you more information. Some workplace accidents that lead to workers’ compensation claims include:
- Bulldozer accidents
- Collisions involving tractor-trailers
- Machinery accidents
- Accidents involving defective equipment
- Construction accidents
- Factory accidents
- Forklift accidents
- Crane accidents
- Exposure to toxic or harmful chemicals or substances
- Explosions or fires
- Ground or trench collapses
- Building collapses
- Electrocutions
- Overexertion
There are also some types of work Injuries seen more frequently in Terrytown workers’ compensation claims. However, it is not the type of injury you are diagnosed with that will determine your right to workers’ compensation benefits.
It is the severity of your injuries and their impact on your life, and your ability to continue working, that will determine your eligibility for workers’ compensation benefits. Some types of injuries that may qualify include:
- Third-degree burns
- Traumatic brain injuries (TBIs)
- Post-traumatic stress disorder (PTSD)
- Repetitive stress injuries
- Neck injuries
- Back injuries
- Head injuries
- Broken and fractured bones
- Internal injuries
- Soft tissue injuries
- Spinal cord injuries
- Amputation
- Stress and anxiety
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More About Workers’ Compensation Benefits
If your claim for workers’ compensation benefits is approved, you might be wondering what these benefits will consist of. There are f different types of workers’ compensation benefits that may be available to you depending on the details of your case.
Disability Benefits
For example, you might be able to collect disability benefits to replace some of your lost income. Generally, work injury victims may collect approximately two-thirds of their average weekly salary depending on their injuries and how they affect their ability to work. These benefits cannot exceed the OWCA’s maximum amount, though.
Medical Benefits
The insurance company will also be required to cover all of your medical expenses as they relate to your work injury or illness. This might include any cancer treatments, surgical interventions, cost of prescription medicines, co-pays, and any other medical expenses both now and in the future.
Vocational Rehabilitation
Furthermore, the insurance company can also cover the cost of your educational opportunities or job training if your injuries are debilitating and prevent you from continuing in your pre-injury field.
These are only a few of the benefits that could be available. You can find out which might apply to your case by discussing your claim with our firm.
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What Are Your Legal Options After a Work-Related Injury?
After you have suffered a work-related injury, you may be able to secure workers’ compensation benefits through your employer’s insurance provider. However, what will you do if your employer does not carry this coverage?
Fortunately, employers who do not carry workers’ compensation coverage as mandated by law can still be held accountable. By filing a personal injury lawsuit against your employer, you may be able to recover compensation. You may also file a third-party lawsuit against a manufacturer if a defective piece of equipment led to your accident. Other liable third parties, such as subcontractors, may also come into play.
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Get Help from a Terrytown Workers’ Compensation Lawyer
Are you ready to take charge of your workers’ compensation claim? Are you ready to go up against the insurance company and hold them accountable?
If so, our Terrytown workers’ compensation lawyers at Laborde Earles Injury Lawyers are here to support you. Get your no-cost, risk-free consultation today when you call our office or complete our quick contact form.
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