Your family relies on you to provide for them. However, if you suffered a serious injury while on the job, your earning ability could be in jeopardy. Fortunately, you can work with an injury attorney from our firm to help you recover workers’ compensation benefits. However, you could find that the insurance company may not approve your claim.
If this happens to you, you can get help with benefits that are rightfully yours. A Marrero workers’ compensation lawyer at Laborde Earles Injury Lawyers can help you file an appeal if you receive a claim denial. We can talk with you during a free consultation today. We do not charge upfront fees if we work on your case.
Workers’ Compensation Laws for Work Accidents and Injuries in Marrero
Some employees are not aware they may qualify for workers’ compensation benefits. Louisiana law requires every employer to provide their employees with workers’ compensation protection coverage. This medical and disability benefits coverage protects you if you get hurt on the job.
If you are a company employee, whether you work temporarily, full-time, part-time, or seasonally, you should be able to file a claim for workers’ compensation benefits if you get hurt at work. With that in mind, there are virtually limitless ways these work accidents and injuries can occur.
Some of the more common incidents that may warrant a workers’ compensation claim include:
- Motor vehicle accident
- Slip and fall accidents
- Commercial truck accidents
- Construction accidents
- Bulldozer accidents
- Factory accidents
- Accidents caused by defective equipment
- Accidents caused by negligent machine operators
- Scaffold accidents
- Being struck by falling objects
- Accidents that caused amputations
- Accidents that cause traumatic brain injuries (TBIs)
- Accidents that cause paralysis
- Exposure to harmful or toxic substances
- Repetitive stress injuries
- Ground or trench collapses
- Explosions, fires, and electrocutions
If you were in another type of work-related accident or suffered another type of job injury not listed above, you may still be able to file a claim for workers’ compensation benefits. The best way to find out what legal options are available to you is to reach out to our workers’ compensation attorney serving Marrero for help.
For a free legal consultation with a workers' compensation lawyer serving Marrero, call (337) 777-7777
How Our Marrero Workers’ Compensation Lawyer Can Help Your Case
Workers’ compensation claims can be denied for many reasons, including:
- You missed the 30-day window to report your injury or illness to your employer, as the law requires
- You did not file your application by the deadline
- Your employer claims you caused your injury in some way
- The insurance company did not occur in the workplace or on the clock
Our Marrero workers’ compensation attorney can help you prove your case so that you can show you should receive workers’ compensation benefits. If we manage your case, we can:
- Collect evidence that proves your accident happened on the job site (e.g., an incident report, photos of your injuries and/or the accident scene, security video footage, medical documents, witness statements)
- Challenge your claim’s denial for you, saving you time
- Ensure you meet key deadlines for your application or appeal
- Communicate with the insurance company about your case
- Negotiate an insurance settlement that covers your losses
- Manage all case-related communications with all parties (e.g., phone calls, letters, emails)
- Always protect your interests and rights
Our workers’ compensation attorney serving Marrero will update you regularly about your case’s developments. We will also explain all laws affecting your case and advise you on any changes.
Marrero Workers' Compensation Lawyer Near Me (337) 777-7777
Types of Workers Compensation Benefits in Louisiana
Many workers’ compensation benefits could be available based on your case’s details. If you are approved for workers’ compensation benefits, you will not necessarily collect every type of benefit offered, just the ones that apply to you.
The common types of workers’ compensation benefits that may be available for on-the-job injuries in Marrero:
The insurance company is expected to cover all your medical expenses as they relate to your work injury. This should include your co-pays, cost of prescription medications, mental health counseling fees, diagnostic imaging costs, and other medical expenses. This will also include your future medical care if you do not settle your workers’ compensation claim for one lump sum.
Disability benefits are there to help your family cover costs while you cannot work. These are meant to replace a portion of your lost income. The number of disability benefits you could collect can vary widely based on your injury, whether it is a scheduled or unscheduled disability, and the amount of your income.
Permanent Total Disability
You might be considered totally and permanently disabled if you are physically incapable of doing any work. Permanent total disability (PTD) benefits are available as long as your disability remains.
Permanent Partial Disability
Permanent partial disability (PPD) benefits may be available if your work injury caused a permanent disability that does not completely prevent you from earning a living. You can collect about 2/3 of your average weekly salary until you reach maximum medical improvement (MMI) or can return to work.
Scheduled Permanent Partial Disability
When you lose the use of certain types of body parts, Louisiana’s schedule dictates how long you can continue to collect benefits based on the type of body part lost. For instance, if you suffered a hand amputation, the schedule allows for a maximum of 150 weeks.
Unscheduled Permanent Partial Disability
If you have suffered a permanent partial disability because of your on-the-job injury, you could collect PPD benefits for a maximum of 100 weeks if you were dealing with a serious disfigurement, hearing loss, genitourinary system malfunctions, or respiratory system dysfunction.
Temporary Total Disability
Temporary total disability (TTD) benefits may be available while you cannot work because you are healing from your injuries. TTD benefits are generally paid out at a rate of 2/3 of your average weekly salary.
However, you could be paid as low as 20% or as much as 75% of the statewide average weekly wage, depending on your case. Generally, you can expect to collect TTD benefits until you reach maximum medical improvement or can go back to work.
Vocational Rehabilitation Benefits
Vocational rehabilitation benefits may be available if your injuries mean you cannot continue working in your current industry. The insurance company will provide you with the compensation you need to go back to school or enter a job training program. Your employer pays for this benefit, according to RS 23:1226.
The decedent’s surviving family members may be entitled to death benefits that are a percentage of the decedent’s average weekly salary. The insurance company will also cover a maximum of $8,500 in funeral and burial expenses under Louisiana workers’ compensation laws.
Speak With a Workers Compensation Lawyer in Marrero Today
Obtaining workers’ compensation benefits could make all the difference in your recovery. Your Marrero workers’ compensation lawyer at Laborde Earles Injury Lawyers is here to help you make the insurance company pay.
Start working on your workers’ compensation claim or appeal when you call our office for a no-cost, risk-free consultation. You can reach us by phone or through our convenient contact form when you are ready to start on your case.