You need to speak to your insurance company and provide information about the losses you sustained to file an insurance claim after Hurricane Francine in Louisiana. You should begin the process as quickly as possible; waiting for the insurance company to contact you can damage your claim.
A Hurricane Francine claims lawyer can guide you through the process of securing compensation for your losses and give you the support you need after a major storm. Getting legal help can improve your chances of getting money to cover the costs of repairing your home or business.
Steps to File an Insurance Claim After Hurricane Francine
Are you wondering how to file an insurance claim after Hurricane Francine? Taking these steps can help you file your official claim for compensation.
Review the Damage to Your Property
You need to list out all of the damage caused by Hurricane Francine. Additionally, Louisiana’s Storm Claim Lawyer recommends that you take pictures and record videos to show the extent of the property damage.
The more documentation you can collect, the better chance you have of securing fair compensation through an insurance claim.
Limit Additional Property Damage
You should do everything possible to reduce additional damage to your property after Hurricane Francine passes. For example, you may need to put a tarp over holes in your roof or board over broken windows.
Report the Damage to Your Insurance Company
You need to contact the insurance company that provides your homeowners’ (or business) insurance policy. If you have electricity, you may contact your company online and file your claim that way.
Ensure that you provide as much information about the damage you experienced as possible. You can get more guidance on filing a claim after a storm from the Louisiana Department of Insurance.
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ClientWhat Compensation Can You Get Through a Hurricane Francine Insurance Claim?
Your insurance company may need to pay for superficial and structural repairs to your property after Hurricane Francine. For example, your policy may cover the costs of repairing:
- Damage to the roof of your property
- Broken windows, pipes, and gas lines
- Damage to wiring in your home and the electrical system
- Cracks in the foundation, ceiling, and walls
Depending on your insurance policy, the company may also need to pay to replace valuable possessions damaged by the storm, such as artwork or furniture.
Using professional tips for filing an insurance claim after a hurricane can help you secure fair damages.
Will Insurance Cover All Damage from Hurricane Francine?
Generally, insurance policies in Louisiana will cover damage caused by a hurricane’s winds and rain from the storm. However, most policies will not cover flood damage, including issues caused by storm surges.
However, if you have an additional flood insurance policy, it may provide compensation for these losses. A lawyer can explain how to file an insurance claim after Hurricane Francine for flood damage.
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Rick Smith | ClientHow Long Does it Take to Get a Hurricane Insurance Settlement?
The time it will take to get compensation after Hurricane Francine can vary based on when you file your claim and other factors. However, Louisiana recently changed its laws and now requires insurance companies to pay out claims within 60 days of receiving proof of property loss.
You can begin the claims process quickly after a storm with help from legal professionals to minimize the time you have to wait to secure fair compensation.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientCan an Insurance Company Deny a Hurricane Francine Claim?
Insurance companies often try to deny claims after natural disasters like Hurricane Francine. These companies may also try to dispute the extent of a property owner’s losses to protect their bottom lines.
Fortunately, a legal professional can step in to help if insurance denies your hurricane damage claim. An attorney can:
- Assess the reasons the insurance company refused your claim
- Explain your options
- Provide more evidence to the insurance company
- Counter the company’s denial of your losses
Hiring a legal professional before you file your claim can minimize the chances of the company issuing a denial, making it easier for you to secure compensation for your losses.
You can trust your lawyer to help if the insurance company engages in bad faith practices after a storm.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientWhat Will a Hurricane Storm Claim Lawyer Charge?
The cost to hire a lawyer after Hurricane Francine can vary. Generally, law firms handle these claims on a contingency fee basis, so you only pay legal fees after the resolution of your claim. In these cases, you provide the law firm with a percentage of your final compensation as payment.
Work with Us to Get Compensation After Hurricane Francine
Do you need information about how to file an insurance claim after Hurricane Francine? Louisiana’s Storm Claim Attorney can provide you with the information you need. Our team at Laborde Earles has centuries of total experience, and we’re ready to help you 24/7/365.
You can call or fill out our online contact form to discuss your next steps.