You can get professional legal help handling the insurance company and getting fair compensation for your losses with a Hurricane Francine claims lawyer. Our team at Laborde Earles has brought clients like you over $1 billion in compensation.
A Louisiana hurricane damage lawyer can provide information about your next steps 24/7/365. We’re ready to walk you through the process of filing your claim and tracking all the losses caused by Francine.
Find out more by calling or completing our online contact form.
How Does a Hurricane Francine Claims Attorney Help?
A lawyer can help you understand the options available to secure compensation after a hurricane passes through Louisiana. Our team has over 350 years of combined legal experience in our state, so we know what to expect after a storm.
We can step in to:
Establish Your Losses
Your attorney will help you track all the losses you experienced due to Hurricane Francine. We can also arrange your documents so we can easily present this information to your insurance company.
You can help your lawyer with this process by taking pictures of all the damage to your property and quickly writing down an inventory of the items damaged by the storm. Hurricane Francine claims lawyer can help you.
Start Your Insurance Claim
Your homeowner’s insurance policy may cover the damage caused by Hurricane Francine. We can prepare your claim, ensuring that it includes all appropriate forms and paperwork. We handle this process, giving you more time to focus on getting your life back to normal.
Monitor the Claims Process
Your Hurricane Insurance claims lawyer can keep track of your claim. We provide answers to any questions from your insurance company, expediting the process and potentially reducing the time you have to wait for compensation.
Appeal Subpar Offers or Unfair Denials
Our team knows what to do if insurance denies your hurricane damage claim. We can immediately step in if the company tries to avoid providing you with fair compensation, negotiating on your behalf as Louisiana attorneys who care.
Take Your Claim to Court
We know the insurance company may refuse to treat you fairly after Hurricane Francine. In this situation, we’re standing by to potentially help with a court case. You can reach out to Louisiana’s Storm Claim Attorney today to discuss your options in this situation.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientWhat Compensation Can You Get After Hurricane Francine?
The money available to you after Hurricane Francine will depend on the coverage provided by your homeowners’ insurance policy. If you have basic coverage, you may receive money to cover superficial and structural damage caused by a hurricane’s rain and high winds.
For example, your insurance may cover the costs of repairing:
- Broken windows
- Cracks in the walls, ceilings, and foundation
- Broken gas lines, pipes, and wires
- Damage to your electrical system
- Mildew and mold
- Damage to your floors or roof
An attorney can provide information about how to appropriately track and document all the damage to your property.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientWill Your Insurance Cover Flood Damage from Hurricane Francine?
Generally, homeowners’ insurance will not cover flood damage. Therefore, a basic policy may not cover the damage caused by Francine’s storm surge. However, if you purchased an extra policy for flood damage, you may get compensation for these losses.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientDo You Have to Pay a Deductible for Hurricane Damage?
Your insurance likely includes a hurricane deductible if you live in Louisiana. These deductibles determine how much you have to pay towards repairs of your home before your insurance policy kicks in.
Generally, we have high hurricane deductibles in our state. Depending on your situation, you may need to pay:
- Wind and hail deductibles for general weather events
- Named storm deductibles for storms that reach 39 mph
- Hurricane deductibles for storms that reach 74 mph
These deductibles can also apply to commercial property owners, though Louisiana Statute § 22:1267.1 states that insurance companies can only force commercial property owners to pay one hurricane deductible every calendar year.
As hurricane season progresses, you may meet your deductibles. You can learn more about this part of your insurance policy with our team.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientCan You Prepare for Hurricanes in Louisiana?
You can take steps to prepare before a hurricane hits. Depending on your situation and the time before the storm, you may need to:
- Take pictures of the outside of your home to document it’s condition before the storm
- Make a video of the interior and exterior of your home
- Keep a list of your belongings (especially valuable possessions)
- Keep receipts and invoices for expensive items
- Board or tape your windows
- Find a copy of your insurance policy
Most importantly, ensure that you prioritize your safety when a storm like Hurricane Francine comes in. You can learn more about what to do with our hurricane preparation and survival guide.
The officials have an active season predicted for 2024, so it’s essential to make sure your family knows what to do in the event of a storm.
What Should You Do After Hurricane Francine?
In the aftermath of a hurricane, you can make temporary repairs. You may need to put tarps over your roof and board up damaged windows. Keep track of all of your damaged belongings instead of throwing them away.
You should track all the losses you sustained and the expenses for any contractors you hire to carry out repairs. Your attorney may submit all relevant expenses to your insurance company to help you secure compensation.
Make sure that you reach out to a legal professional for help after a storm to get the help you deserve.
Talk to Us About Your Claim for Hurricane Francine
A Hurricane Francine claims lawyer from our team at Laborde Earles can help you secure fair compensation for the damage to your property. We understand the legal system in Louisiana, and we’re here to answer your questions and provide you with personalized assistance.
You can call or complete our online contact form to learn more.
