If you were involved in an accident with a driver who was insured by Progressive, you may not know what to do if your request for compensation is rejected. A rejection of your initial request is not the end of the road. A lawyer in your area will explain how you can file an appeal. Your lawyer will also explain the evidence you need to prove negligence and ensure your request is filed before time runs out.
A car accident lawyer can help you outline and understand what to do if your car accident claim was denied by Progressive. Your lawyer will also explain the reasons and tactics insurance companies use to reject compensation requests and explain what you can do to keep fighting for the financial recovery you are owed for their driver’s negligence.
Progressive Might Reject Your Car Accident Claim For the Following Reasons
When you report an accident to the at-fault driver’s insurer, they can have a variety of reasons for denying your claim. These can include:
- Assigning full or partial responsibility to you. If only partial liability is yours, your lawyer can help you understand your state’s laws on contributory negligence and how you might still be entitled to recover damages.
- Lack of information and evidence that proves the extent of your injuries and property damage. Your lawyer can help you compile a strong evidence file to combat this reason for denial.
Your claim could also be denied if the statute of limitations in your state has expired. Your lawyer can help you avoid this costly consequence by ensuring your insurance claim is filed in a timely manner or your potential lawsuit is filed on time.
If you believe you have been treated unfairly or are the victim of bad faith insurance tactics, your lawyer can help you evaluate how you were treated and fight back against unfair insurance acts.
For a free legal consultation, call (337) 777-7777
A Personal Injury Lawyer Can Help You Build A Strong Case For Compensation
To ensure you receive the compensation you are entitled to for the at-fault driver’s negligence, your lawyer will:
- Collect evidence including your car accident report
- Read and review your medical records and prognosis
- Locate and interview car accident witnesses
- Canvass the accident scene for photos and videos
- Assess the financial value of your car accident case
- Speak with all interested parties on your behalf
- Complete and submit insurance forms
- Negotiate with the insurance representative
Your lawyer will also read and review the at-fault party’s insurance policy. If your accident involved a hit-and-run or uninsured driver, your lawyer will review your own Progressive policy if you have to turn to them for coverage.
Evidence That Proves Progressive’s Policyholder Was At Fault
In most car accident cases, the evidence you and your lawyer collect will lead to a negotiated settlement when it points to the at-fault driver’s negligence. Your evidence file will include:
- Medical records
- Income statements
- Police report
- Witness statements
- Accident scene photos
- Injury photos
When appealing your case, your attorney will work hard to build a compelling evidence file. He will leave no stone unturned in collecting, organizing, and presenting your evidence during the negotiation phase of your case or in court, if necessary.
Understand How The Statute Of Limitations Impacts Your Claim
Your state will impose a filing deadline on your ability to seek financial compensation via a personal injury lawsuit. If your case cannot be settled out of court, your lawyer will ensure it is filed within the allotted time.
Representatives for Progressive will also be aware of the filing deadline and may refuse to negotiate a settlement at all if it expires. Your lawyer will explain the appropriate statute of limitations and any factors that may cause it to fluctuate.
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Assess The Damages You Are Entitled To Receive
Was your initial request for negligence-based damages denied by Progressive? You do not have to stop fighting for financial compensation. After proving your insurance claim is valid, you can recover the following economic and non-economic damages:
- Past and future medical bills
- Past and future income loss
- Property damage or loss
- Diminished property value
- Physical disfigurement
- Ongoing pain and suffering
- Mental and emotional distress
- Diminished quality of life
An effective appeal can lead to your recovery of these and other forms of financial recovery. A personal injury lawyer can help you build a strong case for compensation in spite of an initial denial of your compensation request.
Review Your Car Accident Case At No Cost Or Obligation
Was your car accident claim denied by Progressive? If their policyholder’s negligence caused or contributed to the accident, our personal injury law firm can help you build a strong case and file an appeal. You do not have to stop fighting for recovery or fight without legal guidance and support.
Contact one of our Laborde Earles Injury Lawyers team members to get your free case review today.