If you or a loved one has recently got into an accident while using an Uber, you might be wondering what to do next. It’s especially confusing when you weren’t the driver, or you don’t know the driver. However, there are protections in place for you if you have been injured in an Uber accident in Iota.
An Iota Uber accident lawyer can guide you through recovering damages for your personal injuries while you take it easy to recuperate. There’s no need to worry about the hassles of filing legal paperwork when an attorney manages this for you. You should learn about the specifics of how to handle your claim so you can put your mind at ease.
Do Uber Drivers Have Insurance Coverage?
An Uber driver is protected by the organization that operates and owns it, so you can count on them having insurance to handle accident claims. According to the Uber organization, the drivers are insured by one of the following companies:
- Allstate
- Farmers Insurance
- Liberty Mutual
- Progressive
This coverage takes care of third-party liability, uninsured/underinsured motorist bodily injury, and contingent comprehensive and collision. However, this coverage takes effect under certain circumstances for a cost. It may not be adequate to cover whatever personal injuries you have. Having an Iota Uber accident lawyer can ensure you have your rights protected and can collect the personal injury damages incurred.
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How do You Handle Personal Injury Claims?
Personal injury claims are handled differently than the claims for damaged vehicles. And since you don’t own any of the vehicles involved, that doesn’t concern you anyway. Filing a personal injury claim for an accident with a motor vehicle is allowed (CC Art. 2315). When doing so, you must be sure your claim is filed within one year of the accident. This is according to the Louisiana statute of limitations (CC Art. 3492). There may be some exceptions to this requirement. If you’ve gone past the one-year timeframe, be sure to check with an Iota Uber accident lawyer to find out if you can still file a claim.
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How Is Negligence Handle in Uber Accidents?
Negligence is handled differently in each state. Most states operate using the comparative fault rule, and there are two types of comparative fault rules to follow. One rule says that you can claim damages if the party is no more than 50 percent at fault in the accident. This is called the modified comparative fault rule.
In Louisiana, they use the pure comparative fault rule, which allows the plaintiff to be up to 99 percent at fault. However, the amount of fault they have will be deducted from the final award.
However, these factors don’t play a big role in your personal injury claim because you are not the person at fault since you weren’t driving. It’s only relevant in determining what insurer the attorney will talk to.
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Steps to Take After an Uber Accident
If you get into an Uber accident, it may be difficult to remember what to do. It’s a nerve-wracking time when an accident occurs. However, taking the following steps can be helpful for your attorney as you proceed forward in the case.
Write Down Notes About What Happened
Take notes about the incident while it’s still fresh in your mind. This can help if there are any questions the attorney may have about the accident.
Snap a Few Pictures
Usually, in the case of an accident where you’re the passenger, you may not need to take pictures. However, in case there is ever any type of dispute about you being there, you would have proof that you were involved in the accident. You could also take pictures of any injuries you sustained.
Obtain a Police Report
The police report will probably list all the people involved in the accident. However, it’s a good idea to make sure you get a copy of the report to confirm its accuracy.
Seek a Check-up from a Medical Professional
Don’t just assume that you are ok. Take time to go get checked out by a medical professional.
Talk to an Attorney
After suffering from any type of accident, it’s smart to talk to an attorney so you can get help. A lawyer will tell you what your options are to recuperate the losses you’ve incurred.
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Can an Uber Accident Lawyer Help?
It can seem overwhelming when dealing with all the paperwork and negotiations involved with filing a claim for personal injury. You might feel inadequate trying to handle everything on your own, but that is where an Iota Uber accident lawyer can assist you. There are legal terms to understand and procedures to follow to do things properly.
An Uber accident lawyer is versed in Louisiana law and will take the load off your shoulders. You can get a fair settlement while you recuperate from your injuries by letting a professional attorney take over the case. Some of the things an attorney does to prepare your case include:
- Take care of incoming and outgoing communications
- Talk to witnesses if needed
- Gather evidence (such as doctor reports)
- Schedule additional medical exams
- Calculate the recoverable damages
- Negotiate to ensure a fair settlement
- Go to trial if needed
Contact an Iota Uber Accident Lawyer Today
Contact our Iota Uber accident lawyer and take the first step toward reclaiming your life today. Don’t let the injuries keep you down from seeking what is rightfully yours. You can pursue damages under personal injury laws. Our Iota Uber accident lawyer will manage the case.
At Laborde Earles Injury Lawyers, you can receive a free case evaluation and have an attorney get started on your case with no money or upfront fees. We will work on a contingency plan, so you don’t have to pay until later. Call our office for more information.
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