Being involved in a motorcycle accident could prove to be one of the most stressful times of your life. While you are putting the pieces of your life together, you should be able to count on your insurance company to fill the gap during this time of need.
Unfortunately, some claims to insurance carriers like Metlife are denied, making an already stressful time even more uncertain and challenging. If your claim was denied, remember that you have legal options to pursue compensation by filing a claim to prove an unfair decision was made in your case.
Damage And Loss In Motorcycle Accidents
Motorcycles can be dangerous, but they can also be a great source of recreational and daily transportation. The Centers for Disease Control and Prevention (CDC) reported that over two million people are injured in motor vehicle and motorcycle accidents each year around the United States. In many cases, motorcycle accidents are not caused by motorcyclists but rather by other motorists driving dangerously or illegally.
Regardless of the nature of your accident, the effects can be devastating:
- Emotional Trauma: A sudden accident can lead to sleepless nights, anxiety about your future, and even serious conditions such as depression. If you need professional help to overcome psychological issues from your accident, your insurance should help cover these expenses.
- Physical Injuries: Physical injuries in motorcycle accidents can be minor, but they could also be severe and life-altering. Victims can require medical treatment, rehabilitation, prescription medications, and more. Without help from insurance, these expenses can set you back financially.
- Financial Losses: Medical bills, property damage, lost wages if you missed work from an accident, and more can all impact your wallet following an accident.
The bottom line is that motorcycles can be dangerous, but that is why motorists depend on insurance in the case of an accident.
Insurance Should Help In Your Time Of Need
When you pay an insurance carrier like Metlife, you deserve the coverage you are promised. If your motorcycle accident resulted in any loss and you are not receiving adequate compensation, filing a claim could be an option.
Insurance should help you during your time of need, not make life even more difficult. Remember that you could have legal options to pursue compensation even if your claim was initially denied.
Possible Reasons For Denied Claims
There are several reasons why your initial claim could be denied. While some have validity, it is also possible that an oversight or unfair judgment on behalf of Metlife led to your current predicament. The following are examples of why some insurance claims are denied:
- Your claim was filed too late
- There is insufficient evidence of your loss, suffering, or documentation surrounding your accident
- Clerical errors on behalf of an insurance company
- An unfair judgment made by an adjuster
- The claimant is not covered for the type of loss experienced
- The damage of an accident exceeds policy limits, leaving a claimant subject to paying expenses out of pocket
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientHow You Can Take Action
If you were involved in a motorcycle accident and your claim was denied by Metlife, it does not mean you are left with all the resulting bills. You have the right to pursue action if you believe the decision on your claim was incorrect.
Big companies like Metlife have deep pockets and legal teams on their side to defend themselves against claimants who take legal action. It could make sense for you to arm yourself with a team of legal professionals if you are thinking of filing a claim.
Hiring A Lawyer Could Be Beneficial
There are many ways a lawyer could help you in your quest for justice following a denied claim. Possible benefits of hiring a lawyer include but are not limited to:
- Assistance with paperwork and tracking important legal deadlines
- Answer your questions during each phase of your claim so you understand the legal process
- Help you understand the types of compensation potentially available
- Organize the facts of your case to help potentially prove your claim was denied in error
- Much more
Finding A Team You Trust
Deciding that you want to hire a lawyer is an important step in your journey, but finding the right lawyer is important too. Our team has a great deal of experience fighting for clients who were wrongfully denied insurance benefits. We are proud of our history of satisfied clients and are dedicated to fighting for justice in each case we take on.
What Happens If You Win Your Claim
If your claim is successful, you could be on your way to a brighter future and may be able to finally put this difficult chapter behind you. You could be awarded damages for your losses in an accident equivalent to what insurance should have provided you in the first place.
In some cases, your compensation could even exceed your damages. It could make sense for you to speak with a lawyer before it is too late.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientContact Us Today
If you think you have grounds to take matters into your own hands after your motorcycle accident claim was denied by Metlife, our team is available to answer your questions and help you evaluate your options. Contact Laborde Earles Injury Lawyers today for a free, no-obligation consultation.
