On your own, it can be hard to know what to do if your car accident claim was denied by Geico. A personal injury law firm can help you appeal the insurer’s decision. If bad faith insurance practices were the reason your claim was denied, the lawyer who represents you can also help you hold the insurance company accountable.
Whether you pursue damages from the at-fault driver or from their insurance company, you do not have to stop fighting after one refusal to compensate you. When you have the legal guidance and support of a car accident lawyer, they will help you prove the at-fault driver’s duty, breach, cause, and damages. He will also help you keep up the fight for the financial compensation you are entitled to receive.
Geico Might Give These Reasons For Saying No To Your Car Accident Claim
When your claim is denied, Geico must provide you with written notification stating their reason. Commonly reported reasons for denying coverage include:
- Contributory negligence
- Lack of documentation
- Expired filing deadline
- Lapse in coverage
Your lawyer will also fight back against any bad faith insurance tactics that affected your claim. Examples include unreasonable delays, unwarranted denials, misstatements about coverage, and failing to address your claim at all. If bad faith tactics were the cause of your denied claim, your lawyer can help you file a separate case against the insurance company.
For a free legal consultation, call (337) 777-7777
Establish Your Right To Compensation After A Car Accident
A car accident lawyer can help you build a strong case for appeal. While you focus on your physical recovery, your lawyer will focus on building your case by:
- Scrutinizing all correspondence related to your denied claim
- Providing responsive, communicative legal service and support
- Updating you as your appeal and settlement negotiations progress
- Ensuring your recoverable damages are accurately assessed
- Handling all written, verbal, and virtual communication related to your appeal
Your lawyer will also collect and organize the documents and evidence that prove the at-fault driver’s financial responsibility. If you are seeking compensation from your own insurance policy, your lawyer will examine your policy documents in detail.
A Car Accident Lawyer Can Collect Evidence Against The At-Fault Driver
Your lawyer will create a compelling evidence file that documents the negligence that led to the collision. It will also prove bad faith insurance practices were the reason for your denial, if applicable.
The evidence your lawyer collects can include:
- Insurance company documents
- Car accident reports and attachments
- Accident scene and injury photos
- Statements from available witnesses
While you focus on taking care of yourself, the lawyer who handles your case will build a robust evidence file.
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Can An Expired Statute of Limitations Cause My Claim To Be Denied?
Yes, it can, which makes it important to consider working with a lawyer whose familiarity with the state’s filing deadlines can ensure you do not run out of time to seek compensation.
On your own, it can be difficult to comply with the filing deadline since the age of accident victims, actions taken by the at-fault party, evasive tactics, and other factors can alter the deadline. By consulting a local lawyer sooner rather than later, they can ensure your case is not put at risk by an expired statute of limitations.
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What Compensation Can I Collect Once My Claim Is Accepted?
You do not have to stop fighting for recoverable damages after a car accident despite an initial denial of coverage. If you are represented by a personal injury law firm, you can file an appeal.
The damages you can recover from an effective appeal include:
- Injury-related medical expenses
- Injury-related lost wages
- Accident-related property damage
- Current and future pain and suffering
- Ongoing mental and emotional distress
- Property damage or destruction
You can recover these same damages by taking your case to court. The law firm that handles your case will help you build an effective case at no upfront or out-of-pocket cost to you. Instead, they will accept a percentage of your financial recovery. This fee agreement—called a contingency fee—means you do not have to stop fighting for the compensation you are entitled to recover.
Get Your Free Case Consultation Now
You do not have to give up hope of recovering compensation if you or a member of your family were injured in a car accident and Geico denied your car accident claim. Our legal team will explain your options for recovery and help you navigate every step of the journey.
Contact one of our Laborde Earles Injury Lawyers team members today and find out how hard we will fight to recover damages for you.
Call or text (337) 777-7777 or complete a Free Case Evaluation form
