Yes, in most cases, when you file a car accident insurance claim or lawsuit, your car accident lawyer will deal with the insurance companies for you. That may include:
- Handling all communications
- Providing proof of their driver’s negligence and liability
- Obtaining, completing, and submitting required forms
- Negotiating for a favorable financial settlement
In addition to dealing with the insurance company, your lawyer might also read and review your crash report as well as your medical records and bills. He may also compile any additional documents, receipts, and evidence to create an effective case file.
Providing Proof of the At-Fault Driver’s Negligence and Liability
In a car accident case, you may be required to prove the at-fault driver’s negligence violated your right to a standard of care. To prove the at-fault driver’s negligence, your lawyer may rely on the details in your crash report. This document tells the story of the accident and may also include contact information and observations for anyone who witnessed the accident.
Pictures of your physical injuries and the accident scene may also be used as evidence in your case. Make sure to provide your lawyer with any photos or other forms of evidence you have from your accident.
Your lawyer may deal with submitting information and evidence to the at-fault driver’s insurer, including photo and video evidence, if applicable. They can also collect evidence that is not already in your possession.
Obtaining, Completing, and Submitting Required Forms
Filing an insurance claim against the driver who caused your accident may involve a mountain of paperwork and evidence. You might be required to submit your:
- Claim forms
- Crash report
- Medical records
- Income statements
- Vehicle repair estimates
- Vehicle value estimates
- Relevant records and bills
You might also be required to submit additional items that are not on this list. Your lawyer may create a comprehensive case file of all relevant data and deal with collecting and submitting all required documents to the at-fault driver’s insurance company.
Negotiating for a Favorable Financial Settlement
Your lawyer can manage the negotiations process with the insurance company, but you will still have the final decision on whether to accept or reject any settlement offers you may receive. Your lawyer may also advise you on the pros and cons of each offer.
Your lawyer may ensure you understand the potential value of your lawsuit and may help you avoid accepting a speedy settlement offer that might be inadequate.
Your Car Accident Lawyer Will Advocate for You
In addition to dealing with the at-fault driver’s insurance company, your car accident lawyer may also help you deal with your own insurer, if necessary. If the at-fault driver was uninsured or underinsured, you might be able to get financial compensation from your own insurer.
If that happens, your lawyer will continue to advocate for you. In the event that your car accident lawsuit goes to trial, your lawyer may represent you there. With advocacy and support from your lawyer, you may focus on your physical recovery while your lawyer deals with many steps involved in navigating the personal injury process.
Your Car Accident Lawyer Will Understand Local Laws
State-specific traffic, personal injury, and insurance laws may affect the handling of your lawsuit. A lawyer in your area who is familiar with these laws may be able to help you understand their impact on your pursuit of compensation. Relevant laws may define:
- Traffic rules that can help establish liability
- Recoverable damages
- Comparative fault
Your lawyer can also help you file your case on time. In Louisiana, Civil Code (CC) §3492 sets a one-year deadline on most personal injury lawsuits. If you are filing a wrongful death lawsuit after losing a loved one in a car accident, CC §2315.2 also sets a general one-year deadline on your case.
Leave the Insurance Companies to Your Attorney
If you or someone you love was injured in a car accident, a car accident lawyer from Laborde Earles Injury Lawyers can deal with the insurance companies for you. When you trust your car accident lawsuit to our team, we can also handle all paperwork, build your case file, and handle settlement negotiations for you. Contact us for a free consultation by calling (337) 777-7777 and focus on getting better while our team deals with everything else.