Lyft Accident Lawyer in Kenner | No Win, No Fee

Lyft rides are convenient ways to get around the Kenner, Louisiana, area. However, drivers of these vehicles can still get into an accident at any time, and when they do, the involved parties may find themselves in a complex legal situation when trying to determine who is responsible for the damages that result.

After a rideshare accident, seeking compensation isn’t always a straightforward process. A Kenner Lyft accident lawyer with Laborde Earles Injury Lawyers can help you determine who is liable for your damages. We can discuss your accident more during a free consultation today.

Proving Liability Is Important in Rideshare Accidents

An important question when it comes to a Lyft rideshare accident is who’s responsible for compensating you for your physical injuries and non-financial losses. If you or a loved one was a passenger in a Lyft rideshare vehicle when an accident occurred and suffered injuries, you may be wondering:

Is the Lyft driver self-insured or insured by the company?
Whose insurance covers my injuries?
How much compensation can I collect?

Depending on whether the driver is in “driver mode,” passengers could seek damages from either the driver’s personal auto insurance or Lyft’s insurance, depending on what part of the ride they were in when the accident occurred. If another motorist or party is at fault in a Lyft rideshare, then that driver’s insurance policy could be on the hook for compensating the passenger for their damages.

Lyft Insurance Coverage and You

Lyft requires all drivers to carry personal auto insurance that meets the minimum coverage requirements in their state. If the Lyft driver is signed in to the Lyft app but has not received a ride request, Lyft provides the following coverage:

$50,000 per person (max) for bodily injury
$100,000 total per accident for bodily injury
$25,000 coverage for property damage

If the Lyft driver is signed in and has accepted a ride request:

The Lyft policy will pay up to $1 million per accident.
If the accident is between a Lyft rideshare vehicle and an underinsured or uninsured driver when the Lyft driver is signed in to the app, Lyft will cover up to $1 million per accident as well.

When Lyft Drivers Won’t Accept Responsibility for Your Injuries

All these complexities are very confusing when you’re trying to negotiate a settlement on your own. Also, what happens if both the Lyft driver’s personal insurance company and Lyft’s insurance company deny liability for the accident? Speaking with our Lyft accident lawyer can help you determine your next steps.

Commercial insurance companies are in the business of making money. They always keep an eye on their bottom lines. That means they aren’t exactly excited to pay you fair compensation. Insurance company lawyers like to use policy language and their accident investigation information against you.

If you aren’t aware of these tactics, they can take you for quite a ride during negotiations. Beware of the insurance company acting like your friend. Keep in the back of your mind that they are your adversaries, and you must fight for what’s rightfully yours.