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Can You Negotiate a Motorcycle Accident Settlement?

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Attorney David Laborde | Attorney Digger Earles
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  3. Can You Negotiate a Motorcycle Accident Settlement?
On This Page
  1. About Motorcycle Accident Settlements
  2. The Importance of Proper Valuation
  3. Gathering Evidence to Support the Value of Your Claim
  4. The Negotiation Process
  5. Factors that Can Affect Your Negotiation
  6. Get Help Negotiating Your Motorcycle Accident Settlement
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Your personal injury lawyer can help you calculate your recoverable damages, which may include:

  • Medical Bills
  • Income Loss
  • Property Damage
  • Pain & Suffering
  • Emotional Distress
  • Lasting Disfigurement
Can You Negotiate a Motorcycle Accident Settlement?

Yes, you can negotiate a motorcycle accident settlement. In fact, negotiation is a crucial part of the settlement process and can significantly impact the compensation you receive for your injuries and damages.

Trying to negotiate a settlement while you’re injured or under financial pressure can make it difficult to get full compensation. One of the reasons people hire one of our Lafayette motorcycle accident lawyers is to have someone on their side with negotiation experience. 

About Motorcycle Accident Settlements

Motorcycle accidents often cause severe injuries and substantial financial losses. If you’ve been involved in a motorcycle accident in Louisiana that wasn’t your fault, you can file an insurance claim to get a settlement.

A car accident settlement is an agreement between you (the injured party) and the at-fault party’s insurance company. It’s designed to compensate you for your losses without going to trial. However, the initial offer from the insurance company is rarely their best offer.

Negotiating a motorcycle accident settlement allows you to advocate for fair compensation that reflects the extent of your damages.

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The Importance of Proper Valuation

Before entering negotiations, you must clearly understand what your claim is worth. This is another area a lawyer can help you with because most people do not know all the damages they’re entitled to or their potential value.

Let’s take medical expenses as an example. Your compensation should include all current and future medical costs related to your accident. This may encompass hospital bills, surgeries, medications, physical therapy, and any anticipated future treatments.

You may also have non-economic damages like pain and suffering. These do not have a dollar amount tied to them, but they are often worth much more than your economic damages. Accurately valuing your claim provides a solid foundation for negotiations and helps ensure you don’t settle for less than you deserve.

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Gathering Evidence to Support the Value of Your Claim

Strong evidence is key to successful negotiations. The more types of evidence you have to support your claim, the stronger your position will be during the negotiation process. Collect and organize all relevant evidence, including:

  • Police reports
  • Medical records and bills
  • Photographs of the accident scene and your injuries
  • Witness statements
  • Expert opinions (if applicable)

This evidence helps demonstrate you were in an accident, that the other party was at fault, the extent of your injuries, and the amount you’ve already paid to cover your damages.

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The Negotiation Process

Negotiating a motorcycle accident settlement involves several steps:

  • Initial demand letter: Your attorney will send a demand letter to the insurance company outlining your injuries, damages, and the amount you’re seeking in compensation.
  • Insurance company response: The insurer will review your demand and respond with a counteroffer.
  • Counteroffers: You, your lawyer, and the insurance company will exchange counteroffers, each presenting arguments to support your positions.
  • Reaching an agreement: You’ll work towards a mutually acceptable settlement amount through this back-and-forth process.

Negotiation with insurers is a skill most don’t have. An experienced attorney can significantly improve your chances of securing a fair settlement. Without one, you’re vulnerable to tactics that could lower your settlement amount.

When to Consider Litigation

While most motorcycle accident claims settle out of court, sometimes litigation becomes necessary. Consider filing a lawsuit if the insurance company refuses to offer a fair settlement, negotiations reach an impasse, or the statute of limitations is approaching.

In Louisiana, you generally have two years from the date of the accident to file a personal injury lawsuit. It’s crucial to remember this deadline during negotiations.

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Factors that Can Affect Your Negotiation

Several factors can influence the negotiation process and the final settlement amount:

  • Liability: If fault for the accident is clear-cut, you may have a stronger negotiating position. However, if liability is disputed or shared, it could complicate negotiations.
  • Severity of injuries: More severe injuries typically warrant higher settlements, as they often result in greater medical expenses and long-term impact on your life.
  • Insurance policy limits: The at-fault party’s insurance policy limits can cap the amount available for settlement, regardless of your damages.

Understanding these factors can help you set realistic expectations and develop effective negotiation strategies. The best way to learn the factors in your case is to work with a lawyer who knows your situation and can give you specific legal advice.

Get Help Negotiating Your Motorcycle Accident Settlement

Negotiating a motorcycle accident settlement is part of any insurance claim after these accidents. You can confidently approach negotiations by understanding the process, gathering strong evidence, and working with a knowledgeable motorcycle accident lawyer.

If you’ve been injured in a motorcycle accident in Louisiana, it’s time to contact Laborde Earles. We have over 350 years of combined personal injury experience and have recovered over $1 billion for our clients.

Contact us today for a free consultation. Let us put our knowledge and resources to work for you when you negotiate for your motorcycle accident settlement.

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Motorcycle Accidents FAQ:
How Many Motorcycle Accidents Are the Rider’s Fault? How Many Motorcycle Accidents Are the Rider’s Fault?

Typically, the driver, rather than the rider, is at fault in motorcycle accidents. Why? Because it’s challenging for drivers of larger vehicles to see motorcycles on the road, which causes many

What If The General Insurance Denied My Motorcycle Accident Claim? What If The General Insurance Denied My Motorcycle Accident Claim?

  The General Insurance must provide a clear, detailed explanation of why your claim was denied. Failure to do so may imply that they are working with you in bad faith. Louisiana law requires

What If My Motorcycle Accident Claim Was Denied by Farmers Insurance? What If My Motorcycle Accident Claim Was Denied by Farmers Insurance?

If Farmers Insurance refused to pay on your motorcycle crash claim, you can submit an appeal and try to reach an out-of-court settlement. But what if negotiations are unsuccessful and the company

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