Dealing with an on-the-job injury is never easy. The impact your injuries can have on your life is more than just physical. You could be dealing with emotional trauma and severe financial issues related to a loss of income. Fortunately, you can get the financial support you need if your claim for workers’ compensation benefits is approved.
A Henderson workers’ compensation lawyer at Laborde Earles Injury Lawyers can help you file a claim or appeal a denial of benefits. While we handle the paperwork, you can focus on your physical recovery.
How does Workers’ Compensation Work in Henderson?
In the aftermath of your work-related injury, you may be unsure how the workers’ compensation claims process works, whether you qualify, and how to get your claim approved. Workers’ compensation benefits are available to individuals who suffer qualifying injuries or illnesses as a result of their work environment.
If you qualify for benefits, your employer’s workers’ compensation insurance coverage should come into play. This coverage is designed to give you peace of mind in the event of a work injury or illness. You should never have to worry that you are going to lose your job or be unable to support your family when you suffer an injury at work.
Unfortunately, despite the fact that your employer may have purchased workers’ compensation coverage, the insurance company may deny your claim. If this happens, our Henderson workers’ compensation attorneys can submit supplemental documentation to support your claim or file an appeal.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.Client
Does Your Work Injury Qualify You for Workers’ Compensation Benefits?
It may not always be clear whether your work injury or illness qualifies for workers’ compensation benefits. Some employees have concerns that they are not eligible for workers’ compensation benefits until they have been working for their employer for a minimum of three months. During this probationary period, some employees believe they do not have access to workers’ compensation benefits.
However, your employer is required to protect you from the first day you begin working. Furthermore, you do not need to be a full-time employee to be eligible for benefits. As long as you are considered an employee of the company, whether you work temporarily, part-time, or seasonally, you could be entitled to benefits. If you are unsure whether you are eligible for workers’ compensation in Henderson, we can give you a better understanding of what to expect from your claim.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.Rick Smith | Client
Reasons for Workers’ Compensation Claim Denials
Insurance companies may deny a workers’ compensation claim for different reasons. If you lack the supporting medical documentation to prove you have a qualifying condition, you may receive a denial. Even a minor error in your paperwork could cost you these benefits.
Other reasons insurers may deny a claim include:
- Self-inflicted injuries
- A pre-existing medical condition
- You were under the influence of drugs or alcohol at the time of your injury
Fortunately, our legal team can determine the reason for your denied claim and explore your options.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.Client
What do Henderson Workers’ Compensation Benefits Consist Of?
Workers’ compensation benefits in Henderson can take many forms. Unfortunately, they may not be enough to meet your needs in their entirety, but they could go a long way in helping your family stay afloat during this troubling time in your life.
With that in mind, some of the most valuable types of workers’ compensation benefits include:
- Catastrophic injury benefits
- Full coverage of your medical expenses
- Reimbursement for mileage to and from doctor appointments
- Vocational rehabilitation benefits
- Permanent Partial Disability Benefits (PPD)
- Temporary Total Disability Benefits (TTD)
- Supplemental Earnings Benefits (SEB)
- Permanent Total Disability Benefits (PTD)
- Death benefits
- Coverage of the decedent’s funeral and burial expenses up to $8,500
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.Client
How to Cope With a Workers’ Compensation Claim Denial
When you receive a denial of benefits, it can feel as though the world has come to an end. When you feel as though all hope is lost, your attorney can explore your options to continue pursuing these benefits.
Your attorney will be ready to help you go up against the insurance company and seek the workers’ compensation benefits that you deserve. We can provide the insurance company with additional met records and support evidence that results in your denial being overturned.
If the insurance company is unwilling to approve your claim for benefits or negotiate a settlement, your attorney will be prepared to move forward with an appeal. By filing a claim with the Office of Workers’ Compensation Administration (OWCA), we can request mediation or that your case be heard before an administrative law judge.
You May Be Able to File a Lawsuit Instead of a Workers’ Compensation Claim
In some cases, a third party is responsible for a workplace accident. For example, a manufacturer may be liable if its defective piece of equipment led to your accident-related injuries. If this is the case, our personal injury lawyers can help you hold a third party liable for your losses.
A Henderson Workers’ Compensation Attorney Can Help
The workers’ compensation claim process can be exhausting. On top of all the paperwork, you have to meet deadlines and understand the requirements. You deserve to rest and recuperate after a workplace accident, not hassle with an insurance company.
If you want assistance filling out and submitting your claim for workers’ compensation benefits or if you have received a claim denial, a Henderson workers’ compensation lawyer at Laborde Earles Injury Lawyers is ready to help. Get your no-cost, risk-free consultation when you call our office or complete our online contact form. Call us today!