Laborde Earles Injury Lawyers FAQ |

Will My Truck Accident Lawyer Deal with the Insurance Companies for Me?

Truck accident lawyers manage any number of tasks involved in filing truck accident claims—including dealing with the insurance companies for you.

In fact, having a lawyer on hand to handle all interactions is one of the greatest benefits of hiring a truck accident lawyer.

Communicating with insurance companies about your claim is a task that must be handled with care, and the lawyers from our firm have the experience and knowledge to manage this task.

Reasons to Allow a Lawyer to Handle Insurance Companies

When filing a truck accident claim, negotiations for your settlement may involve several interactions with insurance companies—both your insurance company and the defendant’s.

You can hire a lawyer with our firm to handle these interactions on your behalf. Here is why:

Insurance Companies Have Their Own Interests at Stake

While insurance companies are not necessarily corrupt or looking to take advantage of you, they are still looking out for their own interests.

An insurance adjuster may do everything in their power to disprove their claim—this is their job. We understand how to counter the insurance company’s findings and present your claim in a way that demonstrates why you deserve compensation.

Insurance Companies Will Closely Evaluate Your Claim

Insurance companies may employ an entire team to work solely on your claim. This may be especially true if you had serious injuries or a lot of vehicle damage. Taking on insurance companies by yourself can be daunting, particularly if you are trying to heal from accident injuries.

When a truck accident lawyer from our firm deals with the insurance companies for you, they will provide a buffer between you and the insurance adjusters so you can save your energy for recovery.

Avoid Making Common Mistakes That Can Derail Your Claim

During your calls with insurance companies after a truck accident, they may be looking for an admission of fault from you. That way, they may not have to pay you damages for your injuries or other ways the accident has impacted your life.

Working with a lawyer on your truck accident claim means you can rest assured that you will not say anything that could affect your chances of receiving compensation.

How a Truck Accident Lawyer Can Deal with Insurance Companies

Lawyers manage all aspects of personal injury claims from beginning to end. The following are some of the most important benefits our truck accident lawyer can provide when dealing with the insurance companies for you:

Speaking to Your Insurance Company on Your Behalf

As mentioned, you may want to hire a legal representative to manage communications with all insurance companies involved in your case during a truck accident claim.

A lawyer with our firm will help ensure that you do not hurt your chances of receiving compensation. They may handle not only the calls but any emails or in-person meetings as well, both in the time leading up to filing the claim and during settlement negotiations.

Assessing How a Truck Accident Has Affected Your Life

To negotiate a fair settlement, our lawyer will need to assess how an accident has affected your life and include documentation of these impacts on your claim. This information will be shared with the insurance companies to fight for your compensation.

Managing Settlement Negotiations

One of the greatest tasks your truck accident lawyer will face in dealing with the insurance companies for you is handling the settlement negotiations.

In some cases, insurance companies may try to thwart your negotiation efforts until the statute of limitations deadline has run out. The statute, or time limit, for filing a lawsuit in Louisiana is two years, per CC Art. 3492. A lawyer from our firm will ensure that you file your legal action within the statute of limitations.

Working to Build Your Case

According to the Louisiana Department of Insurance (LDI), drivers in this state are required to carry minimum liability coverage for their vehicles. However, many drivers carry policies that cover much more than the minimum amount.

Insurance companies have a vested interest in not having to pay out large claims. Yet, when a truck driver causes an accident that injures you, their insurance company is responsible for covering expenses related to the accident.

A truck accident lawyer with our firm will work with insurance companies to prove your right to compensation and urge them to offer you a fair settlement.

Call on a Truck Accident Lawyer for Help with Your Case Today

Insurance companies can be intimidating to the average person, but they are a necessary party to all truck accident claims.

Make this process easier on yourself by letting a truck accident lawyer from our firm deal with the insurance companies for you. Contact Laborde Earles Injury Lawyers now at (337) 284-9548 for a free consultation.


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