Working with an insurance company and adjusters should be straightforward. You pay your premiums on time, and if disasterstrikes, the insurance company should fulfill its duty.
Unfortunately, many residents of Thibodaux and the surrounding areas in Louisiana have found that insurance companies don’t always operate in good faith.
At Laborde Earles Injury Lawyers, we help individuals and families in Thibodaux navigate difficult and often frustrating insurance claims. Whether you’re dealing with property damage after a hurricane or an auto insurer refusing to pay what you’re owed, our team is here to step in, protect your rights, and fight for the compensation you deserve.
We Handle a Wide Range of Insurance Disputes in Thibodaux
Insurance issues can affect nearly every part of your life, from the roof over your head to your ability to get medical treatment or recover from an auto accident. Our Thibodaux insurance claims attorneys are equipped to handle a variety of insurance-related disputes, including:
Hurricane and Storm Damage Claims
Living in southern Louisiana means dealing with the regular threat of hurricanes, tropical storms, and severe weather. After a major storm, it’s not uncommon for homeowners and business owners to face significant delays, underpaid claims, or denials when filing insurance claims for:
- Roof damage
- Flooding and water damage
- Structural damage
- Mold remediation
- Business interruption
We understand the tactics insurance companies use to limit payouts after large-scale disasters, and we know how to push back. If you’re being underpaid or delayed after a storm, we can help you hold your insurer accountable.
Auto Insurance Claims
Whether you’ve been in a car wreck, hit by an uninsured driver, or are facing resistance from your own insurer, navigating auto insurance claims can be difficult—especially if you’re injured. We handle cases involving:
- Denied or delayed liability claims
- Uninsured and underinsured motorist coverage disputes
- Total loss valuations
- Medical payments and personal injury protection disputes
Our team can deal directly with the insurance companies so you can focus on recovery. We also pursue bad faith insurance claims when an insurer fails to uphold its legal duties.
Health Insurance Denials and Disputes
If your health insurance provider has denied a claim for necessary treatment, failed to reimburse you, or is delaying approval for care, our attorneys can help. We’ve assisted clients facing denials for:
- Emergency care
- Surgery or specialist treatment
- Diagnostic testing
- Prescriptions
- Long-term rehabilitation
Health insurance disputes can place an enormous emotional and financial burden on you and your family. We fight to ensure your provider honors the coverage outlined in your policy.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientWhy You Might Need an Insurance Claims Attorney
Insurance companies often have more legal resources and negotiating power than the average policyholder. They may use vague policy language, request excessive documentation, or delay communication to wear you down.
An experienced insurance lawyer can:
- Review your policy to identify your full coverage rights
- Help gather and present the documentation needed to support your claim
- Communicate and negotiate directly with the insurance adjuster
- Identify bad faith practices and pursue legal remedies if necessary
- Represent you in litigation if your claim cannot be resolved fairly
The earlier you involve a lawyer, the better your chances of recovering a full and fair settlement.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientWhy Choose Laborde Earles Injury Lawyers
At Laborde Earles Injury Lawyers, we’re proud to represent people across Louisiana. Our firm has earned a strong reputation for standing up to powerful companies and getting results for clients when it matters most.
Here’s what you can expect when you work with us:
- A free, no-obligation consultation
- Clear explanations of your rights and options
- A team that prepares every case like it’s going to trial
- No fees unless we win compensation for you
We have deep roots in southern Louisiana and understand the unique challenges residents face when dealing with storm damage, auto accidents, and health care costs. Our Thibodaux-based team is ready to fight for you.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientCommon Signs of Bad Faith Insurance Practices
Not every insurance denial is illegal, but some actions may cross the line into bad faith. If your insurance company is acting in any of the following ways, contact an attorney right away:
- Failing to investigate your claim promptly
- Offering significantly less than the value of your losses
- Denying a claim without explanation
- Changing or misrepresenting policy terms
- Requiring unnecessary or repetitive documentation
- Delaying payment without a valid reason
Under Louisiana law, policyholders may be entitled to compensation when an insurer acts in bad faith.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientContact a Thibodaux Insurance Claims Lawyer Today
You shouldn’t have to fight your insurance company alone. If you’re facing a denied claim, a delayed payment, or bad faith tactics from your insurer, the team at Laborde Earles is here to help. We represent clients throughout Thibodaux and Lafourche Parish and offer dedicated, local representation you can count on.
Call today or reach out online to schedule a free consultation with a Thibodaux insurance claims attorney. Let us review your policy, assess your case, and help you take the next steps toward securing the coverage you deserve.
