You carry insurance and expect it to cover you against losses. However, your insurance company is likely to prioritize its bottom line to the point where it becomes difficult to utilize your policy. A Franklin insurance claims lawyer can help you deal with your insurance company and put you in a position to prove that you should receive compensation based on your coverage.
With more than 350 years of combined legal experience on staff, Laborde Earles makes sure your voice is heard during the insurance claims process. Let a Franklin personal injury lawyer from our team help you with your claim. Contact us today to get started.
Types of Insurance Claims
You buy insurance in the hopes that you will never have to use it. If you have a valid insurance policy and suffer property damage, you are protected financially. Common types of insurance claims include:
Auto Insurance
Louisiana requires drivers to have liability auto insurance. If a negligent motorist slams their car into yours, your insurer could help you receive compensation for your losses from this driver’s insurance carrier.
Yet, there are reasons why a car insurance claim can be denied, and it helps to have a lawyer represent you in your case against a negligent driver.
Homeowners’ Insurance
You own a home, and you have insurance to protect it against wind damage from hurricanes and similar issues. If your house is damaged in a storm and your insurer disputes your claim, get legal help. A Franklin insurance claims attorney can help you prove that your insurer should be required to compensate you for your losses.
Flood Insurance
You purchase flood insurance to supplement your homeowners’ policy. Flood coverage gives you the peace of mind that your insurer will provide you with compensation if your personal belongings are damaged due to flooding. Your lawyer can share details about whether flood insurance covers hurricane damage and other topics relating to your coverage.
Laborde Earles has received over 1,000 five–star Google Reviews. We can explain what an insurance claim is and, if you want to file one, the steps you will need to take. Request a consultation with us.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientHow the Franklin Insurance Claims Process Works
An insurance claims lawyer serving Franklin, LA offers comprehensive legal services and support. They have a clear understanding of the insurance claims payment process. They can assist you with each of the following steps:
Submitting Your Claim
The time frame in which you are allowed to submit your claim is limited. For example, in terms of how long you have to file an insurance claim for hurricane damage, the window is typically 180 days. An insurance claims attorney serving Franklin, LA can help you complete paperwork for your claim and get it to your insurer before you run out of time.
Investigating Your Claim
Your insurance company will examine the damage you have suffered. It could send an insurance adjuster to assess this damage. Your lawyer can provide tips for how to prepare for an insurance adjuster after a hurricane or any other incident in which you incurred losses.
Resolving Your Claim
Ideally, your insurance company provides you with sufficient compensation. Unfortunately, this rarely happens, as your insurer could contest your claim or offer less than what you need to recover fully. Your lawyer understands the challenges that come with settling a claim, and they will commit time and resources to help you make it clear that you deserve compensation.
It can take months or years to settle an insurance claim. Regardless, your attorney remains focused on the task at hand. They can keep you updated throughout the claims process, and if problems arise, address them right away.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientTips to Help You With Your Insurance Claim
Partner with an insurance claims lawyer serving Franklin who has a wealth of relevant experience. Your attorney can read through your insurance policy with you and help you submit your claim accordingly. This can minimize the risk that your insurance carrier finds a reason to deny your claim.
Organize all of your claim-related records. These give you documentation that verifies the steps you have taken to submit your claim and your communications with your insurer to date. If your insurer rejects your claim, your records could help you disprove their case against you.
Let your lawyer handle communications regarding your claim. If an insurance company or adjuster contacts you, tell your attorney. Otherwise, if you say the wrong thing about your property damage to an insurer or insurance adjuster, you could compromise your claim.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientOur Franklin Insurance Claims Lawyers Know How to Deal With Insurers
You do not have to go through the insurance claims process alone. An insurance claims attorney serving Franklin can assist you during this process. They can help you avoid mistakes that could lead to a claim rejection.
Laborde Earles is a Louisiana personal injury law firm that proudly serves the Franklin community. We have recovered over $1 billion in damages for our clients and are here to assist you with your insurance claim in any way we can. Schedule a consultation with us.
