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What to Tell Insurance if They’re Calling After an Accident?

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Attorney David Laborde | Attorney Digger Earles
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  2. FAQs
  3. What to Tell Insurance if They’re Calling After an Accident?
On This Page
  1. Keep a Note of What You Said at the Accident Scene
  2. Exchange Only Necessary and Required Information After an Accident
  3. Reasons You Might Not Notice Car Accident Injuries Right Away
  4. It Is Not Too Late to Make a Claim if the Insurer Is Calling You After an Accident
  5. Additional Recoverable Damages if the Insurance Is Calling After an Accident
  6. Other Ways a Lawyer Can Help When the Insurance Company Keeps Calling After an Accident
  7. A Car Accident Review Is Available 24/7
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Your personal injury lawyer can help you calculate your recoverable damages, which may include:

  • Medical Bills
  • Income Loss
  • Property Damage
  • Pain & Suffering
  • Emotional Distress
  • Lasting Disfigurement
What to Tell Insurance if They’re Calling After an Accident?

The best thing to tell the insurance if they’re calling after an accident is that you are represented by a Lafayette car accident lawyer  who will communicate on your behalf. From that point, avoid answering questions or making verbal or written statements. Most personal injury lawyers will review your case at no cost or obligation to you and explain the steps they will take to pursue the compensation you are entitled to recover.

Even if you were involved in a recent car accident and declined emergency medical care at the scene of the accident, you could still discover injuries later. Your lawyer can document your injuries and property damage and help you prove the accident was the cause of both. Focus on getting better. Your lawyer can handle the insurance company and the insurance adjuster for you. 

Keep a Note of What You Said at the Accident Scene

In the immediate aftermath of a car accident, it can be tempting to blame the other driver. Nervousness can also make you talk incessantly. If this happened, write down as much of what you said and as much of what the at-fault driver said as possible.

When you consult a car accident attorney, provide them with these notes and keep a copy for your own records. Your attorney will likely request that you leave all future communication with the insurer with them. This is a good idea.

They can deal with the insurer and will no what information to share, how to thoroughly document your case, and how to negotiate the best possible settlement for you. 

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Exchange Only Necessary and Required Information After an Accident

At the scene of a car accident, police will ask you and the other involved driver for the following information:

  • Your driver’s license
  • Your insurance card
  • Your vehicle registration
  • Your contact details

Exchange only the information required of you. In addition, police and medical first responders might have also looked for any visible injuries and asked you if you felt like you needed emergency care or a ride to the local emergency room. 

Even if you said no at the time and you start to feel sore or achy later, seek appropriate medical care and inform your lawyer. 

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I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.

Rick Smith | Client
Contact Us Today We want to be there for you

Reasons You Might Not Notice Car Accident Injuries Right Away

The rush of adrenaline that sometimes happens in a traumatic event can temporarily mask pain and soreness per Cleveland Clinic information. Additional reasons you might not notice car accident injuries right away include:

  • Injuries like soft tissue injuries, concussions, whiplash, and back injuries could take time to manifest
  • Some of the injuries you sustain might be hidden by numbness or tingling that can mimic anxiety
  • Just like the soreness of exercise might not be felt until the next day, some car accident injuries can worsen overnight

Even if you do not seek medical care until one or several days after a car accident, your medical provider can still diagnose and document the cause of your injuries. A personal injury lawyer will collect your accident-related medical bills as part of building a strong compensation claim for you. 

CTA CTA

The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.

Client
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It Is Not Too Late to Make a Claim if the Insurer Is Calling You After an Accident

It is not too late to make a compensation request for injuries with late or delayed-onset symptoms. Alert your attorney as soon as possible, and they will clarify your rights as the injured party and the at-fault driver’s responsibilities. 

If the accident was caused by their negligence, you can recover:

  • Initial medical care
  • Follow-up medical care
  • Rehab and therapy
  • Pain and other medications
  • Assistive medical devices

Only one time-related issue can prevent you from filing a car accident claim. Every state in the U.S. has a statute of limitations that affects car accident cases. If a lawyer represents you, they will explain the appropriate filing deadline for your personal injury lawsuit and work hard to meet it. 

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They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.

Client
Contact Us Today We will work to get you the best outcome for your case

Additional Recoverable Damages if the Insurance Is Calling After an Accident

The costs of treating injuries you noticed in the days and weeks after a car accident can be covered by the at-fault driver. You can also recover additional economic damages, including:

  • Vehicle damage, loss, and diminishment
  • Injury and recovery-related lost wages

Your lawyer will also request compensation for non-economic damages, including physical pain and emotional suffering. You can recover compensation for physically disabling or disfiguring injuries and loss of enjoyment of life. Your lawyer will explain how these intangible damages can be supported with tangible evidence. 

Other Ways a Lawyer Can Help When the Insurance Company Keeps Calling After an Accident

When a lawyer handles your case, they will do more than keep the insurance company from calling you repeatedly. They will also take all of the following steps to build the strongest possible case for you:

  • Advice you to refrain from sharing accident details on social media channels
  • Obtain copies of your police report, witness statements, and medical records
  • Obtain, complete, and submit insurance claim forms and court paperwork
  • Determine the value of your injuries, lost wages, and related expenses and losses

Most will also represent you on a contingency fee basis, meaning you can get them started on your case almost immediately and at no upfront cost to you. In fact, it is never too early to let an attorney speak on your behalf.

A Car Accident Review Is Available 24/7

If you or someone you love was injured in a car accident, the stress and anxiety of the crash could lead to mental confusion and lack of focus. If you do not know what to tell insurance if they’re calling after an accident, do not tell them anything. Instead, allow our car accident lawyer to deal with the insurance company for you.

Do not feel pressured to answer calls from the insurance company or respond to their requests for information. Find out how hard we advocate for you by contacting our case evaluation team at Laborde Earles today.

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