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What to Do if I’m in an Accident With a U-Haul Truck?

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Attorney David Laborde | Attorney Digger Earles
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  3. What to Do if I’m in an Accident With a U-Haul Truck?
On This Page
  1. Does U-Haul Qualify as a Commercial Vehicle?
  2. Does U-Haul Offer Commercial Liability Insurance for Accidents?
  3. Can U-Haul Be Held Liable for My Injuries?
  4. Common Reasons for Accidents in U-Haul Trucks
  5. What to Do After Being Hit by a U-Haul Truck
  6. Why You Need a Lawyer After a U-Haul Truck Accident
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Your personal injury lawyer can help you calculate your recoverable damages, which may include:

  • Medical Bills
  • Income Loss
  • Property Damage
  • Pain & Suffering
  • Emotional Distress
  • Lasting Disfigurement
What to Do if I’m in an Accident With a U-Haul Truck?

Using a U-Haul truck for your move can make the process easier, but it’s important to be aware of the risks involved.

Due to their size and handling, U-Haul trucks can be challenging to drive, increasing the chance of accidents. If you or a loved one are involved in an accident with a U-Haul truck, it’s vital to remain calm and prioritize safety.

If you’re not sure what to do if you’re in an accident with a U-Haul truck, talking to a Lafayette U-Haul truck accident lawyer can help you figure out your options and take care of what’s next.

Does U-Haul Qualify as a Commercial Vehicle?

No, a U-Haul truck is typically not classified as a commercial vehicle. The company doesn’t require a special driver’s license or endorsement to drive their moving trucks.

What Makes a Vehicle Commercial?

At the federal level, a vehicle is considered “commercial” if it meets one or more of the following criteria:

  • Weighs 10,001 pounds or more
  • Designed to transport more than 8 passengers for compensation
  • Carries more than 15 passengers, including the driver, without compensation
  • Used for transporting hazardous materials, as determined by the Secretary of Transportation

State Variations

Different states may have their own definitions for the term “commercial vehicle,” which might not match the federal guidelines. 

For example, states like Florida and Texas use specific weight and axle criteria. It’s a good idea to check your state’s regulations to understand how they define a commercial vehicle.

If you’re ever in doubt, consulting with a Lafayette truck accident lawyer can provide clarity and guidance.

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Does U-Haul Offer Commercial Liability Insurance for Accidents?

U-Haul doesn’t automatically provide commercial liability coverage with their rentals. However, they do offer an optional coverage called Safemove Plus, which gives renters up to $1,000,000 in Supplemental Liability Coverage. This can help protect against financial losses and lawsuits in case of an accident during the rental.

If you’re involved in an accident with a U-Haul driver who didn’t include Safemove Plus, their personal auto insurance might be responsible for covering your damages. This can be a tricky situation to figure out on your own.

That’s where a Lafayette personal injury lawyer can be invaluable. They can help you understand your options and make sure you’re on the right path.

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I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.

Rick Smith | Client
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Can U-Haul Be Held Liable for My Injuries?

U-Haul may be held liable if an accident occurs involving their rental trucks, especially when non-professional drivers are behind the wheel. Several scenarios could lead to U-Haul’s responsibility:

Vehicle Maintenance Issues

If U-Haul fails to properly inspect, maintain, or repair their trucks, they could be held accountable. For instance, if a truck is rented out with underinflated tires or faulty brakes and an accident results, U-Haul might be liable. 

Additionally, if a part is inherently dangerous, a manufacturer or distributor could also face strict liability.

Overloading Concerns

There have been claims that U-Haul allows customers to tow loads that exceed the recommended weight limit. Overloading can cause swaying, jackknifing, or even overturning on sharp turns or hills, leading to serious accidents.

Lack of Proper Instructions

U-Haul has a responsibility to provide clear guidance on how to load and drive their trucks safely. If they fail to offer adequate instructions, and an accident occurs due to improper loading or unsafe driving practices, U-Haul could be held responsible. 

This includes providing safety information about handling the vehicle at safe speeds and managing turns and braking effectively.

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The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.

Client
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Common Reasons for Accidents in U-Haul Trucks

U-Haul truck accidents can happen for various reasons, many of which are similar to those in other vehicle crashes. However, U-Haul trucks come with unique challenges due to their size and handling. Here are some common causes:

  • Speeding or tailgating other vehicles
  • Driving under the influence of alcohol or drugs
  • Texting or using a phone while driving
  • Failing to use turn signals when changing lanes or turning
  • Driver fatigue, leading to slower reaction times
  • Disobeying stop signs or red lights, resulting in collisions
  • Sharp turns, which can cause the truck to tip over
  • Incorrectly loaded cargo, leading to improper weight distribution and fishtailing
  • Using a GPS or map without watching the road
  • Not following clearance listings, resulting in getting stuck under bridges
  • Mechanical issues due to frequent rentals and quick turnaround times, such as brake failure, hitch detachment, or faulty lights

If you notice any mechanical problems with a U-Haul truck, return it immediately and request a different vehicle. If you’ve been involved in an accident with a U-Haul and have concerns about liability, working with a Lafayette U-Haul truck accident attorney can help clarify your options and next steps.

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They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.

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What to Do After Being Hit by a U-Haul Truck

After an accident involving a U-Haul truck, it’s important to take certain steps to protect your health and rights. Here’s a quick guide on what to do:

  • Move to safety if you can, but if you’re seriously injured, stay put and wait for help. Use reflective triangles or flares to warn other drivers if possible.
  • Call 911 immediately, even if the injuries seem minor. It’s important to get medical attention right away.
  • Document everything: Take photos of the accident scene, vehicles, and your injuries. Exchange information with the U-Haul driver, including their contact details and insurance information. Gather witness statements and note anything significant.

Afterward, seek medical treatment and follow your doctor’s advice. It’s also a good idea to speak with a Lafayette truck accident attorney before talking to any insurance companies. They can help protect your rights and guide you through the process.

Why You Need a Lawyer After a U-Haul Truck Accident

If you’re wondering what to do if I’m in an accident with a U-Haul truck, it’s essential to take action quickly to protect your rights and well-being. One of the best steps you can take is to consult with a Lafayette U-Haul truck accident lawyer who understands the challenges you’re facing.

The team at Laborde Earles has a strong track record, having won over $1 billion for their clients. We can provide the guidance you need during this difficult time, helping you understand your options and pursue the best course of action.

Don’t hesitate to reach out to Laborde Earles for the support you deserve. We are ready to stand by your side and help you get through this challenging experience.

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