If The General Insurance denies your truck accident claim, you should contact a Louisiana insurance denial attorney. Some insurance companies may use a wide range of unfair tactics to avoid paying legitimate claims.
You don’t have to accept a denial as the final answer. You can hire a personal injury attorney, who can file an appeal and help you seek the settlement you deserve.
Reasons Why The General Insurance Might Have Denied Your Claim
The insurance company could have a justifiable reason for denying your claim. Below are some reasons an insurance company like The General Insurance could send a claim denial. An attorney can help address any issues you have in covering your damages.
Failure to Notify
The insurance policy may have a provision with timelines for notifications. The trucking company, the driver, or you may have delayed notifying the insurance company of the claim.
A Lapse in Coverage
A denial could come because the driver or trucking company did not pay their premium on time. Their coverage may have not been in effect during the crash.
Insurance policies often have exclusions. If the adjuster discovered that the driver or the transportation company violated one of the rules, the insurance policy might not cover the accident.
Questions about liability are one of the most common reasons a victim will receive a denied claim. The insurance company might believe that you or another party was at fault instead of the truck driver.
Sometimes the reasons an insurance company gives for denying a claim are simply attempts to avoid or reduce payment.
For a free legal consultation, call (337) 777-7777
What You Can Do If Your Truck Accident Insurance Claim Is Denied
Don’t give up. You deserve to receive compensation for your injuries and damages. You might take several steps if The General Insurance or another insurance company denies your trucking accident claim.
Step One: Hire a Law Firm
If you have not already hired a lawyer, consider hiring an insurance denial lawyer.
Your denial will come with an official notice on why the insurance company denied your accident and injury claim. Give your attorney a copy of this letter, and they can take it from there.
Step Two: Gather Evidence
Your truck accident attorney and their team will gather all the necessary evidence to answer the insurance company’s denial. They can also collect additional evidence and medical records and interview eyewitnesses. Your attorney may also gather the testimony of expert witnesses.
Step Three: Submit Evidence and Negotiate a Settlement
Your attorney will submit the evidence to The General Insurance and attempt to resolve the dispute and negotiate your settlement. If the insurance company agrees, you can settle. If not, you may have to file a lawsuit.
Step Four: File a Lawsuit if Necessary
Most truck accident claims will settle out of court. But when the insurance company decides not to play fairly or continues to deny your claim, your attorney can represent your case in court.
How Long Do Insurance Companies Have to Pay Claims?
Under Louisiana Revised Statute § 22:1892, when an insurance company has received all necessary documentation for a claim, they have 30 days to send payment to the claimant. However, this does not always happen.
Louisiana Revised Statute § 22:1973 addresses bad faith insurers. Your attorney will know what to do if you are up against a bad faith insurance company and the further steps needed to collect your compensation.
Laborde Earles Injury Lawyers Gets Results for Truck Accident Victims
At Laborde Earles Injury Lawyers, we have a track record of success for victims of truck wrecks and other personal injury accidents. Here are some of our recent Google reviews illustrating our clients’ satisfaction with our services:
- “I went to Laborde’s firm today alongside my roommate who recently got her car totaled from a reckless driver. Mrs. Larke helped us tremendously by not only being so friendly and understanding with us, but having patience with us young college students who have never had to deal with these types of things before. From her 10/10 personality to the professional & chic atmosphere inside of the office, our experience was great!” -Kaitlynn E.
- “Jordan has been great on keeping in contact with me about my case. All my questions were answered. I will use [Laborde Earles Injury Lawyers] if I ever need them again. She was very easy to talk to. [She] has 2 thumbs up from me.” -Nonie B.
- “Larke Landry met with us initially to gather our information. She was professional, compassionate and answered all questions we had. We are confident that our concerns will be addressed and will provide further reviews as our case progresses and completes.” -Anthony B.
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Who Can I Call If The General Insurance Denies My Truck Accident Claim?
If you’re hurt due to the thoughtless actions of a tractor-trailer, 18-wheeler, or big rig driver, you don’t have to accept a denial letter. You should not have to pay out of pocket for life-altering injuries and significant property damage.
If The General Insurance denied your truck accident claim, contact us at Laborde Earles Injury Lawyers. We will gather evidence and work to agree with the insurance company. We have the resources to stand up to any insurance company, large or small. Your initial consultation is always free.