Progressive Insurance is one of the most recognized names in the insurance industry. This nationwide company has shot to fame through an incredibly successful advertising campaign.
However, at the end of the day, they are still an insurance company, which means they’re as likely to deny a claim as any other insurer. If you recently had a truck accident claim denied by Progressive, you should know it’s not the end of your pursuit for compensation. You may be able to sue someone personally after a truck accident.
Why Would Progressive Deny My Truck Accident Claim?
Progressive could deny your truck accident claim for a variety of reasons. The truth is that most of those reasons boil down to money. The business model of any insurance company is to collect as much money as possible in policy premiums while paying out the smallest amount possible in claims.
The large size of most trucks means that any truck accident carries an elevated risk of significant injuries and property damage for all parties involved. In fact, truck accidents can be some of the most expensive cases Progressive handles.
When you take time to consider Progressive’s business model along with the high cost of most truck accidents, it becomes very easy to understand why they might be inclined to deny a claim. The more truck accident claims they can keep off the books, the better off their bottom line will look at the end of the fiscal year.
Just Because Progressive Denied Your Claim, It doesn’t Mean Your Claim Isn’t Legitimate
For most truck accident victims, receiving a denial of claim letter in the mail from Progressive hits almost as hard as the accident itself. A claim denial could mean you’re responsible for medical bills and property damage that could easily be in hundreds of thousands of dollars. So, it’s perfectly natural to feel stressed out or frustrated after finding out your truck accident claim has been denied.
The thing to understand is that your claim doesn’t end simply because Progressive (or any other insurance company) denied it. You still have the right to demand recoverable damages after a truck accident. The fact that the insurance company refused to pay these damages or denied your claim doesn’t cancel your right to seek these damages.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientA Truck Accident Lawyer Can Help You
Progressive Insurance company’s primary obligation will be to their bottom line. On the other hand, a truck accident lawyer’s primary obligation will be to your bottom line. An experienced truck accident lawyer may look at the fact pattern in your truck accident and reach a completely different conclusion.
A truck accident attorney who believes your claim has merit can fight for you. They can take several different steps that might motivate Progressive to reconsider its decision. This includes, but is not limited to, the following:
- Gathering evidence regarding the circumstances of your claim. This could include requesting official records, video evidence from traffic cameras, and witness testimony
- Consulting with other experts to strengthen your claim. For example, a truck accident lawyer can help you seek a second medical opinion that contradicts the conclusions Progressive reached in denying your claim
- Negotiating your claim directly with Progressive. Some Insurance companies will deny claims by private citizens almost as a default mechanism to protect their profits. Sometimes direct negotiation with legal counsel who is not afraid to fight them in court can motivate insurance companies to be more flexible
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientLaborde Earles Injury Lawyers Can Handle Your Truck Accident Claim
Laborde Earles Injury Lawyers has a legal team with over 250 of combined experience fighting for people like you. Our firm has recovered millions of dollars in damages for our clients. We proudly serve the following areas in Louisiana:
- New Orleans and Greater New Orleans
- Lafayette
- Marksville
- Alexandria
Before you just walk away with nothing after Progressive denies your truck accident claim or accept a settlement that doesn’t fully compensate you for your injuries, consider getting legal advice.
Our entire team stands ready to fight for your right to compensation after a truck accident. While we take on your truck accident case, you can rest and recover from your injuries.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientGet a Free Consultation to Learn More About Working With a Truck Accident Lawyer
If you believe you’ve had a truck accident claim wrongly denied by Progressive Insurance, it may be a good idea to consult with a truck accident lawyer to find out what your options are. Laborde Earles Injury Lawyers is a Louisiana personal injury firm that has fought truck accident cases and won.
You don’t have to sit back and suffer just because Progressive has denied your claim after a truck accident. We offer free consultations with people in your situation. So, please don’t hesitate to reach out to us about your truck accident claim. We would love to talk to you.
