When the liable party in your truck accident claim is represented by Nationwide insurance, you might have initially breathed a sigh of relief. You may have thought that you could access the insurance settlement you need to cover your costs and rebuild your life.
However, your relief may have turned quickly to despair when Nationwide denied your right to a reasonable truck accident insurance settlement. If Nationwide has denied your truck accident claim, make sure you reach out to a truck accident attorney at Laborde Earles Injury Lawyers for help going up against the insurance company.
Common Reasons for Nationwide Truck Accident Claim Denials
Nationwide has been known to deny truck accident claims for various reasons. One of the most common reasons Nationwide gives is that the injured victim is responsible for causing the accident. If Nationwide claims this against you, it could harm the outcome of your case.
Fortunately, with help from an attorney, you can ensure liability is assessed accurately in your truck accident claim. Some of the other reasons Nationwide has given for truck accident claim denials include:
- The liable party does not have sufficient insurance coverage
- The liable party’s policy was not in effect due to a failure to pay their premiums
- The victim failed to file their truck accident claim before the deadline expired
- The victim is accused of filing a claim fraudulently
- The liable party’s policy was not in effect due to operating a vehicle under the influence of drugs or alcohol
Since Louisiana is a fault state for auto insurance purposes, when you have been involved in a truck accident, you will file a claim with the liable party’s insurer instead of your own. These are commonly referred to as third-party liability claims instead of first party liability claims.
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Evidence You Need for Truck Accident Compensation from Nationwide
If you hope to get your Nationwide truck accident claim denial overturned, you must be prepared to provide Nationwide with compelling evidence to prove the validity of your claim.
Some of the more common types of evidence used to prove truck accident damages and liability include:
- Police and accident reports
- Statements from experts
- Photos of the victim’s injuries
- Body cam or video footage of the accident
- Black box data
- The liable party’s cell phone records
- The liable party’s results from a chemical blood alcohol concentration test
Generally, by providing the insurance company the evidence needed to support your case, the company will have no other choice but to approve your claim. Nationwide will often avoid being brought to court, as they know they would be forced to pay out far more than if they were to settle truck accident claims fairly.
What Is Your Nationwide Truck Accident Claim Worth?
To ensure Nationwide is held accountable for its financial obligation, you must determine how much your claim is worth. Remember, Nationwide insurance policies typically do not cover non-economic damages. They will also generally only cover your medical expenses, property damages, and in some cases, loss of income.
Nationwide may not be required to compensate you for certain types of losses, but these can be recovered when you file a lawsuit against the liable party. Your attorney will ensure Nationwide is compelled to compensate you based on the terms of the policyholder’s coverage types and limits in their Nationwide policy.
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How a Truck Accident Attorney Could Help You Fight Against Nationwide
Going up against a large insurance company such as Nationwide can be intimidating. Fortunately, when you have a truck accident attorney advocating for you, you can recuperate from your injuries while we handle the legalities of your case, which could include:
- Obtaining powerful evidence to prove liability in your case
- Examining the reasons Nationwide denied your claim
- Preparing for the defense’s arguments
- Obtaining expert witnesses and witness statements
- Negotiating with Nationwide on your behalf
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What does It Cost to Hire a Truck Accident Lawyer for Help With Nationwide Denials?
Many truck accident victims find themselves devastated when Nationwide denies their claim. You may have many preconceived notions about the costs of hiring a truck accident lawyer. However, most reputable truck accident attorneys will be willing to work with injury victims on a contingency fee basis.
This means you will not be expected to cover any out-of-pocket or upfront costs. These costs will all be covered by your attorney. Then, you will only pay your lawyer back when we go to court or settle your case. If we do not recover compensation in your case, you will not be expected to cover any attorney fees.
Reach Out to Our Truck Accident Attorneys for Help Today
If your truck accident claim was denied by Nationwide, and you do not know where to check for help, get in touch with a truck accident attorney at Laborde Earles Injury Lawyers today.
Our firm is proud to offer no-cost, risk-free consultations to truck accident victims across the state of Louisiana. Claim yours by calling our office or filling out our quick contact form.
Call or text (337) 777-7777 or complete a Free Case Evaluation form