Motorcycle accidents can cause extensive damage and personal injury. National General Insurance is one company that often helps cover the costs of a motorcycle accident. After a motorcycle accident, an insurance company might deny your claim. When this happens, having a lawyer review the insurance policy and figure out why National General Insurance denied your claim is essential.
If you contest or appeal a denial, it can help to work with a qualified attorney. An attorney can help you negotiate with the insurance company and may help you take further legal action. During a consultation our lawyers will be able to hear your story and figure out why there may have been a denial. Afterwards, we’ll be able to strategize on the next possible steps to take in order to resolve this.
What Insurance Company Covers the Cost of a Motorcycle Accident?
The insurance company that covers accident costs will depend on several factors. For example, laws vary between states regarding payments in motor vehicle accidents. In Louisiana, payment in a motorcycle accident depends on who was responsible for the accident. In some instances, both parties may share some responsibility.
For example, let us say that you, as the cyclist, were hit by another driver in a motorcycle accident. If the other driver was responsible for the accident, that driver’s insurance should cover your related costs. For example, the insurance company may cover the cost of your medical treatment and the repairs you now need to make to your motorcycle.
On the flip side, if you were responsible for a motorcycle accident, your insurance should cover the damage costs of the other parties involved. The coverage specifics will depend on your unique circumstances and the insurance policies involved. Our team of lawyers will be able to take a look at your policy and assess how your coverage works.
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National General Insurance: Coverage and Denial
National General Insurance offers coverage in several areas, including auto insurance. You may end up communicating with National General Insurance after your motorcycle accident. To get coverage, you must be honest and provide complete information about what happened in the accident. For example, you will need to inform National General Insurance about what damages and injuries you sustained.
In some cases, National General Insurance may deny your claim, meaning they refuse to cover your costs related to the accident. Insurance claim denials can happen for a variety of reasons. For example, they might deny your claim if you fail to file it in the appropriate time frame. They could also claim that your injuries or damages were not caused by the accident or that the responsibility for the crash is different from what you claimed.
Steps to Take If National General Insurance Denies Your Motorcycle Accident Claim
It’s important to stay calm and look into the details if National General Insurance denies your claim. National General Insurance should provide you with a clear explanation of why they denied your claim. If they don’t, one of your first steps would be to clarify why the denial occurred.
Sometimes, there is a simple fix to the denial, such as information you failed to submit. Other times, there is a valid reason for the denial, and you will need to cover your accident costs another way.
However, in many instances, you will have the opportunity to contest the denial and work to negotiate with the insurance company. After a denial, if you are already working with an attorney, you should notify your attorney of the denial and the reasons for it given by the insurance company. If you are not working with an attorney, consulting with one to contest the insurance claim denial can be helpful.
Working With a Motorcycle Accident Attorney
A motorcycle accident attorney specializes in helping people after motorcycle accidents. When you consult with an attorney to help you, the attorney can help you negotiate with the involved insurance companies. They can help present the evidence in favor of your claim to help get you the compensation you need.
For example, National General Insurance might claim that you were responsible for the events of the accident. In this case, your attorney will work to prove that you were not at fault for the accident and why you should receive compensation based on this evidence. An attorney can also pursue other legal options, including filing a motorcycle accident lawsuit against the responsible parties.
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Begin Your Motorcycle Accident Case Today With a Free Consultation
Our legal experts at Laborde Earles Injury Lawyers fight for our clients to have the best compensation after accidents, including motorcycle accidents. We will work with everyone involved, including insurance companies, to get you appropriate coverage.
We will go over all the facts to get to the truth so you don’t have to. It is our goal to make the legal process as pain free as possible for you.
You can contact us today to begin your motorcycle accident case with a free consultation. There may be several legal deadlines you need to meet in order to take legal action. We’ll help you navigate that and any other law-related procedures. Let us figure out what went wrong and what can be done to resolve any issue. We are ready to answer your questions and help you.