Insurance claims are a common next step after a motorcycle accident. When the accident victim handles their claim thoughtfully, they may receive compensation covering all accident-related losses. However, if an insurance company engages in bad faith tactics, the accident victim could suffer financially.
You can hire a Louisiana motorcycle accident lawyer to handle the insurance claims process for you. This can be a complex, stressful, but necessary process. We intend to obtain all of the compensation you deserve from liable insurers.
The Motorcycle Accident Insurance Claims Process Involves Several Steps
Though the claims process is unique to each accident, you are certain to encounter several steps, including:
Filing Your Claim
Shortly after your motorcycle crash, you will contact your insurance company (or vice versa) and file a formal claim. The three primary ways of filing a motorcycle accident claim are:
- Through your phone-based insurance app
- By calling the insurance company and reporting your accident
- Online, through the insurer’s website
After submitting your claim, expect a representative from your auto insurance carrier (and possibly another motorist’s carrier) to contact you.
Discussing the Details of the Motorcycle Collision
When insurance representatives contact you, they will likely ask:
- When the accident happened
- Where the accident happened
- Why, in your opinion, the accident happened
- Whether you were doing anything (like texting) that could have contributed to the accident
- Whether your actions (like speeding or tailgating) directly caused the accident
Insurance representatives typically record their conversations with motorcycle accident victims. It may be wise to have a lawyer from our team speak with you before making such recorded statements.
Coordinating Any Necessary Inspections
An insurance adjuster will likely evaluate your covered losses, which may require them to:
- Personally view and photograph damage to the motorcycle
- Evaluate your accident-related medical bills
- Evaluate any future medical care you will require (and calculate the cost of that care)
- Consider any other covered losses resulting from your motorcycle accident
During the inspection process, you must remain careful about what you say to an insurance representative. The adjuster may use your words against you if they deem it necessary or appropriate. A lawyer from our firm can help arrange the inspection so your rights are not at risk.
Calculating the Monetary Value of Accident-Related Losses
The insurance company will determine the exact monetary value of your covered losses. Your lawyer will also calculate a fair value for your losses. This process may require:
- Reviewing all relevant details of an insurance policy (to identify which losses are covered)
- Evaluating your accident-related losses
- Working with economists, doctors, automotive repair professionals, and other experts to calculate an accurate value for each loss
Your covered losses will be the central focus of your motorcycle accident insurance claim. Our team will ensure a fair calculation of those losses.
Negotiating with Insurers
The motorcycle insurance claims process often ends with a settlement. However, it is not a given that insurers will offer you a fair settlement. In order to obtain the money you deserve, we may need to negotiate fiercely with the insurers who owe you compensation.
An attorney from our team will provide the motorcycle accident claims advice you need. We have helped thousands of motorcycle accident victims secure fair compensation. We will strive to achieve the same outcome for you.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientWhat a Motorcycle Accident Victim Must Know About the Claims Process
There are several realities you must face in order to protect yourself after a motorcycle accident, and they include:
The Insurance Company Has Its Own Financial Agenda
While an insurer may ultimately provide you compensation, that does not mean it wants to. Insurers typically benefit when they don’t have to pay money to motorcycle accident victims. Therefore, you may face:
- Lowball settlement offers
- Delays in the claims process
- Confusion tactics
- Attempts to use your words or actions against you
- Other bad-faith tactics
When you hire a Louisiana motorcycle accident attorney from our firm, you do not have to face these tactics.
The Slightest Error Could Cause Immense Financial Harm
We have seen it time and again. Motorcycle accident victims make the slightest error (often with good intentions) and compromise a settlement as a consequence. Simply saying “my fault” or “I’m sorry” to the wrong person (including an insurance representative) could jeopardize your financial recovery.
A Motorcycle Accident Lawyer Will Advocate for You
When you hire our firm, our personal injury attorneys will advocate for you and protect you against bad-faith insurance tactics. You will not have to interact directly with insurance representatives; our firm will represent you.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientA Motorcycle Accident Lawyer Can Lead Every Step of Your Claim (or Lawsuit)
Rather than dealing with insurers, you can allow a motorcycle accident attorney from our firm to:
- Gather useful evidence
- Document and calculate your damages
- Lead settlement negotiations
- Handle all paperwork and communications
- Take your case to court, if necessary
- Handle every other detail of your case
Our personal injury lawyers represent victims of auto accidents and are ready to fight for your financial recovery today.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientRecoverable Damages for a Motorcycle Accident Victim
Motorcycle accidents often cause severe injuries. The National Safety Council (NSC) explains that the average auto accident causing disabling injuries costs $155,000—even before totaling non-economic damages like pain and suffering.
Our team will total the cost of your damages, which may include:
- Lost income and diminished earning power
- Medical expenses
- Vehicle repair costs and temporary transportation expenses
- Pain and suffering
- The cost of losing a loved one
This is a short list of common damages, and we may find that your list of damages is far longer. Our team will work to secure a settlement or verdict covering your accident-related damages.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientCall Laborde Earles Injury Lawyers Today for a Free Consultation
Do not wait any longer to speak with our team, as we may face a filing deadline that is expiring soon. A motorcycle accident lawyer from our team will begin gathering evidence, interviewing witnesses, and building your case today.
Call Laborde Earles Injury Lawyers today for a free consultation. The sooner we speak with you, the sooner we can work towards your financial recovery.
