There is no average settlement for broken ribs from a car accident because insurance settlements depend on various factors. The severity of your broken ribs or any other injuries, the damage to your vehicle, and other factors all affect the value of the settlement.
A personal injury lawyer from our firm can evaluate your case to determine how much compensation you may be entitled to if you were hurt in a car accident that someone else caused.
Louisiana Drivers Must Have Car Insurance
If another driver caused your injuries, his or her insurance should provide you with compensation known as damages. According to the Louisiana Department of Insurance (LDI), Louisiana drivers are required to purchase liability insurance that meets certain requirements. While drivers can choose to purchase additional coverage, they must carry a policy with at least the following coverage:
- $15,000 for bodily injury to one person
- $30,000 for bodily injury to more than one person
- $25,000 for damage to the other driver’s car or other property
In some cases, these limits provide adequate coverage after a car accident. In other cases, the value of the damages exceeds the maximum insurance coverage. When that happens, we can seek additional compensation from the at-fault driver through a lawsuit.
For a free legal consultation, call (337) 777-7777
Determining the Value of a Car Accident Settlement
The size of a car accident settlement depends on many factors. Less severe injuries generally result in smaller settlements than more severe injuries. If you have broken ribs because of a car accident, you may be entitled to financial compensation for:
- Medical bills for ambulance rides, emergency care, X-rays, doctor’s appointments, and prescription medications
- Lost wages for unpaid time off work because of your injuries
- Property damage for your vehicle’s towing, repair, or replacement
- Pain and suffering if your ribs take a long time to heal, if you become anxious or depressed because of the accident, or if the accident otherwise reduces your quality of life
We can collect evidence to estimate the value of your damages. We may use your medical bills and records, photos of your injuries, past wages statements, and interviews with you, your family, and your friends to support our estimate.
Examples of Car Accident Settlements
Our team of personal injury lawyers works hard to secure fair compensation for clients who have suffered injuries from a car accident. Here are some examples of settlements we have obtained for our clients over the years:
- $190,000 for a car accident resulting in hip and back injuries
- $150,000 for a car accident resulting in neck and back injuries
- $125,000 for a car accident resulting in leg and back injury
Benefits of Working with a Lawyer From Our Firm
While you can seek damages on your own, you might find that a personal injury lawyer can make the process go more smoothly. Our team has more than 100 years of combined experience representing victims of personal injury, so we know the ins and outs of recovering damages after a car accident.
One of our lawyers can help you throughout the legal process of pursuing damages from another driver. Here are some of the ways we can help:
Determine Negligence and Liability
Identifying which driver’s negligence caused the accident is critical in determining who is legally liable for expenses related to the accident, including damages for personal injury and property damage. We will investigate the accident to find out who was at fault.
Interact with the Insurance Company
We can take over all interactions with the insurance company, from filing a claim to negotiating a settlement. Our team can gather supporting documents and submit the paperwork on your behalf. When the insurance provider makes a settlement offer, we can evaluate it in comparison to our estimate of your damages. If it is too low, we will negotiate for more equitable compensation.
File a Lawsuit
In some situations, we cannot reach a fair settlement that adequately compensates you for your broken ribs and other damages. When that happens, we can file a lawsuit on your behalf and represent you in court.
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Deadline for Filing a Lawsuit in Louisiana
According to CC Art. 3492, the statute of limitations for personal injury in Louisiana is just one year. That gives you one year from the date of your car accident to file a lawsuit against the other driver. If you wait too long, you forfeit your right to sue.
We want to Discuss Your Car Accident Case at no Cost
If a car accident has left you with broken ribs or other injuries, you may be able to recover damages from the at-fault driver. While it is hard to pinpoint the average settlement for broken ribs from a car accident, a lawyer with Laborde Earles Injury Lawyers can create a personalized estimate for you based on the details of the case.
Call (337) 777-7777 today for a free consultation. We work on a contingency basis, so you pay nothing unless we win a settlement award for you.