You may be in a situation where the other driver is not cooperating with the insurance claims process. If the at-fault driver does not contact their insurance company or respond to an adjuster’s calls, you can consider the option to work with our firm to help you with your case.
What we do not advise is that you attempt to contact the insurance company on your own. We can handle these communications for you.
What Actions can You Take if the At-Fault Driver will not Cooperate?
In Louisiana, you can seek compensation from the at-fault driver who caused your crash. You are well within your right to pursue a recovery from the responsible party.
However, if the other driver doesn’t cooperate, the other driver’s insurance company may have trouble getting the information they need for an investigation of the accident. This can leave your case on pause and leave you holding many accident-related bills.
Here are some actions that you and your legal team could take in this situation:
Get Legal Help with a Difficult At-Fault Party
This is a situation where you should consider how we could help your case. There are a number of ways we could investigate the situation and help your case progress. For instance:
- Collect evidence to prove fault. If a police report indicates that the other driver was under the influence or speeding when they hit you, we can show that the other driver was at fault. The police report may also contain the other driver’s insurance information, and this can allow us to contact the insurer for you.
- Speak with the other driver’s insurer on your behalf. You don’t have to handle the task of seeking out the other driver’s insurance company and seeking compensation. We can handle all of these conversations for you.
You may think that the other driver’s insurance company is there to help you get the money you need after the accident. However, keep in mind that the insurer works for their client—and what’s more, insurance companies will often do what they can to keep payouts as low as possible.
Avoid Speaking with the Other Driver’s Insurance Company
In fact, we advise that you do not attempt to speak with the at-fault driver’s insurer on your own. There are many reasons for this, including:
- The insurance company may ask you to make a recorded statement, which can be manipulated to lower your settlement value.
- They may take your words out of context to claim that you were responsible for the crash or your injuries.
- They may ask you leading questions that will get you to admit that your injuries aren’t serious. Even saying “I’m fine” when an insurer greets you on the phone can lead to this problematic situation.
Remember, the other driver’s insurance company is not necessarily on your side. You may be up against a combination of unfair insurance tactics as well as an uncooperative at-fault driver.
File a Suit or Use Your Own Insurance Coverage
If the insurer cannot complete the necessary investigation on their end because the at-fault driver won’t contact them, we have more options on the table.
We can help you:
- File a lawsuit. If the driver has assets, we may be able to pursue your compensation through a civil court trial.
- Seek coverage through your own policy. If necessary, we may also be able to help you get the money you need through your own coverage. Depending on your policy, we may be able to help you fully cover your losses.
You don’t have to be alone in a challenging case. We can help you every step of the way.
There is Limited Time to File a Car Accident Lawsuit in Louisiana
According to CC §3492, you have a limited amount of time to seek compensation from the other driver. In Louisiana, you have one year to file a lawsuit after the accident.
We recommend getting help with your case as soon as possible if the driver is uncooperative. If you need to file a suit, you do not have unlimited time to do so.
Let Laborde Earles Injury Lawyers Seek a Fair Financial Recovery for You
You may be overwhelmed by your medical bills, property damage, and other losses—and understandably, you may be eager to move forward with the insurance claims process.
You can call us for a free case review and ask us about:
- Your options when the responsible driver won’t contact the insurance company
- How much your case could be worth in a claim or lawsuit
- What damages you could seek, such as medical bills, lost wages, and more
- How we can get started for you today
We have recovered over $200 million for our past clients. Let us get to work for you.
Call Our Attorneys Today for a Free Case Review
You don’t have to wait for legal help any longer. Because we work based on contingency fees, you owe us nothing upfront to begin your case.
Learn more today about how we can help.