What if the At-Fault Driver Doesn’t Respond to the Insurance Company?

If the at-fault party does not contact their insurance company or respond to an adjuster’s calls, you can work with a Lafayette car accident lawyer to help with your case.

If the other driver is not cooperating with the insurance claims process, you don’t have to contact the insurance company on your own. An experienced car accident lawyer can handle these communications for you and protect your rights while you pursue compensation.

What Actions Can You Take if the At-Fault Driver Won’t Reply to the Insurance Company?

In Louisiana, you can seek compensation from the at-fault driver who caused your car accident, and a Lafayette personal injury lawyer can help.

However, if the other driver doesn’t cooperate, their insurance provider may have trouble obtaining the information needed to investigate the crash. This can stop your case and leave you holding many accident-related bills.

Here are some actions that you and your legal team could take in this situation:

Get Legal Advice from a Personal Injury Attorney Regarding a Non-Responsive At-Fault Driver

An at-fault driver failing to respond to the insurance company is a delicate legal situation; therefore, you should consider how a personal injury lawyer could help your case. We can investigate the situation and help your case progress in several ways. For instance, our car accident attorneys can:

• Collect evidence to prove fault. If a police report indicates that the other driver was under the influence or speeding when they hit you, we can show that the other driver was at fault. The police report may also contain the at-fault driver’s insurance information, allowing us to contact the insurer for you.
• Handle paperwork and legal procedures related to the case. You can focus on what’s most important, getting better physically and emotionally, while we take care of everything else.
• Assess the extent of your damages. Our legal team thoroughly investigates the accident, including reviewing medical records, police reports, and expert witness statements to calculate the financial losses you have suffered.
• Speak with the other driver’s insurer on your behalf. You don’t have to handle seeking out the other driver’s insurance company and pursuing compensation. We can handle all of these conversations for you.
• Represent you in court if you decide to file a personal injury lawsuit. If negotiations with the insurance provider do not yield a satisfactory outcome, we will take your case to court.

You may think that the other driver’s insurance company is there to help you get the money you need after the auto accident. However, keep in mind that the insurer works for their client, and what’s more, insurance adjusters will often do what they can to keep payouts as low as possible.

Avoid Speaking With the Other Driver’s Insurance Company

We advise you not to speak with the at-fault driver’s insurer on your own. There are many reasons for this, including:

• The insurance company may ask you to make a recorded statement, which can be manipulated to lower your settlement value.
• They may take your words out of context to claim you were responsible for the crash or injuries.
• They may ask you leading questions to get you to admit that your injuries aren’t serious. Even saying “I’m fine” when an insurer greets you on the phone can lead to this problematic situation.

Remember, the other driver’s insurance company is not necessarily on your side. You may be up against unfair insurance tactics and an uncooperative at-fault driver.

File a Suit or Use Your Insurance Coverage

We have more options if the insurer cannot complete the necessary investigation because the at-fault driver won’t contact them.

For example, we can help you:

• File a lawsuit: If the driver has assets, we could pursue your compensation through a civil court trial.
• Seek coverage through your insurance policy: If necessary, we may also help you get the money you need through your coverage. Depending on your policy, we could help you fully cover your losses.

You don’t have to face a challenging case alone. We can help you every step of the way.

There Is Limited Time to File a Car Accident Lawsuit in Louisiana

According to CC §3492, you have a limited time to seek compensation from the other driver. In Louisiana, you have two years to file a lawsuit after the accident. If you secure legal counsel after the crash, we can help you meet all relevant deadlines for your case.

Because your time is limited, we recommend getting help with your case as soon as possible if the driver is uncooperative.

Your Options if the At-Fault Driver Does Not Respond to an Insurance Adjuster

You may be overwhelmed by your medical bills, property damage, and other losses. Understandably, you may be eager to proceed with the insurance claims process.

An auto accident lawyer can help by clarifying:

• Your options when the responsible driver won’t contact the insurance company.
• How much your case could be worth in a claim or lawsuit.
• What damages you could seek, such as medical bills, lost wages, and more.
• Review your own policy to see if you have uninsured motorist coverage.

A lawyer can negotiate with the insurance company or file a lawsuit against the at-fault driver.

Call Us if the At-Fault Driver Doesn’t Respond to the Insurance Company

If the at-fault driver doesn’t respond to the insurance company, the claims process can be more difficult and time-consuming. However, it is still possible to pursue compensation for damages and injuries.

At Laborde Earles, we can help you explore your alternatives for financial recovery. We have a history of successful case results and have recovered over $1 billion.

You don’t have to wait for legal help any longer. Because we work based on contingency fees, you owe us nothing upfront to begin your case. Contact us today for a free initial consultation and to learn more about how we can help.