Our Firm Can Explain and Maneuver the Confusing Rideshare Insurance Case

Ridesharing is similar to carpooling and taxicab services, which often gives the impression that it follows the same rules. The truth is, rideshare services are completely different animals, especially in the law.

For one, rideshare companies position themselves as software companies, which automatically rules them out as vehicle owners or employers of drivers. Two, rideshare drivers are considered commercial drivers, meaning their own car policies will not cover any claims for accidents they cause while providing rideshare services.

Furthermore, drivers keep their insurance companies in the dark about their ridesharing services, which only blurs more accident coverage and liability lines. With a New Orleans rideshare accident lawyer, however, they can clear things up and make sure that a claimant receives fair compensation for their losses. Consider hiring a lawyer.

Determining Liability in a Rideshare Accident

In a rideshare accident, a victim can claim damages from the at-fault driver. However, the insurance company might point fingers to shun responsibility completely. Your personal injury lawyer will know how to thwart diversionary tactics and legally force these carriers to own up.

Another thing insurance carriers could do is attempt to settle with a claimant for a very cheap payout. No rideshare accident victim should accept such an offer, at least not without consulting their New Orleans lawyer.

These companies hope that victims will be tempted with the promise of fast cash. However, the losses might keep coming, from lost wages to medical bills, etc. Once you accept an offer, you cannot pursue more compensation. All these things hinge on the fact that rideshare accident victims acting on their own may not fully understand their rights and options.

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Understanding Rideshare Company Insurance

Rideshare companies have cushioned themselves against accident liability for years, insisting:

  • They were no more than app providers.
  • Their drivers should be responsible for themselves as independent contractors.

Rideshare accident victims are often stuck with underinsured drivers unless they have an attorney who can fight for their right to fair compensation.

Currently, companies require drivers to have third-party coverage for accident victims, pedestrians, passengers, or other drivers. Rideshare companies also have to provide primary insurance, although this will only apply if the driver’s policy coverage is less.

Uber and Lyft Could Cover You in an Accident

As soon as the driver officially accepts a ride, they will get more coverage from the company, including uninsured motorist bodily injury, contingent collision, and the like.

Officially accepting a ride means taking in a passenger through the app. The company will not provide protection should an accident occur, the app is not on, and the driver is not logged in.

Establishing Negligence in a Rideshare Accident

Determining liability is more complex in a rideshare accident than in any ordinary road mishap. Negligence, however, is established on pretty much the same basics:

  • Duty: The driver had a duty of care for the victim.
  • Causation: The injury would not have occurred had that duty of care been fulfilled.
  • Breach of that duty: The rider failed to fulfill that duty of care.
  • Damages: The victim sustained injury and losses from the accident.

New Orleans and the rest of Louisiana follow the doctrine of comparative fault. This means responsibility will be distributed among all parties that contributed to the accident, according to the degrees of their individual faults.

You Must Adhere to the Statute of Limitations in Louisiana

Some people take a while to claim damages and end up forfeiting all right to do so. In Louisiana, a lawsuit must be filed within two years of the accident under CC Art. 3492. If the victim does not file before this deadline ends, the courts would often throw the case out. However, there are cases involving minors and the mentally ill that would recover an extended timeline.

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What You Need to Know About Our Law Firm

Laborde Earles Injury Lawyers is at the forefront of the fight for fair compensation for rideshare accident victims in New Orleans. Our team is in touch with rideshare accidents’ complex issues and challenges and has been helping injured people and their families recover from their losses.

With over a hundred years of combined experience, ours is a name that has become synonymous with sincere, compassionate service and success in the realm of personal injury law.

Client Testimonials Hear from locals like you.

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - profession...

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - professional and always on top of everything. They kept me informed throughout the entire process and made sure I understood every step along the way. My case was resolved better than expected. I can’t thank them enough.

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Melody Johnson

New Orleans

I highly recommend Alexis Davis and this lawfirm. She is the true definition of professionalism, respect, understanding, patient, and many other thing...

I highly recommend Alexis Davis and this lawfirm. She is the true definition of professionalism, respect, understanding, patient, and many other things. Her detailed skills are very delightful. She goes out of her way to check on us, make sure we don't have any questions, and she is always on point. She moves very quick and always goes above and beyond for us to make sure we understand the process. I am so glad I ran into Laborde Earles and Alexis. Everyone will know about this company for sure and Alexis

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R.S.

Lafayette

Elizabeth Lachney was super helpful in explaining a lot of things i didnt understand about my case. Very respectful and seemed so welling to help me! ...

Elizabeth Lachney was super helpful in explaining a lot of things i didnt understand about my case. Very respectful and seemed so welling to help me! She is the best, I 1000% recommend her if you have any questions!

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skylar bachman

New Iberia

At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go throu...

At the very first meeting with Alexis and Danielle they took the time to explain everything to us so that we understood what we were going to go through. They checked in on us to see how things were going with DR appointment and therapy. They checked in on the phone or by text and if I had a question and I was in Lafayette and I would stop by the office one of them would come to answer my questions. I truly appreciate the response and respect that they showed to me and my husband and I would really recommend them to family and friends.

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Hazel G.

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs...

The team at Laborde Earls is extremely helpful and knowledgeable. While I would recommend any team member, I would strongly urge you to speak with Mrs. Courtney. I spoke with her multiple times, and each time she was patient and answered every question I had. She made me feel like I was the only client. Grateful for her and Laborde Earls!

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Tracie Martin

Alexandria

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

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Megan C.

Syntera was Very professional and courteous. Answered my concerns.

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Lisa G.

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attor...

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attorney who is extremely knowledgeable and you'll never doubt that he'll get the job done!

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Kaitlin H.

I had the pleasure of working with Erica Ducote, and I cannot say enough about the excellent job she did on my case. From the very beginning, Erica wa...

I had the pleasure of working with Erica Ducote, and I cannot say enough about the excellent job she did on my case. From the very beginning, Erica was professional, knowledgeable, and attentive to every detail. She took the time to explain each step of the process, answered all of my questions thoroughly, and made sure I always felt supported and informed.
Her dedication and attention to detail were clear throughout, and it was evident she genuinely cared about achieving the best possible outcome. Thanks to Erica’s hard work and expertise, my case went smoothly and successfully.
I highly recommend Erica Ducote to anyone in need of a skilled, reliable, and compassionate paralegal. She truly goes above and beyond!

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maddie jo

Marksville

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Work With a Rideshare Accident Attorney

With the intricate nature of ridesharing and the formidable obstacle of profit-driven insurance companies, filing an injury claim without a lawyer can be risky. Your attorney can build an airtight case and plug any holes that the defendant’s lawyer might drill during the negotiation or trial.

Our lawyers serving New Orleans can fight for you in court if the insurance company does not settle fairly after your rideshare accident.

Call Our Team for a Free Consultation About Your New Orleans Accident

If you sustained injuries after a rideshare accident, you could consult with Laborde Earles Injury Lawyers for free. The sooner you do this, the more time you and your lawyer have to prepare and pull your case together.

Call us today. We are waiting to hear your story.

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