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Why Do Property Insurance Claims Get Denied?

Getting a property insurance claim approved isn’t necessarily easy. An insurance company may offer a questionable reason for denying a claim, and the claimant may have to appeal the decision. Your claim may be denied because:

  • The insurer alleges your particular policy doesn’t cover your damages
  • The insurer says you didn’t pay your insurance premiums on time
  • The insurer says you didn’t provide enough or satisfactory evidence of your damages
  • You misinterpreted your policy

If you believe any of those reasons apply to your claim denial, an insurance claims lawyer from our firm can help. Your lawyer can review your existing evidence, help you appeal the decision, or help in several other ways.

Why Did I Receive a Low Property Insurance Settlement Offer?

You may have received a low settlement offer for one of the reasons mentioned above or because you didn’t list all your damages in your claim. There may also be another reason. Regardless, one of our firm’s attorneys can help by listing and valuating all your damages for you.

Client Testimonials Hear from locals like you.

I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situat...

I’m so grateful for the help I received from Renee McCaslin. From start to finish, they were kind, professional, and truly cared about my situation. They made everything easy to understand and handled every detail with care. I felt supported the whole way through. I highly recommend Renee McCaslin to anyone looking for a paralegal who goes above and beyond.

R
Rosann Roberts

Lake Charles

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attor...

Love Laborde Earle's. They're dependable lawyers that let you know you can trust them. I would specifically recommend Derek Hebert. He's a great attorney who is extremely knowledgeable and you'll never doubt that he'll get the job done!

K
Kaitlin H.

Jourdan is an outstanding paralegal! She is knowledgeable, organized, and truly cares about the clients she works with. Every interaction I’ve h...

Jourdan is an outstanding paralegal! She is knowledgeable, organized, and truly cares about the clients she works with. Every interaction I’ve had with her has been positive — she takes the time to explain things clearly and makes the process much less stressful. Laborde Earles Law Firm is lucky to have someone like Jourdan on their team. I would highly recommend both Jourdan and the firm to anyone looking for trustworthy and reliable legal support.

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Matt Picard

New Orleans

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

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Megan Couvillon

Alexandria

Renee McCaslin is incredibly knowledgeable, professional, and always goes above and beyond to make the legal process smooth and stress-free. I truly a...

Renee McCaslin is incredibly knowledgeable, professional, and always goes above and beyond to make the legal process smooth and stress-free. I truly appreciate her attention to detail and genuine care for her clients!

C
Courtnie Heltz

New Orleans

Jordan is a wonderful paralegal very sweet and helpful good job very professional hold on to her she is a asset to your firm hard worker. Thank you fo...

Jordan is a wonderful paralegal very sweet and helpful good job very professional hold on to her she is a asset to your firm hard worker. Thank you for all your hard work to all the people working on our case.

S
Sandi W.

They have good to keep me updated on the case but so far the settlement has not been reached.

L
Lisa S.

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is q...

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is quick to respond to my questions and gets things done!! Good experience working with this firm.

k
kelly

Lake Charles

Trudy Dupuy is a wonderful asset to the team. She does an amazing job.

A
Annabelle D.

Over 1,700 5-Star Reviews

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The Services You’ll Receive From a New Orleans Insurance Claims Lawyer

Instead of arguing with the insurer or trying to appeal their decision by yourself, you should consider hiring an insurance claims lawyer from our firm. Your lawyer can argue and negotiate with the insurer for you. Insurance claims lawyers know how to handle and negotiate with insurers, so having one on your team may be invaluable for your case. To help you get a favorable settlement offer, your lawyer can:

  • Go over your policy and its fine print thoroughly
  • Help you understand your policy, including its limitations and maximums
  • Verify whether you paid your insurance premiums on time
  • List and value your losses and other damages
  • Investigate whether your policy covers all your damages
  • Review and add to the existing evidence in your claim
  • File your appeal of the insurer’s decision for you
  • Represent you and your family’s needs
  • Negotiate a settlement on your behalf

Negotiating with an insurer or appealing an insurer’s decision can be complicated. If your insurer refuses to compromise or engages in bad faith practices, your lawyer will hold them accountable.

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Taking Your Insurer to Court

If negotiations with your insurer fail or they act in bad faith, per RS 22:1973, your lawyer can take them to court. There, your lawyer will argue your case before a judge or jury and fight for a favorable verdict on your behalf.

The insurance claims lawyers from our firm are capable negotiators and litigators, and we’ll do everything we can to achieve a favorable outcome for you in or out of court.

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Damages You May Receive Compensation for

Depending on your situation, your lawyer may be able to pursue various damages. If your lawyer can establish that your insurer was unfair and acted in bad faith, your lawyer may be able to pursue additional damages. All damages are worth pursuing since they’ll help you and your family recover from your losses and support yourselves in the future. Your recoverable damages could include:

  • Bills for the repair or replacement of personal property
  • The cost of repairing flood or rain damage
  • The costs involved in repairing damage to your landscaping
  • Repair bills for your home’s interior or exterior structure (including the foundation)
  • The cost of replacing your home if it was destroyed
  • The cost of any temporary housing you and your family may need

About Our Lawyers

At Laborde Earles Injury Lawyers, our lawyers have over one hundred years of combined experience and have recovered hundreds of millions of dollars for our clients. These clients include those struggling with insurance claims.

Our focus is on helping individuals and their families rebuild their lives after accidents and disasters, including natural disasters. Since so many Louisiana residents need help after suffering natural disasters, we help these people by representing their needs and handling unreasonable insurers. If you’re in a situation where you need legal representation, we want to help you.

We understand your financial situation may be difficult right now. We can help you seek your due damages, and you won’t pay us anything unless we recover compensation for you. Additionally, your initial consultation with a member of our team will be completely free. We hope this makes hiring an insurance claims lawyer much more affordable for you.

Contact Us Today to Learn How a New Orleans Insurance Claims Lawyer Can Help You

You’ve been through a disaster, and you shouldn’t have to go through any issues with your insurance company. An insurance claims lawyer can help resolve these issues so you can recover fully from your losses.

If your insurance claim has been denied or your insurance offer is insufficient, reach out to us at Laborde Earles Injury Lawyers. We’ll tell you more about us and give you a free case review with one of our team members. If you choose to hire one of our New Orleans insurance claims lawyers, we will help you through your insurance situation from beginning to end. Contact us today for your free consultation.

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 (337) 612-6909
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New Orleans, LA 70113

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