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When to File an Insurance Claim

You have insurance coverage that financially protects your home and other property. If a natural disaster strikes or an accident happens, you may have grounds for filing an insurance claim. When in doubt about your options, consult with a Lafayette insurance claims attorney.

Initially, your lawyer will evaluate your insurance policy. They can explain what your policy covers. In addition, your attorney can offer tips for filing an insurance claim after a hurricane or similar incident. The lawyers at Laborde Earles take our clients’ requests seriously. If you have questions about whether comparative fault applies to insurance claims or want to request compensation based on your policy, we can help. Contact us to get started.

Steps of the Lafayette Insurance Claims Process

You may file your insurance claim over the phone, online, or in person with your insurer. Before you do, meet with an insurance claims lawyer in Lafayette, LA. Your attorney can walk you through each of these steps of the claims process.

1

Contact Your Insurance Company

Give your insurance company information about your losses. Your insurer could request a list of items that were damaged or destroyed, photos and videos highlighting your losses, and other proof. The company may ask you questions, and your lawyer can help you provide any requested information without hurting your chances of securing compensation.

2

Conduct an Investigation

Cooperate with the insurance adjuster assigned to your claim as they investigate your losses. An insurance claims attorney in Lafayette, LA, will keep in touch with this adjuster. They will communicate with them on your behalf and provide you with claim status updates.

3

Settle Your Claim

Resolve your claim and get the compensation you need to cover your losses. Ideally, your insurer approves your claim and offers adequate compensation. If not, your lawyer can negotiate a settlement if your insurer offers less than what you want or file an appeal if your claim is denied.

If you are unsure about what an insurance claim is or how to request compensation through your policy, ask a lawyer for help. Your attorney puts your best interests front and center. They will file your claim promptly and search for ways to prove to your insurer that you should receive compensation for your losses.

Client Testimonials Hear from locals like you.

Eryn Laughlin is a good employee, we love her!

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anonymous

Car Accident

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are gua...

I highly recommend hiring Laborde Earles for your personal injury needs. They have the most professional, friendly and communicative staff who are guaranteed to work hard on your case and get the outcome you deserve. Brittani C. is one of the most organized, thorough and helpful paralegals I’ve ever had the pleasure of working with. She keeps you informed and answers all your questions throughout the litigation process.

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Patrick Conner

Baton Rouge

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions ...

I was very pleased with the attention and detail that was given by Karely with Laborde Earle’s Injury lawyers. She answered all of my questions and concerns, and her professionalism was top notch. Her phone etiquette, and calm and caring attitude was outstanding.

G
Gail

Baton Rouge

Trudy Dupuy is a wonderful asset to the team. She does an amazing job.

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Annabelle D.

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. He...

Toni is an absolute professional. She consistently goes above and beyond for her clients, ensuring every detail is handled with care and precision. Her communication is clear, and she truly cares about delivering results. I couldn’t recommend her more highly!

M
Mimi

Lake Charles

I highly recommend Alexis Davis and this lawfirm. She is the true definition of professionalism, respect, understanding, patient, and many other thing...

I highly recommend Alexis Davis and this lawfirm. She is the true definition of professionalism, respect, understanding, patient, and many other things. Her detailed skills are very delightful. She goes out of her way to check on us, make sure we don't have any questions, and she is always on point. She moves very quick and always goes above and beyond for us to make sure we understand the process. I am so glad I ran into Laborde Earles and Alexis. Everyone will know about this company for sure and Alexis

R
R.S.

Lafayette

Mr. DC and Amber have always been available to answer my questions and concerns. I have never doubted that they were working on our side and have had ...

Mr. DC and Amber have always been available to answer my questions and concerns. I have never doubted that they were working on our side and have had our best interest and our well being as a priority. I would recommend them to friends and family. My case had some extenuating circumstances and they both worked diligently to help us. I am very thankful for their service and dedication to us.

M
Michel Lanclos

New Orleans

Syntera was Very professional and courteous. Answered my concerns.

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Lisa G.

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - profession...

Working with Laborde Earles Injury Lawyers was an incredible experience from beginning to end. Jeanne and Kaitlyn were absolutely amazing - professional and always on top of everything. They kept me informed throughout the entire process and made sure I understood every step along the way. My case was resolved better than expected. I can’t thank them enough.

M
Melody Johnson

New Orleans

Over 1,700 5-Star Reviews

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Storm Loss

Hurricane Damage

How to Avoid an Insurance Claim Denial

You have a valid homeowners insurance policy or other coverage and expect your insurer to provide compensation for your losses in accordance with this protection. Unfortunately, your insurance company could put its bottom line above your best interests and deny your claim. Here are tips to help you avoid this scenario.

Review Your Policy with Your Lawyer

Find out what your policy covers. Your attorney can provide insights into any policy exclusions. They can share copies of your policy with your insurer, which could boost your chances of having your claim approved.

Be Clear, Direct, and Proactive in Your Communications with Your Insurer

Provide your insurance company with accurate information about your losses. Offer plenty of proof to illustrate your losses and the financial ramifications associated with them. If your insurance company asks for additional information, have your lawyer follow up with the business immediately.

Track Your Communications with Your Insurer

Document the dates and times you submit claim paperwork and other communications relating to your claim. Along with these, keep track of receipts and invoices of any temporary repairs you complete or other costs you incur for your losses. That way, you can add to your body of proof and strengthen your claim.

Generally, insurance companies have 30 days from the date of receipt of your claim to let you know if it has been approved. If your claim is denied, you still have options. Your lawyer can appeal to the Louisiana Department of Insurance, which could lead to a reversal of the original decision against you.

Our Lafayette Insurance Claims Lawyers Focus on Getting the Best Possible Outcomes

An insurance claim should be simple, but challenges can arise. Rather than face insurance claims process issues on your own, partner with a lawyer. With your attorney’s guidance, you can address problems before they delay the claims process or result in a denial.

Laborde Earles has an outstanding track record in cases involving insurance companies. Our lawyers will advocate for you and commit the time and resources required to help you get compensation through an insurance claim. Schedule a consultation with us.

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Lafayette

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1901 Kaliste Saloom Rd.
Lafayette, LA 70508

 (337) 777-7777
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100 Versailles Blvd, Suite A,
Alexandria, LA 71303

 (318) 777-7777
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306 N Washington St. Suite A,
Marksville, LA 71351

 (318) 310-8922
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230 W. Main St.
New Iberia, LA 70560

 (337) 547-2777
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530 E. College St.
Lake Charles, LA 70605

 (337) 612-6909
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660 St. Ferdinand St.
Baton Rouge, LA 70802

 (225) 777-7777
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821 Baronne St. Suite D.
New Orleans, LA 70113

 (504) 777-7777
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