You should document all the damage to your property, review your insurance policy, and get bids for home repairs to prepare for an insurance adjuster after a hurricane. You should also make temporary repairs to your property if necessary.
Additionally, the professionals recommend that you discuss your situation with a New Orleans hurricane damage lawyer before your insurance adjuster arrives. An attorney can provide more specific advice about what you should do in the aftermath of a storm.
Document Any Damage to Your Property
You should immediately document all the property damage caused by a hurricane. You can do this by taking pictures or making video recordings of the interior and exterior of your home.
If you anticipate hurricane damage, you should take pictures or record videos before the storm hits. You may need to provide your insurance adjuster with the before-and-after images of your property to fully convey the losses you sustained.
Inventory Your Lost Property as Part of the Documentation Process
The professionals recommend creating an inventory of all the property you lose due to storm damage. You should write down everything the hurricane damaged, including:
- Furniture
- Jewelry or other valuables
- Pieces of art, including paintings
- Vehicles
- Clothing and shoes
You can reduce the stress of securing compensation for your losses by having an inventory available to provide your insurance adjuster.
Laborde Earles injury was great for me they took care of me very fast and professional. If for any reason I need legal help they will be who I use.
ClientReview Your Policy to Prepare for an Insurance Adjuster Following a Hurricane
You should review your insurance policy before an adjuster arrives after a hurricane. Understanding the protections offered by your policy will allow you to discuss covered losses with more confidence.
A New Orleans insurance claims lawyer can help you go over the policy and explain any potentially confusing jargon. You can also rely on an attorney to deal with communications with the insurance adjuster.
I thank God for Digger & David. I don’t know what we would have done if it hadn’t have been for them.
Rick Smith | ClientCollect Bids for Home Repairs After a Storm
You can start getting bids from contractors for the cost of repairing your home as you prepare to meet with an insurance adjuster. Having bids from contractors will give you an idea about the likely cost of completing repairs.
Insurance adjusters can downplay the actual costs of property repairs after a hurricane. An attorney can push back on low offers more effectively if you have official paperwork from property repair professionals about what they’d charge to fix your home.
The reassurance from Digger and his staff gave me that renewed hope that it’s going to be okay down the road.
ClientMake Temporary Repairs to Your Home
You should make some repairs to your home while you wait for an insurance adjuster. Generally, insurance companies expect you to take steps to prevent additional damage to your property.
For example, you may need to hire a contractor to cover holes in the roof or damaged windows. You may also need to contact a professional to remove standing water from your home. Taking these steps can prevent additional water or mold damage.
Your insurance company may refuse to cover some of your losses if you do not take steps to minimize property damage in the aftermath of a hurricane.
They treated us like no other people would. Whenever we needed something they were there for us. I put my trust in them and I don’t regret it.
ClientTalk to a Lawyer About Your Hurricane Damage Claim
You can improve your chances of securing fair compensation from the insurance company after a storm by getting a lawyer for hurricane damage. An attorney can tell you how to prepare for an insurance adjuster after a hurricane and answer all questions you have.
Lawyers also know how to handle insurance adjusters. Your attorney can help you avoid common mistakes that could damage your claim and keep track of all of the losses you sustain after a natural disaster.
Your attorney may also help with insurance negotiations when necessary and help you find after the storm resources. You can get professional assistance by contacting a local law firm for advice today.
Lawyers Provide Information After Natural Disasters
You can learn more about what to do in preparation for a visit from the insurance adjuster from your lawyer. Your attorney can also help you better understand the funds you may receive through an insurance settlement.
Your homeowner’s insurance policy may need to cover the costs of cosmetic and structural damage to your property. However, many policies will not cover flood damage. You can get additional information by reaching out to an attorney today.
Stay at Your Home for an Insurance Adjuster Walkthrough
You should prepare to stay on your property during a visit from an insurance adjuster. Remaining on your property will give you a chance to ensure the adjuster sees all the damage you face so that they can include everything in their official report.
We Can Help with a Hurricane Insurance Adjuster
Our team at Laborde Earles can explain how to prepare for an insurance adjuster after a hurricane. We can assist you if you need compensation to cover the costs of repairs. We have over 350 years of combined experience and proudly serve the community as Louisiana Attorneys That Care.
You can discuss your next steps after a hurricane by calling or completing our online contact form.
