How to File an Insurance Claim After Hurricane Beryl
You need to contact your insurance company, describe the damage to your property, and collect evidence of your losses to file an insurance claim after Hurricane Beryl. Do not wait for your insurance company to contact you.
You can get help handling the claims process with a Hurricane Beryl insurance claims lawyer. An attorney can deal with communication with the insurance company, answer any questions you have, and help you get back your peace of mind.
How to File an Insurance Claim After Hurricane Beryl
You need to take several steps to file a claim with your insurance company after a hurricane like Beryl, which caused severe flooding in western and northwestern Louisiana. You need to:
Assess Your Damages
It’s essential that you make a list of all the damage your property sustained due to Hurricane Beryl and take pictures or videos, if possible. This documentation can establish the scope of your losses for the insurance company.
Contact the Insurance Company
Your insurance company will not contact you after a hurricane. Instead, you need to reach out quickly. Describe all the damage to your property and include as many details as possible in your communication.
Many insurance companies have online forms, making it easier to file a claim if you have power. A Louisiana hurricane damage lawyer can walk you through the steps of filing your claim.
Address the Damage to Your Property
While filing an insurance claim, you should keep all damaged and broken items. However, you can cover holes in the walls and broken windows to prevent additional damage and dissuade vandalism.
What if the Insurance Company Denies Your Hurricane Beryl Claim?
You can work with an attorney if insurance denies your hurricane damage claim. A lawyer can review the reasons for the denial and help you understand your options.
In many cases, an attorney can provide additional evidence or counter the denial to help you secure the compensation you need to move forward after Hurricane Beryl.
Hiring an attorney to help before making your initial claim can also reduce the odds of a denial. You can rely on us to explain how to file an insurance claim after Hurricane Beryl.
What Will Your Insurance Company Cover?
Your homeowner’s insurance policy may cover the majority of the damage you sustain due to hurricanes like Beryl. However, your policy may not address damage from flood waters unless you have a separate policy.
A lawyer can review your policy so you know exactly what’s covered. In some cases, you may even get compensation for spoiled food if you lost power due to the storm.
It’s essential that you track all the property damaged by the storm so that you can back up your losses when filing an insurance claim. Keep quotes from any contractors you speak with about repairs to strengthen your claim.
How Should You Handle Flooding and Hurricanes?
You can get your home and family ready for hurricane season by following a few simple steps. There’s a busy and active season predicted for 2024 Atlantic hurricanes, making preparation especially important for Louisiana residents.
Make sure that you’re ready by:
Setting Up a Hurricane Survival Kit
It’s essential that you have a hurricane survival kit ready for your family. Make sure it includes:
- Three days’ worth of water and food
- Flashlights and a battery-powered radio (and batteries)
- A first aid kit (include any prescription medications your family needs)
- COVID-19 supplies, including soap and sanitizer
- Tarps and other basic tools for temporary home repairs
Make sure you keep your kit in a secure and easily accessible location. We’ve already had two named storms in July of 2024, so you must get ready for the rest of the summer. A hurricane preparation and survival guide can help you feel confident about your preparedness.
Create a Hurricane Evacuation Plan
A hurricane evacuation plan should include several evacuation routes and plans about where you’ll stay if you need to leave your home. Make sure that you know what to do with your pets, and go over this plan with all family members.
The Louisiana Emergency Preparedness Guide can provide you with additional information about setting up your plan.
Prioritize Your Safety
You need to put your safety first when dealing with hurricanes and flooding. Avoid moving through flood waters; if your house floods, move to higher floors.
You may need to shelter in an interior room without windows during heavy winds.
Talk to Us About Filing a Hurricane Beryl Insurance Claim
Wondering how to file an insurance claim after Hurricane Beryl? Our team at Laborde Earles can assist you with each step of the insurance claim process and assist if the company denies your claim.
We have over 250 years of combined experience in the legal field that we can apply to your claim. As a local law firm in Louisiana, we understand your situation and want to help. Find out more by calling or completing our online contact form.