Can You Sue an Insurance Company Without a Lawyer?
Louisiana law does not require anyone injured in an accident to hire a lawyer when seeking compensation from an insurance company. However, there are many benefits of working with a lawyer if you suffered injuries because of someone else’s careless or reckless behavior.
Working with our personal injury law firm can significantly reduce your stress as you heal and may not cost you anything additional. When an attorney from our team represents you, we take care of everything from damage valuation and case building to settlement negotiations and trial proceedings on a contingency basis.
How a Louisiana Personal Injury Lawyer Can Help with Your Case
If you are injured in an accident, you could spend several weeks or more in recovery. You will want to get back to work as soon as possible and may be under a lot of physical and financial stress.
These circumstances can make it difficult for you to handle investigating the accident and gathering evidence, preparing and submitting a claim, and navigating the process to recover compensation. Working with our injury law firm can help your case in the following ways:
Providing Legal Consultation, Advice, and Guidance
Navigating the legal system is difficult even when cases are simple and straightforward. If the defendant or insurance company challenges the claim, it could complicate the process further.
Having one of our accident attorneys on your side to guide you through the legal process can take the weight off your shoulders and help you avoid mistakes that could hurt your claim. We will act in your best interest and fight for the most favorable outcome in the case.
Representing You Without Charging Upfront Fees
Our personal injury law firm represents clients based on contingency. This means our attorney fees are contingent on our ability to recover compensation for a client.
As such, we do not charge upfront fees. We take care of all the costs associated with investigating, building, and litigating your case, and only receive the payment for these services if we negotiate a settlement or receive a judgment for you. If one of our attorneys does not secure compensation for you, you will not need to pay attorney fees.
Managing all Aspects of Your Louisiana Personal Injury Case
Submitting a personal injury claim or lawsuit requires a lot of effort and resources. When you hire us to take on your case, you work with a legal team that knows how to prove when someone else was responsible for an accident.
We will handle tasks that might be overwhelming, expensive, or impossible for you while recovering, including:
- Exploring your legal options
- Investigating the accident
- Interviewing witnesses
- Hiring experts as needed
- Preparing and submitting paperwork
- Engaging with all parties on your behalf
- Monitoring your case and taking action as needed
Your lawyer will handle all actions related to pursuing compensation for your injuries so you will not have to worry about it. We aim to take the burden out of seeking compensation from the liable party.
Conducting a Full Investigation into the Accident and Your Injuries
Our law firm has the resources, know-how, and time to investigate your accident. In our investigation, we seek to uncover:
- What happened
- Who is to blame
- How the accident caused your injuries
- The injuries and subsequent damages you suffered
Your lawyer can speak with witnesses, obtain video, analyze any information from first responders, request your relevant medical records, preserve evidence held by the liable party, and uncover the facts that will substantiate the claim.
Collecting Evidence of Fault and Liability
Your case must show that the at-fault party caused your injuries by acting recklessly or carelessly. Your lawyer will know what it takes to prove negligence occurred and who is responsible. Common evidence used in personal injury cases includes:
- Surveillance video footage
- Eyewitness accounts
- Accident reports
- Medical records
Calculating Your Losses
In a personal injury case, what your financial recovery is worth depends on the nature and extent of your losses. Your attorney will document your damages and help you fight for appropriate and fair compensation based on these expenses and losses.
Negotiating an Insurance Settlement
In many cases, our personal injury accident attorneys can negotiate a settlement with the insurance company without filing a lawsuit. Insurers are notorious for offering low settlements or denying claims. Your lawyer can engage with the insurance company on your behalf to negotiate and possibly reach a fair settlement without going to trial.
File a Lawsuit and take Your Case to Trial
If the insurance company does not want to negotiate or refuses to make a fair settlement offer, your attorney may explain why you should file a lawsuit and go to trial.
If this occurs in your case, your law firm will prepare your case, guide you through litigation, and represent you at trial.
An Attorney May be Able to Go to Work for You Today
As a part of building a case to prove negligence, liability, and the value of your damages, we will gather evidence to confirm as many economic and non-economic losses as possible. Our team may uncover expenses and losses you overlooked, proving your injuries cost more than you realized.
Then, we will help you fight for the compensation to cover your damages, which could include:
- Medical bills, such as emergency transportation, hospital stays, ongoing treatment, and future care
- Lost wages, including reduced earning capacity or loss of benefits
- Property damages, such as car repairs following a collision
- Pain and suffering, including the physical and emotional anguish you experienced as a result of your injuries
In addition to gathering receipts, bills, and estimates, an attorney from our firm can take additional steps to document your losses. We may also work with subject-matter experts to support your case for damages, including medical or vocational experts who can help us prove your future income losses or ongoing medical needs.
It’s Vital to Get Started Before the Statute of Limitations Expires
Louisiana enforces a statute of limitations on personal injury lawsuits, which limits the amount of time you have to file a lawsuit. Per CC Art. 3492, you generally have two years from the date of your injuries to file a civil action.
Waiting too long could forfeit your right to file suit and pursue compensation for your injuries in civil court. With enough advance notice, our team can keep your case on track.
Contact Laborde Earles Injury Lawyers for a Complimentary Consultation Today
If you were injured in a personal injury incident in Louisiana, contact Laborde Earles Injury Lawyers today. We offer comprehensive legal services for all types of personal injury accidents, including car crashes, slip and falls, and more.
Call (337) 777-7777 to get a free case assessment from our team.
