What If My Bicycle Accident Claim Was Denied by Louisiana Farm Bureau?

If you have been injured in a bicycle accident and your claim was denied by Louisiana Farm Bureau, you can file an appeal with the insurance company or pursue a lawsuit directly against the party responsible for your bicycle accident.  

Appealing a Bike Accident Claim Denied by Louisiana Farm Bureau

When you submit an insurance claim to Louisiana Farm Bureau, Louisiana Revised Statutes 22 § 1892 requires that the insurance company complete your claim within 30 days of submission. To meet this deadline, the insurance company may simply deny your claim immediately to buy time. It is therefore important to submit an appeal as soon as possible after you receive a denial.

Upon receipt of a denial letter from Louisiana Farm Bureau, review the information provided in the letter thoroughly. They should provide you with a specific reason for the denial and a deadline to submit your appeal. 

Reasons Your Claim May Be Denied by Louisiana Farm Bureau

The basis for your appeal will depend substantially on the reason your claim was denied. Such reasons may include:

• Missing information, incomplete paperwork, or lack of evidence
• Insufficient coverage 
• Damages are not covered by the policy
• At-fault party is not named in the policy
• Dispute determination of fault
• Dispute claim value
• Dispute statements made in the claim
• Missed filing deadline
• Lapsed policy

If your claim was denied for any of the above reasons, your appeal with Louisiana Farm Bureau must include evidence or documentation to show that the denial is incorrect. For instance, if your claim was denied because they believe you exaggerated the value of your losses, you should provide documentation to show that your claim value is correct.

Evidence You Can Use to Appeal Your Louisiana Farm Bureau Claim Denial

Depending on the reason for your denial, you may need to compile evidence to support your claim, including: 

• Medical bills and invoices
• Photos or video of the accident scene, property damage, and injuries
• Written statements from medical and economic experts
• Pay stubs and other proof of income
• Accident report from the police
• Witness statements and contact information

If you appeal a bicycle accident claim denial from Louisiana Farm Bureau, an attorney with experience handling Louisiana bicycle accidents can help you obtain documents and other evidence necessary to support your appeal.

Filing a Lawsuit for Your Louisiana Bicycle Accident

If your appeal is denied, or if the denial is valid, you may still be able to obtain compensation through a bicycle accident injury lawsuit against the responsible party and their insurance carrier. If your claim was denied by Louisiana Farm Bureau as the at-fault party’s carrier because the insurance company is disputing fault, you will need to prove that the other party’s negligence was responsible for your injuries. 

Per Louisiana Civil Code 2323, you must establish that the other party was wholly or mostly responsible for the accident. The insurance company may try to imply that you were partially at fault for the accident, in order to reduce their liability. 

A Louisiana Bicycle Accident Attorney Can Guide You

When you have suffered an injury in a bike accident due to someone else’s negligence, you need to be able to focus on recovering your health. Work with an attorney who has experience handling bicycle accident claims and injury lawsuits in Louisiana. Rather than trying to negotiate on your own, let an attorney use their knowledge of insurance claims and negotiations to handle the claim, appeal, or lawsuit on your behalf. 

A Louisiana bicycle accident attorney will know what to do if your bicycle accident claim was denied by the Louisiana Farm Bureau. They will:

• Obtain documentation and other evidence to support your claim
• Handle written correspondence, emails, and phone calls regarding your claim
• Fight for your right to fair compensation in out-of-court negotiations
• File a lawsuit against the at-fault party or Louisiana Farm Bureau, if necessary

Contact Us to Discuss Your Denied Louisiana Farm Bureau Bicycle Accident Claim

If you or a loved one have received a denial from Louisiana Farm Bureau for your bicycle accident claim, the bike accident injury attorneys at Laborde Earles Injury Lawyers can help you with the appeal process. If we decide to work together on your claim, our attorneys will handle your appeal and subsequent negotiations. In the event that a fair and reasonable settlement cannot be reached, we will fight for your right to just compensation in a court of law. 

With more than 350 years of combined experience with Louisiana personal injury cases, we have repeatedly faced giant insurance companies with positive results. Our attorneys will gladly take your case to trial if it means obtaining a larger settlement on your behalf.

Contact our office today for a free consultation and let us help with your Louisiana Farm Bureau bicycle accident claim denial.