Why Do Property Insurance Claims Get Denied?

Getting a property insurance claim approved isn’t necessarily easy. An insurance company may offer a questionable reason for denying a claim, and the claimant may have to appeal the decision. Your claim may be denied because:

  • The insurer alleges your particular policy doesn’t cover your damages
  • The insurer says you didn’t pay your insurance premiums on time
  • The insurer says you didn’t provide enough or satisfactory evidence of your damages
  • You misinterpreted your policy

If you believe any of those reasons apply to your claim denial, an insurance claims lawyer from our firm can help. Your lawyer can review your existing evidence, help you appeal the decision, or help in several other ways.

Why Did I Receive a Low Property Insurance Settlement Offer?

You may have received a low settlement offer for one of the reasons mentioned above or because you didn’t list all your damages in your claim. There may also be another reason. Regardless, one of our firm’s attorneys can help by listing and valuating all your damages for you.

Client Testimonials Hear from locals like you.

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking...

Each time I interact with a member of the Laborde Earls team I am always extremely satisfied with the service provided. I had the pleasure of speaking with Mrs. Marsh today. She was extremely knowledgeable in addition to being patient and empathetic. She was able to provide me with the necessary resources and provided me with encouragement throughout the process. I definitely recommend Laborde Earls! Ask for Courtney!

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Megan Couvillon

Alexandria

Renee McCaslin goes above and beyond to help the clients. Her attention to detail is unmatched! Her kind heart and sweet spirit both go a long way in ...

Renee McCaslin goes above and beyond to help the clients. Her attention to detail is unmatched! Her kind heart and sweet spirit both go a long way in making you feel heard and cared for. And, she’s, like, really pretty!

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Sylvia Roy

New Iberia

Michelle Brouillette is always so pleasant whenever I call or stop by the office. She always has a smile on her face.

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Christine G.

Bridgette is absolutely phenomenal! She's one of the most professional, knowledgeable, and dedicated paralegals I've ever had the pleasure of working ...

Bridgette is absolutely phenomenal! She's one of the most professional, knowledgeable, and dedicated paralegals I've ever had the pleasure of working with. Her attention to detail is unmatched.
She catches things most people would overlook, and she always makes sure every document is perfect before it leaves her hands.
Beyond her incredible skill set, Bridgette is also kind, reliable, and a true team player. She communicates clearly, stays organized under pressure, and goes above and beyond to make sure clients and attorneys alike feel supported.
You can tell she genuinely cares about her work and the people she helps.
If you're lucky enough to have Bridgette as your paralegal, you're in the best possible hands. Five stars isn't enough for someone this exceptional!

B
Brittany Johnson

Alexandria

Michelle Brouillette is a wonderful addition to the Laborde Earles team.

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Melanie B.

Toni at LE is seriously so dedicated and a hard worker! LE is lucky to have this chick. She's so sweet but a little spicy (in a good, funny way!) whic...

Toni at LE is seriously so dedicated and a hard worker! LE is lucky to have this chick. She's so sweet but a little spicy (in a good, funny way!) which is always a breath of fresh air to be around someone who is genuine. She's a doll and anyone who comes into contact with her is a lucky one!

H
Hannah Johnson

Baton Rouge

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is q...

Working with Toni Stelly has been a great experience. She is compassionate and listens to me when I have a concern or need some information. Toni is quick to respond to my questions and gets things done!! Good experience working with this firm.

k
kelly

Lake Charles

I had the pleasure of working with Erica Ducote, and I cannot say enough about the excellent job she did on my case. From the very beginning, Erica wa...

I had the pleasure of working with Erica Ducote, and I cannot say enough about the excellent job she did on my case. From the very beginning, Erica was professional, knowledgeable, and attentive to every detail. She took the time to explain each step of the process, answered all of my questions thoroughly, and made sure I always felt supported and informed.
Her dedication and attention to detail were clear throughout, and it was evident she genuinely cared about achieving the best possible outcome. Thanks to Erica’s hard work and expertise, my case went smoothly and successfully.
I highly recommend Erica Ducote to anyone in need of a skilled, reliable, and compassionate paralegal. She truly goes above and beyond!

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maddie jo

Marksville

I highly recommend Derek Hebert to anyone in need of a skilled and trustworthy attorney. From the very beginning, Derek was professional, honest, and ...

I highly recommend Derek Hebert to anyone in need of a skilled and trustworthy attorney. From the very beginning, Derek was professional, honest, and incredibly responsive. He took the time to explain every step of the process in clear terms and always made sure I felt informed and supported.

His attention to detail, strong communication, and genuine dedication made a stressful situation much easier to navigate. Derek went above and beyond to achieve the best possible outcome, and I’m truly grateful for his hard work.

If you’re looking for an attorney who is knowledgeable, reliable, and truly cares about his clients, Derek Hebert is an outstanding choice.

B
Brylan Cormier

Lafayette

Over 1,700 5-Star Reviews

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The Services You’ll Receive From a New Orleans Insurance Claims Lawyer

Instead of arguing with the insurer or trying to appeal their decision by yourself, you should consider hiring an insurance claims lawyer from our firm. Your lawyer can argue and negotiate with the insurer for you. Insurance claims lawyers know how to handle and negotiate with insurers, so having one on your team may be invaluable for your case. To help you get a favorable settlement offer, your lawyer can:

  • Go over your policy and its fine print thoroughly
  • Help you understand your policy, including its limitations and maximums
  • Verify whether you paid your insurance premiums on time
  • List and value your losses and other damages
  • Investigate whether your policy covers all your damages
  • Review and add to the existing evidence in your claim
  • File your appeal of the insurer’s decision for you
  • Represent you and your family’s needs
  • Negotiate a settlement on your behalf

Negotiating with an insurer or appealing an insurer’s decision can be complicated. If your insurer refuses to compromise or engages in bad faith practices, your lawyer will hold them accountable.

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Taking Your Insurer to Court

If negotiations with your insurer fail or they act in bad faith, per RS 22:1973, your lawyer can take them to court. There, your lawyer will argue your case before a judge or jury and fight for a favorable verdict on your behalf.

The insurance claims lawyers from our firm are capable negotiators and litigators, and we’ll do everything we can to achieve a favorable outcome for you in or out of court.

Talk to a Louisiana Local Attorney Today

Get a Free Case Evaluation

Damages You May Receive Compensation for

Depending on your situation, your lawyer may be able to pursue various damages. If your lawyer can establish that your insurer was unfair and acted in bad faith, your lawyer may be able to pursue additional damages. All damages are worth pursuing since they’ll help you and your family recover from your losses and support yourselves in the future. Your recoverable damages could include:

  • Bills for the repair or replacement of personal property
  • The cost of repairing flood or rain damage
  • The costs involved in repairing damage to your landscaping
  • Repair bills for your home’s interior or exterior structure (including the foundation)
  • The cost of replacing your home if it was destroyed
  • The cost of any temporary housing you and your family may need

About Our Lawyers

At Laborde Earles Injury Lawyers, our lawyers have over one hundred years of combined experience and have recovered hundreds of millions of dollars for our clients. These clients include those struggling with insurance claims.

Our focus is on helping individuals and their families rebuild their lives after accidents and disasters, including natural disasters. Since so many Louisiana residents need help after suffering natural disasters, we help these people by representing their needs and handling unreasonable insurers. If you’re in a situation where you need legal representation, we want to help you.

We understand your financial situation may be difficult right now. We can help you seek your due damages, and you won’t pay us anything unless we recover compensation for you. Additionally, your initial consultation with a member of our team will be completely free. We hope this makes hiring an insurance claims lawyer much more affordable for you.

Contact Us Today to Learn How a New Orleans Insurance Claims Lawyer Can Help You

You’ve been through a disaster, and you shouldn’t have to go through any issues with your insurance company. An insurance claims lawyer can help resolve these issues so you can recover fully from your losses.

If your insurance claim has been denied or your insurance offer is insufficient, reach out to us at Laborde Earles Injury Lawyers. We’ll tell you more about us and give you a free case review with one of our team members. If you choose to hire one of our New Orleans insurance claims lawyers, we will help you through your insurance situation from beginning to end. Contact us today for your free consultation.

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